No tax, no insurance test drive

[Vaud]

desolate said:

I am sure there's a few clever ruses.

Can you imagine reporting the claim and getting a young LoonR1 on the end of the phone?
Good luck getting it paid!!

I think he would be true to the contract and process.

[Mr Taxpayer]

Devil2575 said:

aw51 121565 said:

Yes there is a 60% increase, but not for that reason and no.

If the 'process' whereby any "new" vehicle - as in "new to the buyer" - must be taxed upon purchase had been better publicised, then there wouldn't be a problem ; but it seemingly wasn't, and there is...

Still, it's all funds for UKplc2015, so what's the point in changing the situation??

Is it really difficult to understand?

Sounds like a tax on stupidity

With the stupidity being on the part of the idiot at the DVLA that drafted the current rules and the Parliamentarians that allowed them into law.

The day the SORN or Change of Keeper details arrive at DVLA, the VED is cancelled. To offer a test drive the vehicle needs to have a valid VED and the only way to get this is for the Keeper to insure the car as the car need avalid insurance & MOT at time the VED is applied for. Insurance options vary and I would advise a day or week policy to keep the premium down and avoid admin/cancellation/set up fees associated with taking out and later cancelling a 12-month policy. My solution thus...

Take out 1 week insurance.
Get VED.
Insist any test driver prove their insurance to drive either by 'third party only cover' on their policy* or by showing vehicle specific one-day cover. *If this then have test driver agree that if they damage the car it is considered sold.
Go for test drive. Sell car. Cancel VED and ask for refund.
Remind new keeper of their obligation to get VED as there is no 'grace period.

[TwigtheWonderkid]

rb5er said:

Every insurer I have ever used have stated car must have valid insurance for driving other cars 3rd party. Thats about 5 big name insurers and 4 little ones ALL stating the same thing. So as said certainly not worth popping a blood vessel over especially as it seems he is correct.

Do you have an proof or experience to the contrary?

I've had various insurance policies over my 35yrs of driving and always had a DOC extension. Not a single one has ever insisted the car I'm driving needs to be insured in its own right.