repeatedly pulled for no insurance on national database...
Discussion
LoonR1 said:
I'm not saying you're making it up. It's not my responsibility to chase anyone up, no matter how fancy the words are that you use.
So what you're saying is that, not only has your insurer failed to update MID, but the administrators of MID have also not bothered to check it either.
At this moment in time, if what you say is correct and the only way that this can happen, then YES is the difinitive answer.So what you're saying is that, not only has your insurer failed to update MID, but the administrators of MID have also not bothered to check it either.
randlemarcus said:
As that's MID and the same system the police use, it'd be a miracle if it says something else. randlemarcus said:
well.. the results are.."NO XXXX XXX is NOT showing as insured on the Motor Insurance Database today."
surveyor said:
A few years ago now, but when I last asked a policeman the database was uploaded to the car - which was not necessarily daily. I'd be surprised if it's a real-time lookup via mobile signal even now.
Considering how little data is needed for a simple database lookup, it really should be real time these days.surveyor said:
How on earth can we explain? You need to ask your insurer, not us.
it was actually in answer to a post made earlier insinuating that this situation was pretty much an impossibility... and the possibility that this thread was a work of an over active imagination, or some such..
Edited by hedgefinder on Monday 13th April 21:44
LoonR1 said:
As that's MID and the same system the police use, it'd be a miracle if it says something else.
I would have thought it would be slightly quicker to update than the nice police car systems. Ho him.Utterly off topic, Loon, if young drivers crashes costs millions of pounds, why isn't it cheaper to insure them on 2 seaters?
randlemarcus said:
I would have thought it would be slightly quicker to update than the nice police car systems. Ho him.
Utterly off topic, Loon, if young drivers crashes costs millions of pounds, why isn't it cheaper to insure them on 2 seaters?
Because two seater cars do just as much damage to other people and their cars when they hit them. Utterly off topic, Loon, if young drivers crashes costs millions of pounds, why isn't it cheaper to insure them on 2 seaters?
SonicShadow said:
They should update their systems then. There's no technical reason the database could not be updated in minutes.
Yes there are. There are lots. Feel free to explain how you'd draw the data from a plethora of insurer and broker systems that often only fully update themselves overnight and are rarely online and then put this into a format that the receiving database can accept and update instantly. Ideally doing this at zero cost would be good too, as the cost of the database has to be passed on to customers.
LoonR1 said:
SonicShadow said:
They should update their systems then. There's no technical reason the database could not be updated in minutes.
Yes there are. There are lots. Feel free to explain how you'd draw the data from a plethora of insurer and broker systems that often only fully update themselves overnight and are rarely online and then put this into a format that the receiving database can accept and update instantly. Ideally doing this at zero cost would be good too, as the cost of the database has to be passed on to customers.
I can move money on my phone from my bank to a different building society company and it is all done within a minute, debits & credits.
What is the problem with the insurance database? Underinvestment, poor IT infrastructure or what ?
speedyguy said:
Funny that, when i withdraw cash from different bank or do a debit purchase the debit transfer shows up bl@@dy quick.
I can move money on my phone from my bank to a different building society company and it is all done within a minute, debits & credits.
What is the problem with the insurance database? Underinvestment, poor IT infrastructure or what ?
I don't know. I'm not an IT guy. I know it's far trickier than you lot make out though. I can move money on my phone from my bank to a different building society company and it is all done within a minute, debits & credits.
What is the problem with the insurance database? Underinvestment, poor IT infrastructure or what ?
LoonR1 said:
Yes there are. There are lots.
Feel free to explain how you'd draw the data from a plethora of insurer and broker systems that often only fully update themselves overnight and are rarely online and then put this into a format that the receiving database can accept and update instantly. Ideally doing this at zero cost would be good too, as the cost of the database has to be passed on to customers.
I'll take an example from my line of work. I work in music distribution - obviously a very different industry, but it is very database driven - the nuts and bolts are quite similar really - distributing data from multiple sources to a database. Feel free to explain how you'd draw the data from a plethora of insurer and broker systems that often only fully update themselves overnight and are rarely online and then put this into a format that the receiving database can accept and update instantly. Ideally doing this at zero cost would be good too, as the cost of the database has to be passed on to customers.
One of our record labels can send us a release, we can ingest it into our system and deliver it to all DSP's worldwide and the larger ones like iTunes and Spotify will have the content on store and ready to purchase within hours, and most of that time is simply waiting for content to transfer.
If we can do that with more data per day than MID will process a year, I'm sure such a system could be implemented.
SonicShadow said:
I'll take an example from my line of work. I work in music distribution - obviously a very different industry, but it is very database driven - the nuts and bolts are quite similar really - distributing data from multiple sources to a database.
One of our record labels can send us a release, we can ingest it into our system and deliver it to all DSP's worldwide and the larger ones like iTunes and Spotify will have the content on store and ready to purchase within hours, and most of that time is simply waiting for content to transfer.
If we can do that with more data per day than MID will process a year, I'm sure such a system could be implemented.
You're dealing in a set of systems that a re pretty new though. Some of the IT for insurers dates back to the 1980s. Like I said though I don't understand it. I jsut reckon that if it could've been done cheaper and more effectively then it would've been. The recent MOJ portal was a nightmare and ended up with the government simply producing something and telling the insurers to integrate it into their systems themselves. One of our record labels can send us a release, we can ingest it into our system and deliver it to all DSP's worldwide and the larger ones like iTunes and Spotify will have the content on store and ready to purchase within hours, and most of that time is simply waiting for content to transfer.
If we can do that with more data per day than MID will process a year, I'm sure such a system could be implemented.
speedyguy said:
Funny that, when i withdraw cash from different bank or do a debit purchase the debit transfer shows up bl@@dy quick.
I can move money on my phone from my bank to a different building society company and it is all done within a minute, debits & credits.
What is the problem with the insurance database? Underinvestment, poor IT infrastructure or what ?
It may show up, but nothing has transferred. Settlements between banks occur infrequently (lets say over night for simplicity). I can move money on my phone from my bank to a different building society company and it is all done within a minute, debits & credits.
What is the problem with the insurance database? Underinvestment, poor IT infrastructure or what ?
Having one database pull information from thousands of sources, containing large amounts of data, at say minute intervals would require massive computing power. I guess there is some sort of cycle where data from each source is update every x days at x time, to maximise efficiency based on resources available.
Gassing Station | Speed, Plod & the Law | Top of Page | What's New | My Stuff