Fraudulent injury claim after bump
Discussion
Tribal Chestnut said:
Do any of the perpetrators of obvious fraud ever get prosecuted? I'm aware of the bigger cases with gangs etc, but what of the everyday bulls**t mongers who are found to have lied for financial gain?
Sometimes, yes.http://www.bbc.co.uk/news/technology-18889902
Though there's obviously a difference between not believing someone and proving to a criminal standard that they're lying.
Aretnap said:
Doctor's report saying "this person has whiplash" versus random bloke saying "we'll I saw her in the supermarket once and she looked OK to me - she even managed to use her mobile phone". I can sort of see why the insurance company might not have fancied their chances in court.
hardly random - he'd be the Defendant!the insurers folded far too easily
LoonR1 said:
Can't wait for the next thread where a PHer is not at fault and the recommendations for injury claims and Credit Hire come flooding in.
Hypocritical. Much.
I know, its a bit like when the insurance companies either attempt to get you to make a whiplash claim themselves using "their own" solicitors or they sell the accident victims details on to ambulance chasers.. never happens though does it..Hypocritical. Much.
hedgefinder said:
LoonR1 said:
Can't wait for the next thread where a PHer is not at fault and the recommendations for injury claims and Credit Hire come flooding in.
Hypocritical. Much.
I know, its a bit like when the insurance companies either attempt to get you to make a whiplash claim themselves using "their own" solicitors or they sell the accident victims details on to ambulance chasers.. never happens though does it..Hypocritical. Much.
pork911 said:
With the ban on referral fees that no longer happens and there is absolutely no connection whatsoever between insurers and ABS.
Not sure how we got onto this. I don't see every claim as fraudulent. PHers do if the claim is against them, yet have no issue claims for the same "fraudulent" stuff when not at fault. After a chat with the TSC last month ABS could be next for a review.
pork911 said:
With the ban on referral fees that no longer happens and there is absolutely no connection whatsoever between insurers and ABS.
to be fair,its only been in force for a year, so was still happening up until rather recently...and an insurance company with a legal department which was directly connected would possibly negate any referral fees anyway.LoonR1 said:
Not sure how we got onto this. I don't see every claim as fraudulent. PHers do if the claim is against them, yet have no issue claims for the same "fraudulent" stuff when not at fault.
After a chat with the TSC last month ABS could be next for a review.
its the same all over in every walk of life though, rightly or wrongly its human nature that people will take every opportunity to get money for nothing, whether they admit to it on a public forum or not...After a chat with the TSC last month ABS could be next for a review.
I can 100% guarantee that there are people on here who will kick off and go all auties handbag when its suggested that making an injury claim is justified, yet when an oportunity arises when they are in that position personally they jump at the chance, but wouldnt mention that on the same foum...
It goes the same both ways, companies are run by people with the same basic needs, to make money.
Edited by hedgefinder on Friday 18th April 13:29
CAPP0 said:
Since you obviously know all the fine detail of my own experience, I'll just outline it for everyone else 
Ran into the back of a car at a roundabout. Speed probably 15mph. Both cars slightly bent. No airbags deployed. No obvious or apparent injuries.
Following day I saw the (young female) driver of the car I had hit, in the local supermarket, veritably skipping around (really) in a relaxed and carefree manner, chatting on her phone. She didn't spot me.
Fast forward a couple of weeks,
3rd Party: "Aaargh, my whiplash is terrible, I can't work, I've been in constant pain Mr Insurer"
Me: "Er, Mr Insurer, you might want to verify that, I have seen the 3P in public acting in a manner which suggests lesser or no injury"
Mr Insurer: "Dear 3P, that's terrible, here, have £4000 compo, we don't mind and we won't check and after all it's about 3 times what your car is worth so hopefully you'll leave us alone now and we can go back to drinking tea and not do too much work on investigating this case"
I have managed to avoid having any fraudulent claims against me by not crashing into the rear of anybody at roundabouts, have you tried that tactic?Ran into the back of a car at a roundabout. Speed probably 15mph. Both cars slightly bent. No airbags deployed. No obvious or apparent injuries.
Following day I saw the (young female) driver of the car I had hit, in the local supermarket, veritably skipping around (really) in a relaxed and carefree manner, chatting on her phone. She didn't spot me.
Fast forward a couple of weeks,
3rd Party: "Aaargh, my whiplash is terrible, I can't work, I've been in constant pain Mr Insurer"
Me: "Er, Mr Insurer, you might want to verify that, I have seen the 3P in public acting in a manner which suggests lesser or no injury"
Mr Insurer: "Dear 3P, that's terrible, here, have £4000 compo, we don't mind and we won't check and after all it's about 3 times what your car is worth so hopefully you'll leave us alone now and we can go back to drinking tea and not do too much work on investigating this case"
On the other hand somebody ran into the back of me at a roundabout with only slight damage to my then old van, so we parted ways without a second thought. Two days later I could hardly move my head, and now 8 years later I still have neck pain, I now wished I'd got the other driver's details as the claim could have been put towards the time off work I had and my chiropractor's bills.
