Insurance issue.. again

Author
Discussion

itannum990

Original Poster:

275 posts

115 months

Monday 26th January 2015
quotequote all
Spoke to them, there is a possible IT issue, either causing the cover not to be sent to the mid or mid informed that cover was cancelled, due to the way they work the nice lady could not speak to the people involved but put a request through for them to look at it in due course.
If I am stopped by the police I must ask them to contact sureterm who can confirm that I am covered. No advice given regarding what to do in the event of ANPR auto issued letters. Because I forgot to ask.

Magic919

14,126 posts

201 months

Monday 26th January 2015
quotequote all
So they confirm you are insured.

itannum990

Original Poster:

275 posts

115 months

Monday 26th January 2015
quotequote all
Magic919 said:
So they confirm you are insured.
They do.

aw51 121565

4,771 posts

233 months

Monday 26th January 2015
quotequote all
itannum990 said:
Magic919 said:
So they confirm you are insured.
They do.
Did the insurance certificate and schedule, plus the other bumph, arrive in the post in a thick envelope a few days after you purchased the policy in October?

Insurers, in my experience, generally advise the insured to tell them if this stuff doesn't arrive in a timely fashion smile .

ging84

8,897 posts

146 months

Monday 26th January 2015
quotequote all
has our reliance on technology reached the point where people will believe a quango database over their own documents?

The end is nigh

itannum990

Original Poster:

275 posts

115 months

Monday 26th January 2015
quotequote all
aw51 121565 said:
Did the insurance certificate and schedule, plus the other bumph, arrive in the post in a thick envelope a few days after you purchased the policy in October?

Insurers, in my experience, generally advise the insured to tell them if this stuff doesn't arrive in a timely fashion smile .
Yes all the papers arrived in a most timely manner. And as ever, I did check it on the MID after a couple of weeks.

Gareth79

7,669 posts

246 months

Monday 26th January 2015
quotequote all
Mound Dawg said:
Having done this job in the past I can tell you that trying to call people about unpaid instalments is a waste of time. Either-

They don't answer.

They answer but "can't talk about this now so can you call me in an hour" (all future attempts at contact fail).

They "can talk about it now" and treat you to half an hour of increasingly desperate flim-flamming about how they'll pay it all off if you can just see your way to extending the 7 days to a month. You can't because once the 7 day letter is issued its either pay up or p*ss off. So it's a stand off.
That's not a problem if at least an attempt is made. Everybody makes mistakes, both policyholders, banks and even insurers! As many reasonable communications as possible will help pick those up.

itannum990

Original Poster:

275 posts

115 months

Wednesday 28th January 2015
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It now comes up as insured on MID. Good, I can tax it.

LoonR1

26,988 posts

177 months

Wednesday 28th January 2015
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itannum990 said:
It now comes up as insured on MID. Good, I can tax it.
You could tax it anyway. Insurance is no longer checked as part of the application process.

shep1001

4,600 posts

189 months

Wednesday 28th January 2015
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itannum990 said:
Yep paid and money been taken, checked my statements last night. No refund, no ncb it's a classic policy.
Without reading all the other replies it sounds like the details have been put in wrong for the reg number. Had it with a car of mine AKS 406 went in as AK 5406. Took 6 months before I got tugged off plod for 'no insurance' but it took all of about 10 minutes to get put right. Just call the broker and ask them whats going on, who is the policy with/through??

itannum990

Original Poster:

275 posts

115 months

Friday 30th January 2015
quotequote all
shep1001 said:
Without reading all the other replies it sounds like the details have been put in wrong for the reg number. Had it with a car of mine AKS 406 went in as AK 5406. Took 6 months before I got tugged off plod for 'no insurance' but it took all of about 10 minutes to get put right. Just call the broker and ask them whats going on, who is the policy with/through??
Well it came up on MID after starting the policy, and then went off it recently.

Sureterm.