insurance for polish car
Discussion
In Poland, its the car thats insured, not the driver. Its pretty common to buy the existing insurance wih the cat, simply renewing in your name, when due.
Nearly every polish insurer covers the vehicle throughout the EU,( under EU legislation) so his existing insurance, if you buy it off him, at the time of purchase; will cover youre journey home.
However, its just not that easy to explain to your average Uk plod....
Nearly every polish insurer covers the vehicle throughout the EU,( under EU legislation) so his existing insurance, if you buy it off him, at the time of purchase; will cover youre journey home.
However, its just not that easy to explain to your average Uk plod....
I acquired a British-made car which was originally sold in Germany but repatriated to the UK 20 years later. I got my hands on it 4 years after it came back to the UK, it had had some work done to it but it wasn't MoTed or registered in the UK (and its German registration papers had been cancelled).
My insurers gave me two weeks to get it MoTed and registered, otherwise they would cancel the policy... That this only came to light in a phone call with them after over 2 weeks (this little detail wasn't in the paperwork!!) made for an interesting discussion...
The insurers were unable to accomodate more than 10 characters of the chassis number on their insurance certificate, and DVLA wanted the last 10 characters (of the 17) on the insurance certificate rather than the first ten which the insurers had used
. The insurers refused to accomodate this, finally opting for a letter (containing all 17 characters of the chassis number) and a statement "this vehicle has been insured from such a date etc".
It took several goes before they managed to send me this letter by email, I received several other peoples' insurance certificates in the interim
.
Moral of the story: OP, make sure the insurance documents have all 17 characters of the chassis number on
.
My insurers gave me two weeks to get it MoTed and registered, otherwise they would cancel the policy... That this only came to light in a phone call with them after over 2 weeks (this little detail wasn't in the paperwork!!) made for an interesting discussion...
The insurers were unable to accomodate more than 10 characters of the chassis number on their insurance certificate, and DVLA wanted the last 10 characters (of the 17) on the insurance certificate rather than the first ten which the insurers had used
. The insurers refused to accomodate this, finally opting for a letter (containing all 17 characters of the chassis number) and a statement "this vehicle has been insured from such a date etc".It took several goes before they managed to send me this letter by email, I received several other peoples' insurance certificates in the interim
.Moral of the story: OP, make sure the insurance documents have all 17 characters of the chassis number on
.leyorkie said:
Complete rubbish again
Please read this and then understand it
https://www.gov.uk/importing-vehicles-into-the-uk/...
Which part on that page is relevant?Please read this and then understand it
https://www.gov.uk/importing-vehicles-into-the-uk/...
captainwood said:
me i believe!
Actually it was Roo's post I was responding to.captainwood said:
So what exception would there be to drive the car to my house from the ferry, to then register it in this country?
Depends whether your house is on a believable route to the MOT station. Tread carefully.captainwood said:
Having spoken to the dvla I can drive the car as long as its uk insured and is booked in for an MOT and I am driving straight to the MOT station.
That might work. Insurance is the crucial issue. However, I would be very wary with only a verbal assurance from the DVLA as backup. It's the BiB you need to worry about, not the Swansea mob.NigelAllen said:
In Poland, its the car thats insured, not the driver. Its pretty common to buy the existing insurance wih the cat, simply renewing in your name, when due.
Nearly every polish insurer covers the vehicle throughout the EU,( under EU legislation) so his existing insurance, if you buy it off him, at the time of purchase; will cover youre journey home.
However, its just not that easy to explain to your average Uk plod....
That would be fine if you're a Polish citizen or resident in that country. I'm not so sure it would work for a UK citzen resident here. Arguing the point with a UK copper might be an interesting exercise. I think the risk of the car being impounded would be high.Nearly every polish insurer covers the vehicle throughout the EU,( under EU legislation) so his existing insurance, if you buy it off him, at the time of purchase; will cover youre journey home.
However, its just not that easy to explain to your average Uk plod....
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