Credit card details through the post

[dombooth]

Just filling out an application form for something and I reach the payment part.

The options are:

1) Cheque/postal order
2) Credit/Debit card

I cannot do '1' due to not having a cheque book.

On '2' it asks for:

Is the card an amex/visa/mastercard

Card number

Expiry Date

Security Code

Is there nothing against companies/charities asking for your card details through the post? I hope I'm not the only one that finds this a disturbing practise..?

Thanks,
Dom

[SK425]

How are they going to be able to take card payment if you don't provide the information they need to take card payment?

[dombooth]

SK425 said:

How are they going to be able to take card payment if you don't provide the information they need to take card payment?

Is it not more secure over the phone?

Dom

[dombooth]

http://www.money.co.uk/article/1002665-asking-for-...

[andyalan10]

I would ask them how their request for your credit card details through the post aligns with their compliance with PCI-DSS.

https://www.pcisecuritystandards.org/merchants/

As a merchant (from the PCI-DSS website):-

"If cardholder data is stolen – and it’s your fault – you could incur fines, penalties, even termination of the right to accept payment cards!"

Assuming it's a small organisation, perhaps even not for profit, a bank transfer is probably best, if you want the protection that credit card purchase gives you need ask them how you can do it over the phone.

Andy

[Puddenchucker]

dombooth said:

SK425 said:

How are they going to be able to take card payment if you don't provide the information they need to take card payment?

Is it not more secure over the phone?

Why?
If an employee of said organisation was going to fraudulently use your data, they could just as easily make a note of it when on the phone as they could copy it from a form.

dombooth said:

Is there nothing against companies/charities asking for your card details through the post?

How did you receive your credit card?
Did it just magically appear in your wallet or did it arrive by post?

[Vipers]

dombooth said:

Just filling out an application form for something and I reach the payment part.

The options are:

1) Cheque/postal order
2) Credit/Debit card

I cannot do '1' due to not having a cheque book.

On '2' it asks for:

Is the card an amex/visa/mastercard

Card number

Expiry Date

Security Code

Is there nothing against companies/charities asking for your card details through the post? I hope I'm not the only one that finds this a disturbing practise..?

Thanks,
Dom

Sounds very dodgy, and very unsecure to me.

[SK425]

dombooth said:

SK425 said:

How are they going to be able to take card payment if you don't provide the information they need to take card payment?

Is it not more secure over the phone?

Dunno.

Even if there's nothing against companies asking for your details through the post, there's nothing against you choosing not to send them through the post if you don't want to.

[speedking31]

Send incorrect details and then provide the correct ones when they phone up to check. They will bend over backwards to get your money.