Passenger in uninsured car/accident

[anonymous-user]

peter hh said:

taxi drivers fault as he was on the phone at the time and not paying attention

Just out of interest was he hands free and did you say anything ?

If he was hands free maybe we need to be looking at "phone use" overall in vehicles if it distracts people as you say.

[peter hh]

Not hands free and as he answered it we had the collision. I didn't have chance to say anything or I would have.

[pork911]

i don't quite understand the distinction between not a fan of compo culture and not claiming whiplash but did hurt shoulder and off work for one week.

what is the claim - one week's loss of earnings and / or the hurt shoulder and / or anything else?

[rambo19]

Did you hail taxi from street or book via a cab office?
If booked through cab office a claim against the cab company would be in order as you made the contract with them.

[aw51 121565]

And was it a Taxi or Private Hire vehicle?

As an aside, I know someone who used to drive another friend's Private Hire minibus on airport runs when said friend was unable to pick up the punters himself... The stand-in driver was not a taxi driver licenced by the local authority (and I suspect he was driving on his own car insurance's "driving other cars" cover) but - more by good luck than judgement? - they got away with it on numerous occasions.

I suspect the OP was inadvertently involved in a similar arrangement. The local authority's licensing function will be very interested in what has happened, and I recommend that the OP contacts them on Monday .

[zcacogp]

aw51 121565 said:

And was it a Taxi or Private Hire vehicle?

... or was it a dodgy-looking Carina E with a CD hanging from the rear view mirror and a guy who spoke broken English who offered to take you to your destination for cash?

OP - I can't help, but you are (inadvertently) answering a question I have wondered myself on several occasions. I hope you get satisfaction from whatever route you choose.


Oli.

[ruff'n'smov]

peter hh said:

As the title says I was a passenger in an taxi last week where the taxi ended up crashing into another driver, taxi drivers fault as he was on the phone at the time and not paying attention. Turns out the taxi driver is uninsured and is self employed. My shoulder got hurt in the process, I'm not claiming whiplash etc but I had to have a week of work so want know where I stand. Thanks

So you got in an unlicensed cab? ...serves you right then. If a cab driver looses his valid insurance for what ever reason then the licensing authority will revoke his cab licence , so why did you get in a cab with no plates ?

Did you call the cab ? Or was it a ranker ?.

You ain't telling all the story Pete me old lad.

[pork911]

ruff'n'smov said:

So you got in an unlicensed cab? ...serves you right then.

really?

[Centurion07]

ruff'n'smov said:

peter hh said:

As the title says I was a passenger in an taxi last week where the taxi ended up crashing into another driver, taxi drivers fault as he was on the phone at the time and not paying attention. Turns out the taxi driver is uninsured and is self employed. My shoulder got hurt in the process, I'm not claiming whiplash etc but I had to have a week of work so want know where I stand. Thanks

So you got in an unlicensed cab? ...serves you right then. If a cab driver looses his valid insurance for what ever reason then the licensing authority will revoke his cab licence , so why did you get in a cab with no plates ?

Did you call the cab ? Or was it a ranker ?.

You ain't telling all the story Pete me old lad.

And you clearly have no idea how the licensing system works me old mate.

[Laurel Green]

I have to say that I am astounded that everyone hailing a cab does not first go to the back of the vehicle to check that the licence is in date - astounded!

[4rephill]

Laurel Green said:

I have to say that I am astounded that everyone hailing a cab does not first go to the back of the vehicle to check that the licence is in date - astounded!

You only check that the licence is in date? - Surely you also check all of their insurance details are correct and that there is suitable insurance in place that the covers the transportation of paying passengers?

I always do this with taxis - However, I must confess that the buggers put the meter on as soon as I'm in the car before we set off and some times the wait for the insurance information to come back takes so long that the fare ends up being massive!

Of course it doesn't help that I also go through the vehicles MOT details as well and carry out a full safety check on the vehicle to ensure that it's safe to use before commencing My journey! (You'll be amazed just how many taxis fail this check! ).

