Car Tax

[theshrew]

I went to take the tax disc off my bike before. It seems I'd forgotten to put the latest one in the holder anyway

What a rebel

[SilverSixer]

I want to buy a car privately. But I want to keep my existing car to sell privately afterwards. I want to keep the same insurance policy and switch the policy to the new car once the old one is sold.

So, do I have to do this: buy the new car and tax it on the spot by phone/online. Then also buy a day's insurance (e.g. from dayinsure.com or something) so I can drive it home. Then when I get home declare the new car SORN.

Or have the new car trailered home declaring SORN. Or ask the current owner to drive it to my house whilst still insured and taxed under him then drive him home and then get a train/whatever home.

Ball ache. Excessive costs. Sigh.

[Who me ?]

Remember the TV show "THE COMEDIANS"?
Now DVLA have joined the ranks with this bit of confusery ( figures are for my car)
"Vehicle tax rate for vehicle
6 Month rate £60.50
12 Month rate £110.00
6 monthly by direct debit totalling £57.75
12 monthly by direct debit totalling £110.00
Monthly by direct debit totalling £115.50 (Monthly payment of approximately £9.63) "
So ,if I pay for six moths in advance it's cost me £60.50. But six months@ £9.63=£57.78 ( it did say £9.63 was approximate) , so is or is it not cheaper to pay monthly? The mind boggles and hence we have a clue as to how UK PLC is in a financial mess.

[speedking31]

Maybe if VED increases in the meantime your monthly DD payment will increase then, rather than in a years time, hence "approximately"?

[photosnob]

Does this mean you can just set it up to a 10 monthly direct debit and forget about it unless you change cars? If so I am happy. If not I'll be paying a premium to not have to think about it once a year.

[anonymous-user]

Watching cars come the other way I reckon that only about one in ten has removed the tax disc. Old habits die hard.

[glenrobbo]

Breadvan72 said:

Watching cars come the other way I reckon that only about one in ten has removed the tax disc. Old habits die hard.

It's entirely possible that those 1 in 10 never had tax discs beforehand.

[QBee]

speedking31 said:

Maybe if VED increases in the meantime your monthly DD payment will increase then, rather than in a years time, hence "approximately"?

That's a very interesting point - it goes up every March/April.