'Still registered as a 1.4' - Justice at last !!
Discussion
LoonR1 said:
One set are stuck to the outside of the car and are about six inches high and six foot long. The other one is a temporary suction cup sticker on the insider the window. Hardly the same thing
So what's the sticker size threshold above which you need to inform your insurers?
Fluid said:
Pixelpeep7r said:
but they still pay it - so why not pay it for the right size engined car while you learn to drive properly ?
people need to realise there are no shortcuts. insurance is too much for high performance cars for new drivers because they are NEW drivers and FAR more likely to have a crash.
Wait a few years like everyone else had to.
I passed in 1998, i was 26 as well. Still paid over £1400 a year insurance for the first few years.
my insurance now on a 300bhp Golf R is £300 a year. Happy days
What on earth did you have as a first car?people need to realise there are no shortcuts. insurance is too much for high performance cars for new drivers because they are NEW drivers and FAR more likely to have a crash.
Wait a few years like everyone else had to.
I passed in 1998, i was 26 as well. Still paid over £1400 a year insurance for the first few years.
my insurance now on a 300bhp Golf R is £300 a year. Happy days
I passed in 1998 as well, at 24. First car was a Peugeot 205 GTi, insurance was £410 a year.
Pixelpeep7r said:
Fluid said:
Pixelpeep7r said:
but they still pay it - so why not pay it for the right size engined car while you learn to drive properly ?
people need to realise there are no shortcuts. insurance is too much for high performance cars for new drivers because they are NEW drivers and FAR more likely to have a crash.
Wait a few years like everyone else had to.
I passed in 1998, i was 26 as well. Still paid over £1400 a year insurance for the first few years.
my insurance now on a 300bhp Golf R is £300 a year. Happy days
What on earth did you have as a first car?people need to realise there are no shortcuts. insurance is too much for high performance cars for new drivers because they are NEW drivers and FAR more likely to have a crash.
Wait a few years like everyone else had to.
I passed in 1998, i was 26 as well. Still paid over £1400 a year insurance for the first few years.
my insurance now on a 300bhp Golf R is £300 a year. Happy days
I passed in 1998 as well, at 24. First car was a Peugeot 205 GTi, insurance was £410 a year.
Kept it a year, then chopped it in for a 1.9.
Mr2Mike said:
LoonR1 said:
One set are stuck to the outside of the car and are about six inches high and six foot long. The other one is a temporary suction cup sticker on the insider the window. Hardly the same thing
So what's the sticker size threshold above which you need to inform your insurers?One is a set of external letters and one isn't. The clue is in the "external" bit. If you've stuck them on then it's clearly a modification. I know you seem to be following me around and playing the smug quoter, but it's pretty obvious.
Mid term report - must try harder
Mr Classic said:
£10 part worns or £100 A rated tyres. Can quite easily cause an accident, one set are a lot more likely to stop you in an emergency stop.
Why isn't this asked then?
If both are legal and of the correct size whats your point? The cost has nothing to do with it. If a mate give me a free tyre is that worse than someone who paid top dollar at kwick fit?Why isn't this asked then?
If its the right size and legal, then your insurance company will be happy.
Am I missing something?
Mr2Mike said:
LoonR1 said:
One set are stuck to the outside of the car and are about six inches high and six foot long. The other one is a temporary suction cup sticker on the insider the window. Hardly the same thing
So what's the sticker size threshold above which you need to inform your insurers?One is a set of external letters and one isn't. The clue is in the "external" bit. If you've stuck them on then it's clearly a modification. I know you seem to be following me around and playing the smug quoter, but it's pretty obvious.
Mid term report - must try harder
98elise said:
Mr Classic said:
£10 part worns or £100 A rated tyres. Can quite easily cause an accident, one set are a lot more likely to stop you in an emergency stop.
Why isn't this asked then?
If both are legal and of the correct size whats your point? The cost has nothing to do with it. If a mate give me a free tyre is that worse than someone who paid top dollar at kwick fit?Why isn't this asked then?
If its the right size and legal, then your insurance company will be happy.
Am I missing something?
Mr2Mike said:
So what's the sticker size threshold above which you need to inform your insurers?
Any thing is a modification, even if just cosmetic, according to most insurersIt's saved the insurance industry millions admin now everyone no longer has to declare their tax disk, £15-45 saved per policy.