[peter hh]

pork911 said:

i don't quite understand the distinction between not a fan of compo culture and not claiming whiplash but did hurt shoulder and off work for one week.

what is the claim - one week's loss of earnings and / or the hurt shoulder and / or anything else?

I'l rephrase it. I'm not a fan of people who have a minor bump and suffer no injury claiming they have whiplash to get a couple of grand. What I don't agree with is me suffering a loss of earnings close to Christmas at no fault of my own. I have not made a claim as of yet and I came here to see what my options are.

[peter hh]

rambo19 said:

Did you hail taxi from street or book via a cab office?
If booked through cab office a claim against the cab company would be in order as you made the contract with them.

I booked it through the telephone, it was a taxi.

[peter hh]

ruff'n'smov said:

peter hh said:

As the title says I was a passenger in an taxi last week where the taxi ended up crashing into another driver, taxi drivers fault as he was on the phone at the time and not paying attention. Turns out the taxi driver is uninsured and is self employed. My shoulder got hurt in the process, I'm not claiming whiplash etc but I had to have a week of work so want know where I stand. Thanks

So you got in an unlicensed cab? ...serves you right then. If a cab driver looses his valid insurance for what ever reason then the licensing authority will revoke his cab licence , so why did you get in a cab with no plates ?

Did you call the cab ? Or was it a ranker ?.

You ain't telling all the story Pete me old lad.

Oh really. I booked a taxi through a reputable taxi firm that I had used for many years when unable to drive. I had a few beers at a friends house and called one up. Jumped in and gave my destination, everything seemed legit and he could speak English fine and the car was in good condition. I don't know anyone personally who gets in a taxi and then before he sets off starts quizzing him. I only only at the moment that it is uninsured, but I suspect it was someone putting in a few hours in his friends taxi to earn abit of cash and was not insured.

I have already contacted the police and made a formal complaint to the cab office. I'm awaiting a more info from both.

Edited by peter hh on Saturday 13th December 16:06

[herewego]

peter hh said:

ruff'n'smov said:

peter hh said:

As the title says I was a passenger in an taxi last week where the taxi ended up crashing into another driver, taxi drivers fault as he was on the phone at the time and not paying attention. Turns out the taxi driver is uninsured and is self employed. My shoulder got hurt in the process, I'm not claiming whiplash etc but I had to have a week of work so want know where I stand. Thanks

So you got in an unlicensed cab? ...serves you right then. If a cab driver looses his valid insurance for what ever reason then the licensing authority will revoke his cab licence , so why did you get in a cab with no plates ?

Did you call the cab ? Or was it a ranker ?.

You ain't telling all the story Pete me old lad.

Oh really. I booked a taxi through a reputable taxi firm that I had used for many years when unable to drive. I had a few beers at a friends house and called one up. Jumped in and gave my destination, everything seemed legit and he could speak English fine and the car was in good condition. I don't know anyone personally who gets in a taxi and then before he sets off starts quizzing him. I only only at the moment that it is uninsured, but I suspect it was someone putting in a few hours in his friends taxi to earn abit of cash and was not insured.

I have already contacted the police and made a formal complaint to the cab office. I'm awaiting a more info from both.

Edited by peter hh on Saturday 13th December 16:06

Leave it Pete, ees not werf it.

[ruff'n'smov]

peter hh said:

ruff'n'smov said:

peter hh said:

As the title says I was a passenger in an taxi last week where the taxi ended up crashing into another driver, taxi drivers fault as he was on the phone at the time and not paying attention. Turns out the taxi driver is uninsured and is self employed. My shoulder got hurt in the process, I'm not claiming whiplash etc but I had to have a week of work so want know where I stand. Thanks

So you got in an unlicensed cab? ...serves you right then. If a cab driver looses his valid insurance for what ever reason then the licensing authority will revoke his cab licence , so why did you get in a cab with no plates ?

Did you call the cab ? Or was it a ranker ?.

You ain't telling all the story Pete me old lad.

