Continuous Insurance Enforcement - Help!!

Continuous Insurance Enforcement - Help!!

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MTech535

Original Poster:

613 posts

111 months

Thursday 16th April 2015
quotequote all
LoonR1 said:
You can't get confirmation, because your situation makes no sense. The timescales are too short for a start.

You would get a warning letter giving you 30 days to SORN or insure. This would take at least two weeks to be sent ( as it takes this blog for thebMId to guarantee to be up to date) If you don't do as requested then you could get a fine. Your timelines are too short to be realistic.
I see.

I may be wrong about the date the new car was received/insurance swapped over - may well have been earlier - don't know where GF has her docs. She may have had a warning letter. She tends to bin things rather than red them properly.

LoonR1

26,988 posts

177 months

Thursday 16th April 2015
quotequote all
Excellent. I'm out.

Final bit of advice.

1. The letter is dated 25/03 and states that at that time it wasn't insured. You know it was uninsured from Feb
2. You've delayed dealing with this and are now in a spot of bother
3. Why did you remeber to SORN on 31/03 yet forget to deal with this at the same time?
4. The fact you've waited this long suggests you're not good with admin and probably chose ton ignore the warning letter which would've been sent in Feb. the date of 25th Marchbis to highlight that but remained uninsured or not SORNed after the window they have you to deal with it.
5. Well done. My bluff is sort of called, but I will leave SP&L as promised. Let the party begin.

MTech535

Original Poster:

613 posts

111 months

Thursday 16th April 2015
quotequote all
LoonR1 said:
Excellent. I'm out.

Final bit of advice.

1. The letter is dated 25/03 and states that at that time it wasn't insured. You know it was uninsured from Feb
2. You've delayed dealing with this and are now in a spot of bother
3. Why did you remeber to SORN on 31/03 yet forget to deal with this at the same time?
4. The fact you've waited this long suggests you're not good with admin and probably chose ton ignore the warning letter which would've been sent in Feb. the date of 25th Marchbis to highlight that but remained uninsured or not SORNed after the window they have you to deal with it.
5. Well done. My bluff is sort of called, but I will leave SP&L as promised. Let the party begin.
Before you go...
1. Yes
2. Yes
3. see the tax disc everyday as I walk past the car - not aware of CIE until I was shown the fine letter.
4. Yes. Not my car so only see what I am shown - I have not be shown a warning letter, but suspect may have had one tat was not read and binned.
5. Not my intention.
6. Conclusion. I better pay the fine before it goes up to £100. Sounds like a job I can put off for another 9 days wink

Sheepshanks

32,714 posts

119 months

Thursday 16th April 2015
quotequote all
LoonR1 said:
Sheepshanks said:
Until CIE came along that would be an entirely normal course of events.
You're right most people would waste money paying road tax for a car they couldn't use on the road as a matter of course.
We're talking about a month here - and the switch in cars would have had to happen early enough in Feb to be sure of getting the docs to the DVLA in time to reclaim March.

Obviously I'm guessing, but I seriously doubt many people would bother for the sake of a month's road tax - especially if they haven't encountered the new system and think they can sell the old car still taxed.

LoonR1 said:
CIE is not new, yet we suddenly seem to have a thread a day about it. Wonder why that is?
I think there's a whole bunch of people who create these threads just to give you something to do in your breaks.

Sheepshanks

32,714 posts

119 months

Thursday 16th April 2015
quotequote all
MTech535 said:
Obviously, I am looking for a way I can avoid paying this fine,
Get your girlfriend to pay it.

Honestly, girls don't give a stuff about this kind of thing. You're cross about it - she'll just pay it and move on with her life.

MTech535

Original Poster:

613 posts

111 months

Thursday 16th April 2015
quotequote all
Regarding paying tax on a vehicle I was not using: The job of disposing of the old car was given to me and I had been waiting for the documentation from the GF and could not be arsed to chase her for it (I hate selling cars and I'm good at putting off stuff I am supposed to do but dislike doing).

I regularly waste money on stuff to be honest.

Been out of work for the last 6 weeks and can't bring myself to go and claim my £75 a week benefits. So now £450 I have thrown away.

Bought a £150 kitchen knife over a year ago - never used it.