Now Just the front and rear number plate is all you need to declared on a new car, that is until you give it it's first coat of polish of course.
You still need to be very careful with tyres, you'd think you were safe sticking to the same tyres as the original, but the tyre fitters often stick weights to the wheels to balance them, always remember to declare these, and ensure they reuse the original valves.
ging84 said:
Any thing is a modification, even if just cosmetic, according to most insurers
It's saved the insurance industry millions admin now everyone no longer has to declare their tax disk, £15-45 saved per policy.
Now Just the front and rear number plate is all you need to declared on a new car, that is until you give it it's first coat of polish of course.
You still need to be very careful with tyres, you'd think you were safe sticking to the same tyres as the original, but the tyre fitters often stick weights to the wheels to balance them, always remember to declare these, and ensure they reuse the original valves.
It's saved the insurance industry millions admin now everyone no longer has to declare their tax disk, £15-45 saved per policy.
Now Just the front and rear number plate is all you need to declared on a new car, that is until you give it it's first coat of polish of course.
You still need to be very careful with tyres, you'd think you were safe sticking to the same tyres as the original, but the tyre fitters often stick weights to the wheels to balance them, always remember to declare these, and ensure they reuse the original valves.
I put a Motorhead CD in my Alfa yesterday. I'm sure it's making the car faster. Should I tell my insurer?
Mr Classic said:
98elise said:
Mr Classic said:
£10 part worns or £100 A rated tyres. Can quite easily cause an accident, one set are a lot more likely to stop you in an emergency stop.
Why isn't this asked then?
If both are legal and of the correct size whats your point? The cost has nothing to do with it. If a mate give me a free tyre is that worse than someone who paid top dollar at kwick fit?Why isn't this asked then?
If its the right size and legal, then your insurance company will be happy.
Am I missing something?
They are not interested in slight differences between manufacturers.
ging84 said:
Any thing is a modification, even if just cosmetic, according to most insurers
It's saved the insurance industry millions admin now everyone no longer has to declare their tax disk, £15-45 saved per policy.
Now Just the front and rear number plate is all you need to declared on a new car, that is until you give it it's first coat of polish of course.
You still need to be very careful with tyres, you'd think you were safe sticking to the same tyres as the original, but the tyre fitters often stick weights to the wheels to balance them, always remember to declare these, and ensure they reuse the original valves.
You're making yourself look even more stupid now, if that's possible. It's saved the insurance industry millions admin now everyone no longer has to declare their tax disk, £15-45 saved per policy.
Now Just the front and rear number plate is all you need to declared on a new car, that is until you give it it's first coat of polish of course.
You still need to be very careful with tyres, you'd think you were safe sticking to the same tyres as the original, but the tyre fitters often stick weights to the wheels to balance them, always remember to declare these, and ensure they reuse the original valves.
Mr E said:
98elise said:
They are not interested in slight differences between manufacturers.
And yet are interested if your air filter is different.Its a reasonably simple concept. As long as the parts are direct replacements, and don't alter the power or the look of the car, then there are no issues.
Red Devil said:
TCS is clearly a trader rather than a private individual. So what offence(s), if any, are they be committing by offering a car for sale with a defective V5C? Would that be of interest to the DVLA and Trading Standards?
I'd say the V5C for that "Mini" was slightly more than defective!Is VED even affected by an engine swap on a car rated on CO2 output rather than engine capacity? They can't give it a CO2 banding because they don't know what the CO2 figure is for that engine in that car. If they put it on the engine size based scheme it will be at most £230 a year - you could replace a two litre with a six litre V8 on that basis and pay less tax.
I know you lot get a bee in your bonnet about this kind of thing on here but think its the insurance companies that should be charged with fraud myself. Who cares about a couple of extra cc/bhp vs selling on details of crashes to dubious third parties as a matter of course and bumping up the price of policies accordingly. Play with a straight bat when these crooks do too.
Edited by 23rdian on Sunday 15th March 16:34
23rdian said:
I know you lot get a bee in your bonnet about this kind of thing on here but think its the insurance companies that should be charged with fraud myself. Who cares about a couple of extra cc/bhp vs selling on details of crashes to dubious third parties as a matter of course and bumping up the price of policies accordingly. Play with a straight bat when these crooks do too.
How is Neptune this time of year?Edited by 23rdian on Sunday 15th March 16:34
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