Oh really. I booked a taxi through a reputable taxi firm that I had used for many years when unable to drive. I had a few beers at a friends house and called one up. Jumped in and gave my destination, everything seemed legit and he could speak English fine and the car was in good condition. I don't know anyone personally who gets in a taxi and then before he sets off starts quizzing him. I only only at the moment that it is uninsured, but I suspect it was someone putting in a few hours in his friends taxi to earn abit of cash and was not insured.

I have already contacted the police and made a formal complaint to the cab office. I'm awaiting a more info from both.

Edited by peter hh on Saturday 13th December 16:06

Now we have the whole story. Cab office is your first port of call for the compo then, and not such a reputable firm if they have cabbies up to that kind of stuff, they knew the cabbie would have been dodgy and turned a blind eye.

No need to thank me for the probing question that finally got the full SP out of you.

[Centurion07]

ruff'n'smov said:

...not such a reputable firm if they have cabbies up to that kind of stuff, they knew the cabbie would have been dodgy and turned a blind eye...

You clearly don't have a clue how the cab business works so you should just stop now.

[peter hh]

ruff'n'smov said:

peter hh said:

ruff'n'smov said:

peter hh said:

As the title says I was a passenger in an taxi last week where the taxi ended up crashing into another driver, taxi drivers fault as he was on the phone at the time and not paying attention. Turns out the taxi driver is uninsured and is self employed. My shoulder got hurt in the process, I'm not claiming whiplash etc but I had to have a week of work so want know where I stand. Thanks

So you got in an unlicensed cab? ...serves you right then. If a cab driver looses his valid insurance for what ever reason then the licensing authority will revoke his cab licence , so why did you get in a cab with no plates ?

Did you call the cab ? Or was it a ranker ?.

You ain't telling all the story Pete me old lad.

Oh really. I booked a taxi through a reputable taxi firm that I had used for many years when unable to drive. I had a few beers at a friends house and called one up. Jumped in and gave my destination, everything seemed legit and he could speak English fine and the car was in good condition. I don't know anyone personally who gets in a taxi and then before he sets off starts quizzing him. I only only at the moment that it is uninsured, but I suspect it was someone putting in a few hours in his friends taxi to earn abit of cash and was not insured.

I have already contacted the police and made a formal complaint to the cab office. I'm awaiting a more info from both.

Edited by peter hh on Saturday 13th December 16:06

Now we have the whole story. Cab office is your first port of call for the compo then, and not such a reputable firm if they have cabbies up to that kind of stuff, they knew the cabbie would have been dodgy and turned a blind eye.

No need to thank me for the probing question that finally got the full SP out of you.

The cab office wouldn't necessarily know if one night a drivers mate put in a few hours instead of the proper driver. They don't talk on mics either as all the jobs come through on a sat Nav style computer. Why would I thank you you sound like a nob head. I love pistonheads but why do people feel the need to be a keyboard warrior when people ask politely for advice, either give advice or don't comment. I actually feel sorry for trolls as they wouldn't likely comment like this is real life face to face but do so behind a computer screen. I take it you were bullied in school and it makes you feel superior to give it the big en online. It's ok.

[oldcynic]

My wife used to be a TA at a local high school, and several of the lads claimed to be driving mini-cabs in the evenings/weekends. at the ripe old age of 15. I suspect the vehicles have a licence plate allowing somebody to drive, but are far more profitable if they can be out 24/7 rather than sitting idle whilst the licensed driver sleeps.

[peter hh]

oldcynic said:

My wife used to be a TA at a local high school, and several of the lads claimed to be driving mini-cabs in the evenings/weekends. at the ripe old age of 15. I suspect the vehicles have a licence plate allowing somebody to drive, but are far more profitable if they can be out 24/7 rather than sitting idle whilst the licensed driver sleeps.

Yeh I suspect that the proper driver may let people use it from time to time for a small fee. If nothing happens then everyone is happy. The base get more drivers working or get to cope with the extra work load over Christmas. The dodgy driver gets abit of cash and the registered keeper gets abit thrown his way, so in essence he is earning money while he sleeps. I am not sure at the moment but I will find out and get to the bottom of it soon.