BBC-The Nolan Show. Car theft victim to pay £300 for car.

BBC-The Nolan Show. Car theft victim to pay £300 for car.

Author
Discussion

Langweilig

Original Poster:

4,330 posts

212 months

Thursday 24th April 2014
quotequote all
BBC Radio Ulster. The Stephen Nolan Show. A caller rang the programme stating that she was asked to pay £300 for the return of her car, stolen in a creeper burglary.


https://audioboo.fm/boos/2100494-victim-of-car-the...

anonymous-user

55 months

Thursday 24th April 2014
quotequote all
That's what her insurance is for.

It was stolen and recovered. It isn't done by magic, it's done by a truck that needs paying for, driven by a man who needs paying for, by a business that needs cash flow to exist.

speedking31

3,558 posts

137 months

Thursday 24th April 2014
quotequote all
Surely that is covered by your premium. otherwise you may as well have no insurance and pay on a 'Pay as you go' basis every time something needs repairing confused

Impasse

15,099 posts

242 months

Thursday 24th April 2014
quotequote all
I've got a £500 excess on both my policies.

NPI

1,310 posts

125 months

Thursday 24th April 2014
quotequote all

Willy Holloughby

253 posts

144 months

Thursday 24th April 2014
quotequote all
Its hardly a new thing. I had to pay to have my car recovered from West Belfast in 1989. I didn't particularly relish recovering my car from bandit country myself and I can't imagine many people would.

She could claim the money back from her insurance company but she's chosen a £500 excess to reduce her premium. She can't have her cake and eat it, although that's what many people in Northern Ireland want these days!

anonymous-user

55 months

Thursday 24th April 2014
quotequote all
Impasse said:
I've got a £500 excess on both my policies.
Which you have to reduce your premium. You have to balance the risk of costs when making a decision to take out insurance.

otolith

56,259 posts

205 months

Thursday 24th April 2014
quotequote all
Perhaps some of the "victim surcharges" levied on motoring offences could be used to reimburse this amount to victims of car theft?

Aretnap

1,665 posts

152 months

Thursday 24th April 2014
quotequote all
If my TV or my sofa get nicked, and subsequently find them, do I have to pay to recover them, or is it just cars?

FatSumo

15,077 posts

170 months

Thursday 24th April 2014
quotequote all
otolith said:
Perhaps some of the "victim surcharges" levied on motoring offences could be used to reimburse this amount to victims of car theft?
I was thinking the same thing hehe

anonymous-user

55 months

Thursday 24th April 2014
quotequote all
Aretnap said:
If my TV or my sofa get nicked, and subsequently find them, do I have to pay to recover them, or is it just cars?
The police have the capacity, space and capability to recover most items, so no, you don't have to pay for those.

They don't have the same for vehicles. The recovery agents will also have suitable, specialist storage space for forensic examinations.


NH1

1,333 posts

130 months

Thursday 24th April 2014
quotequote all
otolith said:
Perhaps some of the "victim surcharges" levied on motoring offences could be used to reimburse this amount to victims of car theft?
That is the most sensible thing I've heard in a long time. Speeding is a victimless crime yet you have to pay a surcharge to help the "victims". Well here is a victim of a car related crime, surely this is what its for. How can the powers that be explain that one.

anonymous-user

55 months

Thursday 24th April 2014
quotequote all
NPI said:
How much would you charge to do it?

There's the price to buy your truck,

http://www.recoveryworld.co.uk/index.php?option=co...

Now you just need to run it, employ staff, etc or are you happy to do it for free ?

Home office spokeswoman said:
insisted: "The removal of stolen vehicles is important for protecting the vehicle from further theft or vandalism and preventing an obstruction.

"The costs have to be met somewhere, and would be a cost to the police or the public purse if not met by the vehicle owner."

NPI

1,310 posts

125 months

Thursday 24th April 2014
quotequote all
speedyguy said:
How much would you charge to do it?
I wasn't commenting on how much the recovery company charge, merely that as I read it, the Police should make the Home Office mandated charge of £150.