Got loads of expensive tools that I have never used and 5 pairs of trainers and 4 jackets that I have never worn either. I can also see 3 DVDs and 5 PS3 games that I have had for over a year and they are still in their cellophane wrappers.




MTech535

Original Poster:

613 posts

111 months

Thursday 16th April 2015
quotequote all
Sheepshanks said:
Get your girlfriend to pay it.

Honestly, girls don't give a stuff about this kind of thing. You're cross about it - she'll just pay it and move on with her life.
I'm certain that it will somehow be my fault anyway.

Sheepshanks

32,714 posts

119 months

Thursday 16th April 2015
quotequote all
MTech535 said:
Been out of work for the last 6 weeks and can't bring myself to go and claim my £75 a week benefits.
You should sign on if only for the national insurance credits.

MTech535

Original Poster:

613 posts

111 months

Thursday 16th April 2015
quotequote all
Sheepshanks said:
You should sign on if only for the national insurance credits.
Looks a bit risky down there though.

When I start work - will my NI be adjusted so I pay for the time I was out of work?

Sheepshanks

32,714 posts

119 months

Thursday 16th April 2015
quotequote all
MTech535 said:
When I start work - will my NI be adjusted so I pay for the time I was out of work?
No - but you can pay them voluntarily.

I forget how it all works now - major issue is effect on pension for people who don't pay for years, but it can also impact eligibility for benefits, say if worked for a while and then became unemployed again.

MTech535

Original Poster:

613 posts

111 months

Thursday 16th April 2015
quotequote all
Thanks, I'll look into it.

MTech535

Original Poster:

613 posts

111 months

Saturday 18th April 2015
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So I assume that i should just suck it up and pay the fine.

Ian Geary

4,480 posts

192 months

Saturday 18th April 2015
quotequote all
MTech535 said:
Bought a £150 kitchen knife over a year ago - never used it.

Got loads of expensive tools that I have never used and 5 pairs of trainers and 4 jackets that I have never worn either. I can also see 3 DVDs and 5 PS3 games that I have had for over a year and they are still in their cellophane wrappers.
Car boot sale?

I'd pay the £50 now, and go and buy an A4 expanding document wallet, so you can get your st together.

I have them for the house, the cars/bikes, as well as personal finance,tax and employment stuff.

The thing with being a bit lazy is that its actually far less effort to get stuff done when you are organised.

I even have a chalk board in the garage with service/ tax/ins due dates written on it.

Ian

TankRizzo

7,258 posts

193 months

Saturday 18th April 2015
quotequote all
rofl Loon you donut.

supersport

4,053 posts

227 months

Saturday 18th April 2015
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I think it's an easy mistake to make and continuous insurance is a crap idea.

sim16v

2,176 posts

201 months

Saturday 18th April 2015
quotequote all
You don't have to pay the "fine"

1. You Sorned the vehicle in February when you took the car off the road.
You couldn't do it on line as your computer wasn't working, so you did it the old fashioned way, by posting it.

2. You checked the following month, and noticed that it wasn't registered as Sorn, so you re did it again at the end of March.

3. In the meantime, you've received your fine. You won't be paying this as you have already declared Sorn twice now, so tell them you'd like the matter to go to court.



Roo

11,503 posts

207 months

Saturday 18th April 2015
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Yeah, that'll work.

Cooperman

4,428 posts

250 months

Saturday 18th April 2015
quotequote all
Just to be clear, this is not a fine, it is an optional penalty.
If you don't pay it the DVLA may prosecute you and court may impose a fine, but you can appear in mitigation if you wish, or write pleading guilty with mitigation.
Only a court can impost a fine.

Sheepshanks

32,714 posts

119 months

Sunday 19th April 2015
quotequote all
Roo said:
Yeah, that'll work.
It probably would - although trying it after commenting in public that he hadn't sent is not worth the risk. DVLA have got into trouble for not accepting that putting stuff in the post to them is all that owners are required to do.

The timing in the OPs case would work in his favour as he'd have SORN'd in Feb and then been alerted to the non-receipt by the tax reminder coming in March.

Edited by Sheepshanks on Sunday 19th April 00:07

StuntmanMike

11,671 posts

151 months

Sunday 19th April 2015
quotequote all
TankRizzo said:
rofl Loon you donut.
rofl I dont think this is a positive, bloody funny though.