TFL Fine - Payment In Cash

Author
Discussion

deanrufleg

Original Poster:

392 posts

256 months

Thursday 24th July 2014
quotequote all
Oli.
Thank you. Maybe I should not have entered details, as to make it more impersonal.
I have not asked for an opinion of am I being childish/dummy spitter/prick/whatever.
There are only rare occasions I post now- I don't think this place is what it once used to be.
You ask for impartial advice on theoretical issues, and of course done propel just use it as a to to take
an opposite view.



zcacogp said:
Let's go back to the original (interesting) Q. Offering to pay a fine to a government body in the coin of the realm is not unreasonable, and I wonder if refusal is lawful? Can anyone shed any light?


Oli.

lbc

3,216 posts

217 months

Thursday 24th July 2014
quotequote all
I wonder what the OP is going to do when cash is completely obsolete?

As already mentioned, just use one of those Pay As You Go credit cards and just pay it.

School holidays just started rolleyes

deanrufleg

Original Poster:

392 posts

256 months

Thursday 24th July 2014
quotequote all
Internet? Yes. I have. I'm on it now....
Was working over in Tooting at the time.
Yes I got the money back.

New card, used a week later. Same high St, same food store, different branch.
Same thing happened again for a smaller amount.
Hence my then sticking 2 fingers up and thinking I'll stick to using cash.
The only risk I then have is not being a target for fraud, but getting mugged.

Bizarrely, shops still accept cash but, they sometimes looked shocked when you
produce it...


beer


walm said:
deanrufleg said:
In the small hours of the morning I had contact from Barclays saying card had been suspended due to transactions for about £4k.
Hence my reluctance to use a card really.

Happy now?
Not really.
Did you get the money back?
If not - why not?
If so - what's the problem.

We all have personal admin to sort out that takes time away from work/family/fapping/other hobbies.

I am pretty confident that paying for everything in cash rather than a card is adding more to your burden than sucking up the risk of being defrauded again.

Have you heard of the internet? It's quite a big deal.
Sometimes ordering items online can save you both time and money.
Unfortunately you can't buy those things with cash.

So, in short, you are bonkers!!

(Good luck with sticking it to the man though - I hate TFL.)

anonymous-user

54 months

Thursday 24th July 2014
quotequote all
Maybe you should send them this link
http://www.highways.gov.uk/news/press-releases/pay... and ask them to consider being more diverse in their collection methods

If a half baked gov agency on a half baked scheme not yet live can manage it surely TFL must be able to manage it ?.

I bet you don't use London buses much either ? http://www.tfl.gov.uk/campaign/ways-to-pay

walm

10,609 posts

202 months

Thursday 24th July 2014
quotequote all
You know what, cash is way too mainstream.

Offer to pay in Bitcoin or Krugerrands.

PurpleMoonlight

22,362 posts

157 months

Thursday 24th July 2014
quotequote all
Get a friend or relative to pay with their credit card and you give them the cash.

MrPicky

1,233 posts

267 months

Thursday 24th July 2014
quotequote all
Have you considered offering to pay in stamps?

bigee

1,485 posts

238 months

Thursday 24th July 2014
quotequote all
Whilst certainly an element of 'the pram' here (with reason in my opinion as I detest TFL as well,but that's by the by..) it is a valid and simple question and point raised,offering to pay the full amount in cash.How can this be legally refused? Granted if in small coins etc then limits apply but the OP has said he will pay with notes so ok here, I am not aware that it is compulsory to actually even have a bank account or credit card or even a PC for that matter,surely you cannot be made to purchase a postal order neither? Why on earth can you not pay in cash? Not your problem if TFL in their wisdom did not set up a facility to do so.
Totally different to a purchasing situation whereby a shop/other party can stipulate what payment terms they accept,you can obviously refuse to agree and go elsewhere or go without. A fine leaves you no choice but to pay so again why cant you pay in cash? I suspect when push comes to shove they will have to accept it as I cant see any 'court' (should it get that far ) saying you are being unreasonable here.
Its all down to revenue tactics anyways, virtual camera,auto fine sent out,virtual payment back.They do not want the expense of handling cash but again that is not your problem.

mph1977

12,467 posts

168 months

Thursday 24th July 2014
quotequote all
bigee said:
Whilst certainly an element of 'the pram' here (with reason in my opinion as I detest TFL as well,but that's by the by..) it is a valid and simple question and point raised,offering to pay the full amount in cash.How can this be legally refused? Granted if in small coins etc then limits apply but the OP has said he will pay with notes so ok here, I am not aware that it is compulsory to actually even have a bank account or credit card or even a PC for that matter,surely you cannot be made to purchase a postal order neither? Why on earth can you not pay in cash? Not your problem if TFL in their wisdom did not set up a facility to do so.
Totally different to a purchasing situation whereby a shop/other party can stipulate what payment terms they accept,you can obviously refuse to agree and go elsewhere or go without. A fine leaves you no choice but to pay so again why cant you pay in cash? I suspect when push comes to shove they will have to accept it as I cant see any 'court' (should it get that far ) saying you are being unreasonable here.
Its all down to revenue tactics anyways, virtual camera,auto fine sent out,virtual payment back.They do not want the expense of handling cash but again that is not your problem.
'legal tender' has very specific meaning and purpose ... paying a fine may not be something which you can force the acceptance of cash

most banks and building socieities will do a counter cheque for free / nominal (pennies / pound) free for a sum like that , saving proper banker;s drafts for larger sums.