I think it's arguable that the Police should cover it themselves, as they failed to prevent the theft of the vehicle. But of course "Police" means tax-payer.

otolith

56,259 posts

205 months

Thursday 24th April 2014
quotequote all
Could it perhaps be funded from the sale of leather goods made from the flayed skin of car thieves?

Just putting that out there.

Derek Smith

45,747 posts

249 months

Thursday 24th April 2014
quotequote all
Some police forces make money from selling the contract to tow and store recovered vehicles.

The charge is generally accepted by insurance companies. So if your premium covers such costs then they pay out without a murmur. If it isn't then tough.

We had a demand from an irate motorist who, one assumes, had been the victim of one of these charges, to add to his vehicle's PNC record that he did not want the vehicle towed and that he would arrange his, somewhat cheaper, own.

What is odd is that the charge is often the same regardless of the mileage.

I've often wondered what would happen if there was a challenge to the charge, if an owner asked for an itemised charge and then brought up a dozen estimates from other tow companies.

NPI

1,310 posts

125 months

Thursday 24th April 2014
quotequote all
Derek Smith said:
The charge is generally accepted by insurance companies. So if your premium covers such costs then they pay out without a murmur. If it isn't then tough.
Almost everyone is going to have some level of excess, so even if it's only £100 and you've got protected NCB it's still unlikely to make sense to claim to get £50 back (assuming there's no damage etc of course).

Derek Smith said:
What is odd is that the charge is often the same regardless of the mileage.

I've often wondered what would happen if there was a challenge to the charge, if an owner asked for an itemised charge and then brought up a dozen estimates from other tow companies.
The way I read the Telegraph article, the charge is set (rules/regulations/law?) by the Government.

Graculus

143 posts

127 months

Thursday 24th April 2014
quotequote all
La Liga said:
That's what her insurance is for.

It was stolen and recovered. It isn't done by magic, it's done by a truck that needs paying for, driven by a man who needs paying for, by a business that needs cash flow to exist.
I heard this item this morning on Radio Ulster. Her annoyance was that she informed the police that she had a spare key and was happy to recover the vehicle herself but was told that she couldn't as they use a recovery company. This is, apparently, to prevent the vehicle being damaged or even stolen again whilst waiting for the owner to arrive. She was also told that had her vehicle been used to commit a crime it would have been returned without cost.

A few years ago I had a Golf GTI and a Range Rover stolen on the same night as a result of a creeper burglary. The Golf was found within twelve hours and the police drove me to recover it using a spare key. The Range Rover was found about two weeks later and, again, the police took me to the scene to use my spare key to gain entry but, this time, SOCO wanted it so it was then loaded onto a recovery truck. It was returned to me about two weeks after that. I wasn't charged a penny in either case.

Nolan is returning to the subject on the show tomorrow morning


tbc

3,017 posts

176 months

Thursday 24th April 2014
quotequote all
Honestly, anyone from the mainland UK listening to the Nolan Show on Radio Ulster will probably think

"This shows having a bad day with thick, ignorant callers"

Believe me it is like that everyday and it doesn't improve.

Having been born in and lived in Belfast I am pretty certain Northern Ireland has the most thick backward people per square mile than anywhere else in the UK.

Nolan has a magic radio formula

get one extreme view, get another extreme view.

Play them off against one another

Then sit back and enjoy the ratings and the Sony Award at the end of the year.

LoonR1

26,988 posts

178 months

Thursday 24th April 2014
quotequote all
Derek Smith said:
Some police forces make money from selling the contract to tow and store recovered vehicles.

The charge is generally accepted by insurance companies. So if your premium covers such costs then they pay out without a murmur. If it isn't then tough.

We had a demand from an irate motorist who, one assumes, had been the victim of one of these charges, to add to his vehicle's PNC record that he did not want the vehicle towed and that he would arrange his, somewhat cheaper, own.

What is odd is that the charge is often the same regardless of the mileage.

I've often wondered what would happen if there was a challenge to the charge, if an owner asked for an itemised charge and then brought up a dozen estimates from other tow companies.
Maybe that was the case in the 70s but is not reflective of things now