Courier lost my package, claim off credit card?

Courier lost my package, claim off credit card?

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Discussion

markw996

Original Poster:

309 posts

138 months

Thursday 26th March 2015
quotequote all
I bought some expensive stone sealing liquid from a guy on eBay who offered collection only. I paid with Paypal funded from my Barclaycard and arranged a courier (who I've used lots of times before) to collect the parcel. The guy agreed to package it up so I emailed him the label.

It's been 10 days now and the courier finally admitted they'd lost the package. There's no compensation as the couriers small print says they won't compensate for liquids.

It now turns out that this guy's idea of packaging was to wrap it in clear clingfilm and sellotape the label to it, so it was clear (excuse the pun) to see what was inside.

I can't claim from the courier, a Paypal chargeback wouldn't be fair (or successful) as the guy is only guilty of st packaging and a lack of common sense.

Do I try to use my credit cards insurance? The item was over £100 so it should be possible to make a claim.

PurpleMoonlight

22,362 posts

157 months

Thursday 26th March 2015
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Huh.

The courier lost it, why should the credit card company pay for that?

davamer23

1,127 posts

154 months

Thursday 26th March 2015
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Assuming the seller arranged the courier It's their responsibility to refund you or resend another item and then pursue the courier if they so choose too. Credit card company would only step in if you got no joy by other means 1st.

markw996

Original Poster:

309 posts

138 months

Thursday 26th March 2015
quotequote all
Unfortunately I arranged the courier and asked the seller to package it and affix the label.

PurpleMoonlight

22,362 posts

157 months

Thursday 26th March 2015
quotequote all
davamer23 said:
Assuming the seller arranged the courier It's their responsibility to refund you or resend another item and then pursue the courier if they so choose too. Credit card company would only step in if you got no joy by other means 1st.
Errrm, read the original post again .....

davamer23

1,127 posts

154 months

Thursday 26th March 2015
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Speak to the credit card company and see what they say.

davamer23

1,127 posts

154 months

Thursday 26th March 2015
quotequote all
PurpleMoonlight said:
Errrm, read the original post again .....
My bad

Mopar440

410 posts

112 months

Thursday 26th March 2015
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markw996 said:
Turns out that this guy's idea of packaging was to wrap it in clear clingfilm and sellotape the label to it,
How does that make it the seller's fault that your courier lost the package?



Muzzer79

9,948 posts

187 months

Thursday 26th March 2015
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I'd be surprised if your credit card company accepted.

Your cc insurance covers the item - non supply of, etc

I'd be surprised if it includes goods in transit cover on an item you have couriered....

I'd you didn't take out G.I.T cover with the courier, then I think you're going to have to suck it up....

markw996

Original Poster:

309 posts

138 months

Thursday 26th March 2015
quotequote all
Muzzer79 said:
I'd be surprised if your credit card company accepted.

Your cc insurance covers the item - non supply of, etc

I'd be surprised if it includes goods in transit cover on an item you have couriered....

I'd you didn't take out G.I.T cover with the courier, then I think you're going to have to suck it up....
I didn't read the small print that says liquids aren't covered by any compensation, I even paid extra for said non-existent compensation.

markw996

Original Poster:

309 posts

138 months

Thursday 26th March 2015
quotequote all
Mopar440 said:
markw996 said:
Turns out that this guy's idea of packaging was to wrap it in clear clingfilm and sellotape the label to it,
How does that make it the seller's fault that your courier lost the package?
It doesn't make him liable, but it's pretty irresponsible to package such an expensive item so that everyone who comes into contact with the parcel can see that it's worth stealing... if that's what has happened.

Mopar440

410 posts

112 months

Thursday 26th March 2015
quotequote all
markw996 said:
Mopar440 said:
markw996 said:
Turns out that this guy's idea of packaging was to wrap it in clear clingfilm and sellotape the label to it,
How does that make it the seller's fault that your courier lost the package?
It doesn't make him liable, but it's pretty irresponsible to package such an expensive item so that everyone who comes into contact with the parcel can see that it's worth stealing... if that's what has happened.
My bad, you're correct of course, there's such a black market for stone sealing liquid.


Sheepshanks

32,752 posts

119 months

Thursday 26th March 2015
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markw996 said:
It doesn't make him liable, but it's pretty irresponsible to package such an expensive item so that everyone who comes into contact with the parcel can see that it's worth stealing... if that's what has happened.
It's quite normal though - often computer related stuff just comes in the box it would be on the shelf in, even a Lenovo Thinkpad I got. Tyres always come wrapped in cling film.


I can imagine the courier company not wanting to be responsible for liquids spilling, but do they not accept it's their fault if it gets lost / stolen?

Edited by Sheepshanks on Thursday 26th March 23:06

Gareth79

7,666 posts

246 months

Thursday 26th March 2015
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I'd hazard a guess that the package burst (due to bad/zero packaging) and either it has been thrown away or is in a bag waiting to be looked at and reported as damaged.

anonymous-user

54 months

Thursday 26th March 2015
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Can you do a "credit card chargeback" when you use paypal? I didn't think so.


ging84

8,897 posts

146 months

Friday 27th March 2015
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i would still pursue the courier
they can't just turn around and say we ow you nothing it's excluded from compensation

If they said it was found to be leaking in transit and had to be disposed of, then maybe it would be fair, but they seem to have lost it

Z4MCoupe

55 posts

137 months

Friday 27th March 2015
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desolate said:
Can you do a "credit card chargeback" when you use paypal? I didn't think so.
Yes, it happens quiet frequently too. Try visiting a few paypal forums and you'll have your eyes opened. One of the reasons I don't sell anything remotely valuable on there.

Aphex

2,160 posts

200 months

Friday 27th March 2015
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Try contacting your credit card provider and tell them you paid for a service which wasn't received. They may do a chargeback for you and then its a waiting game to see if the couriers bank represent the chargeback with their terms and conditions. I would assume it'd be a fruitless endeavor with the charge being put back onto your card but worth a shot

Sheepshanks

32,752 posts

119 months

Friday 27th March 2015
quotequote all
Z4MCoupe said:
desolate said:
Can you do a "credit card chargeback" when you use paypal? I didn't think so.
Yes, it happens quiet frequently too. Try visiting a few paypal forums and you'll have your eyes opened. One of the reasons I don't sell anything remotely valuable on there.
I guess if the card had been fraudulently used then it would happen, but it's not supposed to happen due to faulty or non-delivered goods.

And people often say "do a charge-back" as if it's really easy, but in my experience the card companies first few answers are always to say no, you really have to push them to do it. Again, except for fraud - that was astonishingly easy.

grimmac

1,412 posts

110 months

Friday 27th March 2015
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To my layman's eye.....

The sellers obligations ceased when the item was collected from him.

The courier is responsible for the loss, OP arranged and paid the courier so their contract is with him.

Unfortunately a term in the contract limits compensation for liquids.



I'd be checking the terms of the contract regarding liquids... Specifically, loss of "package containing liquid" rather than "damage in transit, leading to loss of liquid from container".

If they still have the empty bottle.. You're stuffed.

If they have lost the bottle, I think you should have a chance with the courier.