Speeding and insurance question (issue!)
Discussion
LoonR1 said:
Joe5y said:
I did in fact buy another car which after finding out how many issues it had - an S2k, I punted it on. I have always been meaning to buy another car but circumstance, for a variety of reasons haven't allowed and although still on the hunt I am still no closer to getting a car I require which at the moment, for the short journeys that I do doesn't warrant a car, like I had before.
Wow. A car that you've not mentioned before miraculously appears. "but didn't bother telling us about the car you subsequently bought."
Special brownie points for picking that car though, I'm sure PH will side with you now.
And I didn't subsequently buy it. If it must be known, and I may have to correct a single word in my original post, I owned and sold both cars. I owned both and insured both, then I sold one and then I sold the other.
Joe5y said:
It hasn't miraculously appeared, it isn't relevant to the conversation or issue.
And I didn't subsequently buy it. If it must be known, and I may have to correct a single word in my original post, I owned and sold both cars. I owned both and insured both, then I sold one and then I sold the other.
This is just brilliant. Did you own them together or one after the other? You're not clear on that. And I didn't subsequently buy it. If it must be known, and I may have to correct a single word in my original post, I owned and sold both cars. I owned both and insured both, then I sold one and then I sold the other.
If one at a time, then why mention the first car and not the second?
If both together then how did you get a policy with Esure as they don't do multi car policies?
LoonR1 said:
This is just brilliant.
Thank you.
LoonR1 said:
Did you own them together or one after the other? You're not clear on that.
Technically a 2 day cross-over. LoonR1 said:
You're not clear on that.
Sorry. LoonR1 said:
If one at a time, then why mention the first car and not the second?
Why is it needed? Whether I sold 20 cars I still only had one that I sold last and didn't replace and therefore informing my insurance company. LoonR1 said:
If both together then how did you get a policy with Esure as they don't do multi car policies?
N/A
C
Thank you.
N/ASo you told us about one car but not the S2000. Sorry, but you're not making sense and stuff just keeps being mentioned to support your case
Joe5y said:
LoonR1 said:
This is just brilliant.
Thank you.
LoonR1 said:
Did you own them together or one after the other? You're not clear on that.
Technically a 2 day cross-over. LoonR1 said:
You're not clear on that.
Sorry. LoonR1 said:
If one at a time, then why mention the first car and not the second?
Why is it needed? Whether I sold 20 cars I still only had one that I sold last and didn't replace and therefore informing my insurance company. LoonR1 said:
If both together then how did you get a policy with Esure as they don't do multi car policies?
N/A
LoonR1 said:
So you told us about one car but not the S2000. Sorry, but you're not making sense and stuff just keeps being mentioned to support your case
I also haven't told you that I own 3 vans a digger and pulled out of buying a car in November. You're searching for something that isn't there.
Running through every minor detail that isn't relevant to the issue and will only confuse things further. Simply, I have insuranc, sold the car, insurance company suspended my insurance meaning I was uninsured to DOC, I assumed (wrongly) I could still DOC, subsequently found out I couldn't - goes on PH for advice ends up speaking with Tom Cruises faithful.
Whilst I appreciate your input I fear you are being a conspirisist looking for something that isn't there.
Joe5y said:
Whilst I appreciate your input I fear you are being a conspirisist looking for something that isn't there.
I think that as an insurance Bod and seasoned to these forums, LoonR1 asks for all details as what might not seem a material issue (or indeed an issue at all) to the poster, is a material issue to the insurer.Insurance is complex (or rather, the contracts are normally straight forward but few read them in detail).
I have learned a lot from this forum.
Joe5y said:
I also haven't told you that I own 3 vans a digger and pulled out of buying a car in November.
You're searching for something that isn't there.
Running through every minor detail that isn't relevant to the issue and will only confuse things further. Simply, I have insuranc, sold the car, insurance company suspended my insurance meaning I was uninsured to DOC, I assumed (wrongly) I could still DOC, subsequently found out I couldn't - goes on PH for advice ends up speaking with Tom Cruises faithful.
Whilst I appreciate your input I fear you are being a conspirisist looking for something that isn't there.
Do you not have insurance on the 3 vans that gives you cover?You're searching for something that isn't there.
Running through every minor detail that isn't relevant to the issue and will only confuse things further. Simply, I have insuranc, sold the car, insurance company suspended my insurance meaning I was uninsured to DOC, I assumed (wrongly) I could still DOC, subsequently found out I couldn't - goes on PH for advice ends up speaking with Tom Cruises faithful.
Whilst I appreciate your input I fear you are being a conspirisist looking for something that isn't there.
People want to help, but to do that they need info to understand what's really happened. The devil is in the detail and it's the detail that's not forthcoming. Just because you think it's irrelevant doesn't mean it is.
Jon1967x said:
Do you not have insurance on the 3 vans that gives you cover?
Sadly not as these are commercial only. Jon1967x said:
People want to help, but to do that they need info to understand what's really happened. The devil is in the detail and it's the detail that's not forthcoming. Just because you think it's irrelevant doesn't mean it is.
As much as I understand this the outcome is and would be the same if I had bought and sold 1, 2, 3 or even 4 cars and changed the insurance accordingly. What the post was originally about was to gain a better understanding of the process of a NIP, sending it back and then the consequences of what I have now found out. I have answered all questions which have reveled information not relevant to the situation and then have had my honesty called into question like so many OP's on here - not a issue really as I have nothing to hide and as stated am not trying to get out of this scenario, merely trying to gain a better understanding of what is to come.
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