Car on drive way - do I need insurance?
Discussion
Just bought a new car and want to switch my insurance over to it.
My old car is taxed and MOTed and is sitting on the driveway. Do I still need to keep it insured or can I stop the insurance as long as I don't drive it on public roads?
Edit: police liaison officer says I don't need insurance or SORN. I'm confused ¬.¬
My old car is taxed and MOTed and is sitting on the driveway. Do I still need to keep it insured or can I stop the insurance as long as I don't drive it on public roads?
Edit: police liaison officer says I don't need insurance or SORN. I'm confused ¬.¬
Edited by matty6660 on Thursday 11th September 20:34
Edited by matty6660 on Thursday 11th September 21:34
It's confusing
because I asked a police liaison officer who working for traffic control and he said as long as it has tax and is not taken on a public road, you don't need to insure it and don't need to SORN it.
And yet everyone on this forum says I need to at least declare it as SORN. Srsly wtf lol.
because I asked a police liaison officer who working for traffic control and he said as long as it has tax and is not taken on a public road, you don't need to insure it and don't need to SORN it.
And yet everyone on this forum says I need to at least declare it as SORN. Srsly wtf lol.
calibrax said:
and don't forget if it's SORNed on your driveway it could still be stolen, so keeping it insured makes sense even if it's not legally required...
I sorned one of my cars a while back. My InsCo were quite happy to keep me on risk for fire and theft only for the duration.matty6660 said:
It's confusing
because I asked a police liaison officer who working for traffic control and he said as long as it has tax and is not taken on a public road, you don't need to insure it and don't need to SORN it.
And yet everyone on this forum says I need to at least declare it as SORN. Srsly wtf lol.
http://www.mib.org.uk/Motor+Insurance+Database/en/Continuous+Insurance+Enforcement/default.htm explains it. The Motor Vehicles (Insurance Requirements) Regulations 2011 enabled some 2006 legislation preventing a car from being taxed but uninsured.because I asked a police liaison officer who working for traffic control and he said as long as it has tax and is not taken on a public road, you don't need to insure it and don't need to SORN it.
And yet everyone on this forum says I need to at least declare it as SORN. Srsly wtf lol.
mygoldfishbowl said:
SV8Predator said:
mygoldfishbowl said:
really what?
Officially two week's leeway, that's what.
if the OP times it right 
.Anyway, OP can't declare SORN until (s)he is the RK (how Kafka-esque is that
??) but a paper SORN application posted a week after the V5C was posted should cause no issues .chriscpritchard said:
http://www.mib.org.uk/Motor+Insurance+Database/en/... explains it. The Motor Vehicles (Insurance Requirements) Regulations 2011 enabled some 2006 legislation preventing a car from being taxed but uninsured.
I'm glad I read that snippet of fun, have to be honest I wasn't up to speed with the law change until the letter arrived.My daily driver has been off the road for about 5 weeks and 3 weeks ago I swapped the ins over to my old daily that I still own to use until the repair is complete which will now be early next week.
I rec'd a letter from the MIB noting it was unisured and the risk of a £100 fine, I even rang them up, no mention of clamping it or a day in court.
Somewhat annoyingly the letter arrived on the 2nd / 3rd Sept so one month was automatically lost and with it running out at the end of October putting it on SORN to get little back, needing to get it home from the Garage, (which should have been last week) meant I did nothing deciding to take a £100 risk.. not so sure now..
Somewhat ironic that it was parked with tax but un-insured for about 6 weeks back in May / June without a whsiper from the DVLA
Just to add I have no intention of driving it without insurance, will be swapping my current cover back over, that of course will mean I have to SORN the second car and loose tax on that one too.
While designed to catch the non payers which is a good policy its a nice little scam for the DVLA in unused VED..
aw51 121565 said:
mygoldfishbowl said:
SV8Predator said:
mygoldfishbowl said:
really what?
Officially two week's leeway, that's what. if the OP times it right .Anyway, OP can't declare SORN until (s)he is the RK (how Kafka-esque is that
??) but a paper SORN application posted a week after the V5C was posted should cause no issues .chriscpritchard said:
http://www.mib.org.uk/Motor+Insurance+Database/en/... explains it. The Motor Vehicles (Insurance Requirements) Regulations 2011 enabled some 2006 legislation preventing a car from being taxed but uninsured.
Just an update:I have declared it as SORN now just to be on the safe side. Good thing is I can claim back the last couple of months of prepaid tax
Thanks for that chriscpritchard
ncbbmw said:
Just to add I have no intention of driving it without insurance, will be swapping my current cover back over, that of course will mean I have to SORN the second car and loose tax on that one too.
I have several unregistered semi and fully automatic guns at home. Just to add I have no intention of using them to shoot people. I have several hundred kilos of heroin worth c£10m at home. Just to add I have no intention of dealing.
Cracking defence this one you've found.
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