Monkeylegend

26,386 posts

231 months

Thursday 24th July 2014
quotequote all
Stoofa said:
Monkeylegend said:
Out of interest how much does a £65 postal order actually cost?
£73.12 total
http://www.postoffice.co.uk/postal-orders
Didn't realise they cost so much.

bigee

1,485 posts

238 months

Thursday 24th July 2014
quotequote all
mph1977 said:
'legal tender' has very specific meaning and purpose ... paying a fine may not be something which you can force the acceptance of cash

most banks and building socieities will do a counter cheque for free / nominal (pennies / pound) free for a sum like that , saving proper banker;s drafts for larger sums.
Fair point,but again what 'if' you didn't have a bank account? Genuinely interested in the outcome here.

Gareth79

7,668 posts

246 months

Friday 25th July 2014
quotequote all
I think they probably would accept it, but tell people they don't because they don't want the hassle of processing, arguments about the amounts sent/received, and Royal Mail and their own workers stealing it. I can't imagine them wanting to double the risk by posting it back!

On the legality as a debt - I expect it's written into legislation that the methods of payment for reduced or pre-court amounts can be restricted.



pork911

7,140 posts

183 months

Friday 25th July 2014
quotequote all
deanrufleg said:
pork911 said:
do you only pay cash for all your bills now?
Over the past 3 months, yes. I do/have.
Don't think I'm committing any offence by doing so.
Is the inconvenience worth it, especially for bills you don't feel aggrieved over?

I can only imagine your reaction when there's some more fraudulent activity despite your new approach.



k99

544 posts

168 months

Friday 25th July 2014
quotequote all
So the problem is you don't want to use a credit card in shops due to valid concerns about fraud etc.
But your don't want to use your card online on a trusted publicly owned uk website or telephone line.

I think you do have a credit or debit card? So what do you use it for?
How do you pay for car or house insurance, internet access, phone contracts, web purchases. All by direct debits or cheques?

Therefore pay online or send them a cheque.

bigee

1,485 posts

238 months

Friday 25th July 2014
quotequote all
The point being though is why should the OP be 'forced' to accept these terms? Cash is perfectly acceptable in courts etc,indeed in various council departments as well.To ask to pay the full amount in correct money,not silly amounts of change etc, seems perfectly reasonable to me. It might be pedantic/spitting of dummies etc but can anybody show me the law that states he cannot pay in cash?

anonymous-user

54 months

Friday 25th July 2014
quotequote all
deanrufleg said:
New card, used a week later. Same high St, same food store, different branch.
Same thing happened again for a smaller amount.
H
Ummm, how about just stop using the shop that is skimming your card?

Snowboy

8,028 posts

151 months

Friday 25th July 2014
quotequote all
Firstly; you probably have a trojan of some sort on your computer and that's how they are getting your bank details.
To have a card skimmed twice in quick succession seems to much of a coincidence.
Get your computer checked, and your phone and anything else that you connect with.
And change your passwords.


Secondly; I'm surprised you can't pay cash
If you just want to solve the problem without making a big sing and dance hive the cash to a mate and have them pay online.
If you're trying to win a point if principle ,- well, have fun.

anonymous-user

54 months

Friday 25th July 2014
quotequote all
Snowboy said:
Firstly; you probably have a trojan of some sort on your computer and that's how they are getting your bank details.
To have a card skimmed twice in quick succession seems to much of a coincidence.
Get your computer checked, and your phone and anything else that you connect with.
And change your passwords.
Potentially yes but the OP used 2 branches of the same shop in the same street in Tooting, quite possible if one is at it, the other is too

bigee

1,485 posts

238 months

Friday 25th July 2014
quotequote all
"If you're trying to win a point if principle ,- well, have fun."

To have laws/rules etc then we must have principles though. What law states that you cannot use cash to discharge a penalty charge ? (there may well be one but enlighten me !)
Cashless society is coming whether you see it or not.....where's my tin hat and foil ??!!

Mr Classic

224 posts

119 months

Friday 25th July 2014
quotequote all
Shops can refuse to accept cash for goods before you have received them, but cannot refuse to accept it (no matter what the denomination) if you have already received the goods (i.e a haircut or dinner).