car insurance fraud issue
Discussion
question regarding insurance and possible fraud please - work colleague has split up from his wife few months ago. He has found out his ex wife to be has insured the car again with him as a named driver. I personally don't see the major fuss as she is using car to ferry his kids about but hey ho. He said he wants to do her for fraud. Would the police be interested? He has since phoned up and canceled the policy and she has presumably taken out her own policy unless she is driving around with out insurance at all - which im sure the police would be interested in.
No interest at all from the police. Also no way that he as named driver could cancel the policy without her approval as policyholder.
He needs to take the emotion out of his decision making process, which is easier said than done. All this crap when splitting up doesn't help, won't alter the financial settlement and just makes solicitors richer most of the time.
He needs to take the emotion out of his decision making process, which is easier said than done. All this crap when splitting up doesn't help, won't alter the financial settlement and just makes solicitors richer most of the time.
wjwren said:
sorry should of said - the fraud element is that he was put on the insurance without his permission.
Fail to see any fraud in that. Who's suffered a loss ? If anything, it's moderately sensible for her to have him as a named driver. If anything happens to her he can use her car to ferry kids around.
She hasn't said that he regularly uses it, or that he has any financial interest it - just that he *can* use it.
TwigtheWonderkid said:
Just found out my soon to be ex wife has made a new will, and I am still the main beneficiary. And she didn't get my permission. Can I report her for fraud? 
Your work colleague is a knob, she's well off out of it.
If you think that's an equivalent situation, you need to go back to school, kid.Your work colleague is a knob, she's well off out of it.
You don't need a person's permission to add them as a named driver on your policy. It's your policy, and if you think there is a remote chance they might have to drive in certain circumstances, you can add them on for your own protection. They don't have to know, or appreciate why you think they might have to drive.
But you need to ensure you know all their current details, re driving history, convictions etc.
But you need to ensure you know all their current details, re driving history, convictions etc.
Mr GrimNasty said:
TwigtheWonderkid said:
Just found out my soon to be ex wife has made a new will, and I am still the main beneficiary. And she didn't get my permission. Can I report her for fraud?
Your work colleague is a knob, she's well off out of it.
If you think that's an equivalent situation, you need to go back to school, kid.Your work colleague is a knob, she's well off out of it.
LoonR1 said:
wjwren said:
sorry should of said - the fraud element is that he was put on the insurance without his permission.
It's not fraud. End of. He needs to grow up quickly, because an attitude like that is going to cripple him finically when the divorce starts. Steffan said:
I entirely agree. The attitude displayed by the male partner complaining is reprehensible and unless he grows up before this matter reaches the courts it will be a very expensive divorce. Sinking to such pathetic levels to score points say much more about the complainant than anything else.
Yep. That should say financially too. Big fat blooming fingersGanglandboss said:
Mr GrimNasty said:
Davie_GLA said:
Not fraud in any way shape or form. Did she do it to reduce the premium?
Well precisely, you're half way to working it out.http://www.cps.gov.uk/legal/s_to_u/sentencing_manu...
So the fraud if there is one, is not on him as such, but rather the insurance co.
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