When shall I tell my insurance.

When shall I tell my insurance.

Author
Discussion

ruff'n'smov

Original Poster:

1,092 posts

148 months

Friday 23rd January 2015
quotequote all
So going to get 3 points and a fine for a ST06 I think, obviously not going to tell insurance Co. Yet but when would you tell them ?

Once fixed penalty has come through or on renewal date which is 2 months away, actually hoping that This particular force are lax in sending the notice out.


TooMany2cvs

29,008 posts

125 months

Friday 23rd January 2015
quotequote all
ST06? You mean SP60 or TS60?
I'd tell 'em as soon as it comes through - sod's law says that you'll have a claim between then and renewal, and have an awkward conversation.

LoonR1

26,988 posts

176 months

Friday 23rd January 2015
quotequote all
Technically straight away. Most, including me, would leave it til renewal. It's not a rating factor for this policy year as that was fixed 10 months ago barring any major changes like moving house / changing car.

agtlaw

6,680 posts

205 months

Friday 23rd January 2015
quotequote all
What does your policy say?

ruff'n'smov

Original Poster:

1,092 posts

148 months

Friday 23rd January 2015
quotequote all
TooMany2cvs said:
ST06? You mean SP60 or TS60?
I'd tell 'em as soon as it comes through - sod's law says that you'll have a claim between then and renewal, and have an awkward conversation.
TS02 d'oh

V8forweekends

2,481 posts

123 months

Friday 23rd January 2015
quotequote all
ruff'n'smov said:
TooMany2cvs said:
ST06? You mean SP60 or TS60?
I'd tell 'em as soon as it comes through - sod's law says that you'll have a claim between then and renewal, and have an awkward conversation.
TS02 d'oh

TS20 Maybe?

TwigtheWonderkid

43,248 posts

149 months

Friday 23rd January 2015
quotequote all
ruff'n'smov said:
TooMany2cvs said:
ST06? You mean SP60 or TS60?
I'd tell 'em as soon as it comes through - sod's law says that you'll have a claim between then and renewal, and have an awkward conversation.
TS02 d'oh
Have you disclosed you dyslexia?


silentbrown

8,793 posts

115 months

Friday 23rd January 2015
quotequote all
TwigtheWonderkid said:
Have you disclosed you dyslexia?
Maybe MS70?

https://www.gov.uk/penalty-points-endorsements/end...

ruff'n'smov

Original Poster:

1,092 posts

148 months

Saturday 24th January 2015
quotequote all
Hahaha.

Yes TS20 . Final answer.

BertBert

18,955 posts

210 months

Saturday 24th January 2015
quotequote all
agtlaw said:
What does your policy say?
That would seem to be a slightly more reliable way of telling than asking the PH massive.
Bert

Jimmyarm

1,962 posts

177 months

Saturday 24th January 2015
quotequote all
In most instances there is no requirement to disclose convictions that occur during the insurance contract period, you must however disclose them at renewal or if asked (it is a material fact).

Your policy may specifiy differently.

BlueMeganeII

338 posts

158 months

Sunday 25th January 2015
quotequote all
Ts20 - I thought that was a fine only.

TwigtheWonderkid

43,248 posts

149 months

Sunday 25th January 2015
quotequote all
BlueMeganeII said:
Ts20 - I thought that was a fine only.
confused

If that's the case, why's it called a TS20? It wouldn't have a conviction code if it weren't an endorsable offence.

Al U

2,311 posts

130 months

Sunday 25th January 2015
quotequote all
https://www.gov.uk/penalty-points-endorsements/end...

Fixed three points for that. I'm guessing you overtook someone on double white lines?

LoonR1

26,988 posts

176 months

Sunday 25th January 2015
quotequote all
He probably looked at this duff Wiki page

http://en.m.wikipedia.org/wiki/List_of_UK_driving_...

STW2010

5,714 posts

161 months

Sunday 25th January 2015
quotequote all
TwigtheWonderkid said:
ruff'n'smov said:
TooMany2cvs said:
ST06? You mean SP60 or TS60?
I'd tell 'em as soon as it comes through - sod's law says that you'll have a claim between then and renewal, and have an awkward conversation.
TS02 d'oh
Have you disclosed you dyslexia?
Have you?

TwigtheWonderkid

43,248 posts

149 months

Sunday 25th January 2015
quotequote all
STW2010 said:
TwigtheWonderkid said:
ruff'n'smov said:
TooMany2cvs said:
ST06? You mean SP60 or TS60?
I'd tell 'em as soon as it comes through - sod's law says that you'll have a claim between then and renewal, and have an awkward conversation.
TS02 d'oh
Have you disclosed you dyslexia?
Have you?
On.

guindilias

5,245 posts

119 months

Sunday 25th January 2015
quotequote all
I was done for drink driving, and the court date was a month away - rang my insurance (Admiral) and they said that even once I was convicted, I didn't have to tell them until renewal time. Needless to say, I wasn't renewing...

Aretnap

1,643 posts

150 months

Sunday 25th January 2015
quotequote all
TwigtheWonderkid said:
BlueMeganeII said:
Ts20 - I thought that was a fine only.
confused

If that's the case, why's it called a TS20? It wouldn't have a conviction code if it weren't an endorsable offence.
Failure to comply with a traffic sign can be a fine and points or a fine only, depending on which sign it was. Obviously only the endorseable version has an endorsement code.

zetec

4,465 posts

250 months

Sunday 25th January 2015
quotequote all
DD90 Furious driving

What is 'Furious driving'?!