What would you do?
Discussion
Earlier today, my friend rear ended another driver.
The driver in front was seemingly not paying attention to the car in front which was indicating, and slammed his brakes on. My friend did the same but hit him.
Obviously, my friend is 100% liable. Here is where it gets interesting.
They both pulled into a side street to assess the damage. My friend is missing some paint on his bumper, but the other car has 'a smashed in bumper'.
The gent in front insinuated my friend paid in cash for the damage, he declined and offered to exchange insurance details. The gent phones his brother, and after their conversation; declines, shakes his hand, says 'forget about it' and leaves. My friend does not have his registration number.
What would you do, and why?
1) assume the other guy is uninsured and forget it ever happened
2) report it to your insurance anyway.
3) Track him down and throw red bull at him
4) Other
The driver in front was seemingly not paying attention to the car in front which was indicating, and slammed his brakes on. My friend did the same but hit him.
Obviously, my friend is 100% liable. Here is where it gets interesting.
They both pulled into a side street to assess the damage. My friend is missing some paint on his bumper, but the other car has 'a smashed in bumper'.
The gent in front insinuated my friend paid in cash for the damage, he declined and offered to exchange insurance details. The gent phones his brother, and after their conversation; declines, shakes his hand, says 'forget about it' and leaves. My friend does not have his registration number.
What would you do, and why?
1) assume the other guy is uninsured and forget it ever happened
2) report it to your insurance anyway.
3) Track him down and throw red bull at him
4) Other
That would be a 1a- I'd forget it, but wouldn't necessarily assume he was uninsured (asssumption being mother to all f
k ups- sapper law). Sometimes, for the sake of a cheap part on a cheaper car, and another black mark on your insurance (fault or not, you'll pay somewhere); it's just not worth the hassle.
k ups- sapper law). Sometimes, for the sake of a cheap part on a cheaper car, and another black mark on your insurance (fault or not, you'll pay somewhere); it's just not worth the hassle.amusingduck said:
Earlier today, my friend rear ended another driver.
The driver in front was seemingly not paying attention to the car in front which was indicating, and slammed his brakes on. My friend did the same but hit him.
Obviously, my friend is 100% liable. Here is where it gets interesting.
...
Where it gets interesting is that this smacks of "crash for cash" (or whatever it's called nowadays) - I'd be reporting it as such to the local constabulary ASAP on a "cover yer backside" basis... The driver in front was seemingly not paying attention to the car in front which was indicating, and slammed his brakes on. My friend did the same but hit him.
Obviously, my friend is 100% liable. Here is where it gets interesting.
...
Also needs reporting to the driver's insurer on a "for information only at the moment" basis, including the police incident number.
aw51 121565 said:
Where it gets interesting is that this smacks of "crash for cash" (or whatever it's called nowadays) - I'd be reporting it as such to the local constabulary ASAP on a "cover yer backside" basis...
Also needs reporting to the driver's insurer on a "for information only at the moment" basis, including the police incident number.
I doubt that it is a crash for cash scams as the car was fairly new (2010+),not some old sAlso needs reporting to the driver's insurer on a "for information only at the moment" basis, including the police incident number.
tbox. First thing that crossed my mind! aw51 121565 said:
Where it gets interesting is that this smacks of "crash for cash" (or whatever it's called nowadays) - I'd be reporting it as such to the local constabulary ASAP on a "cover yer backside" basis...
Also needs reporting to the driver's insurer on a "for information only at the moment" basis, including the police incident number.
It doesn't smack of it at all. In fact it's quite the opposite, a scammer wants your insurance details and is unbelievably keen to get the ball rolling. Also needs reporting to the driver's insurer on a "for information only at the moment" basis, including the police incident number.
The OP in the real world will take option 1, I'd do the same.
I would say 1.
If I had their number plate I'd report the uninsured driver to plod. But you said you don't have it.
It's not a normal cash for crash scam
That normally has a car full of people, they want insurance details so they can get 5 whiplash claims.
It might be a mild version if the scam where someone fits a £10 bumper and hopes to get £100 crash.
But if you crash into the back of someone £100 isn't a big price to pay.
If I had their number plate I'd report the uninsured driver to plod. But you said you don't have it.
It's not a normal cash for crash scam
That normally has a car full of people, they want insurance details so they can get 5 whiplash claims.
It might be a mild version if the scam where someone fits a £10 bumper and hopes to get £100 crash.
But if you crash into the back of someone £100 isn't a big price to pay.
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