Aretnap said:
Doctor's report saying "this person has whiplash" versus random bloke saying "we'll I saw her in the supermarket once and she looked OK to me - she even managed to use her mobile phone". I can sort of see why the insurance company might not have fancied their chances in court.
It is very difficult to disprove someone's claims of whiplash/neck pain even with a formal clinical examination. The same applies to back pain.hedgefinder said:
LoonR1 said:
Not sure how we got onto this. I don't see every claim as fraudulent. PHers do if the claim is against them, yet have no issue claims for the same "fraudulent" stuff when not at fault.
After a chat with the TSC last month ABS could be next for a review.
its the same all over in every walk of life though, rightly or wrongly its human nature that people will take every opportunity to get money for nothing, whether they admit to it on a public forum or not...After a chat with the TSC last month ABS could be next for a review.
I can 100% guarnatee that there are people on here who will kick off and go all auties handbag when its suggested that making an injury claim is justified, yet when an oportunity arises when they are in that position personally they jump at the chance, but wouldnt mention that on the same foum...
It goes the same both ways, companies are run by people with the same basic needs, to make money.
g3org3y said:
Aretnap said:
Doctor's report saying "this person has whiplash" versus random bloke saying "we'll I saw her in the supermarket once and she looked OK to me - she even managed to use her mobile phone". I can sort of see why the insurance company might not have fancied their chances in court.
It is very difficult to disprove someone's claims of whiplash/neck pain even with a formal clinical examination. The same applies to back pain.gazza285 said:
I have managed to avoid having any fraudulent claims against me by not crashing into the rear of anybody at roundabouts, have you tried that tactic?
Yes, a mate told me to try this out many years ago. I was sceptical at first but to be fair to him it does seem to be working. Who knew?pork911 said:
g3org3y said:
Aretnap said:
Doctor's report saying "this person has whiplash" versus random bloke saying "we'll I saw her in the supermarket once and she looked OK to me - she even managed to use her mobile phone". I can sort of see why the insurance company might not have fancied their chances in court.
It is very difficult to disprove someone's claims of whiplash/neck pain even with a formal clinical examination. The same applies to back pain.g3org3y said:
The point is, it's easy to fake (or at least 'play up'). Go to your doctor, play injured, claim you can't work. More than likely the doctor will nod, sympathise, give pain killers, sign you off work etc. That's some nice 'evidence' to amass before you then go home/go karting/skiing/dog walking/sky diving etc.
But both whiplash and back pain exist. The fact that some are milking the system is frustrating but not a valid reason to tar every claim as fraudulent. LoonR1 said:
g3org3y said:
The point is, it's easy to fake (or at least 'play up'). Go to your doctor, play injured, claim you can't work. More than likely the doctor will nod, sympathise, give pain killers, sign you off work etc. That's some nice 'evidence' to amass before you then go home/go karting/skiing/dog walking/sky diving etc.
But both whiplash and back pain exist. The fact that some are milking the system is frustrating but not a valid reason to tar every claim as fraudulent. It was in reference to this post:
Aretnap said:
Doctor's report saying "this person has whiplash" versus random bloke saying "we'll I saw her in the supermarket once and she looked OK to me - she even managed to use her mobile phone". I can sort of see why the insurance company might not have fancied their chances in court.
With a whiplash claim, it is relatively easy to get 'evidence' in your favour with a report from a doctor.Trying to get evidence that goes the other way (i.e. disproving a fraudulent claim), now that is hard (private investigators, videos, photos etc).
FWIW, the last three or four patients I've treated for whiplash did not need to return for further consultations or be signed off from work. Perhaps I work in an honest area.
g3org3y said:
With a whiplash claim, it is relatively easy to get 'evidence' in your favour with a report from a doctor.
Trying to get evidence that goes the other way (i.e. disproving a fraudulent claim), now that is hard (private investigators, videos, photos etc).
FWIW, the last three or four patients I've treated for whiplash did not need to return for further consultations or be signed off from work. Perhaps I work in an honest area.
Fair enough I think we're agreeing. Trying to get evidence that goes the other way (i.e. disproving a fraudulent claim), now that is hard (private investigators, videos, photos etc).
FWIW, the last three or four patients I've treated for whiplash did not need to return for further consultations or be signed off from work. Perhaps I work in an honest area.
Gassing Station | Speed, Plod & the Law | Top of Page | What's New | My Stuff