Non fault claim - affecting my insurance premiums

Non fault claim - affecting my insurance premiums

Author
Discussion

ikarl

Original Poster:

3,732 posts

200 months

Thursday 2nd July 2015
quotequote all
Loon, the insurance increases from £500 to £570, wasn't with my current insurer....it's one of the other 159 companies, one company were the cheapest at £500 now they're still in the top 5 but another company is the cheapest with this incident logged at £570

Your way of looking at it doesn't really work and I'm not sure why you've added it tbh

How am I an increased risk of making a claim when I'm not making a claim? In fact, no one is. Surely, if anything the insurance co's would look at the fact that im not claiming for £170 of damage (paying it out my own pocket) and make my insurance cheaper!! I know, it doesn't work that way.... :roll eyes:


ikarl

Original Poster:

3,732 posts

200 months

Friday 3rd July 2015
quotequote all
The car was going to be written off for a 5cm crack in the bumper?? Was it to be gold plated or something?

How ridiculous were their own quotes if that was going to write it off.

ikarl

Original Poster:

3,732 posts

200 months

Friday 3rd July 2015
quotequote all
Yeah, you're probably right!

I understand getting good quality repairs costs a decent amount of money, and IF the book price of the car was a grand, then £500 would seem like a reasonable amount of money to get a job done to an 'excellent' standard.

Begs the question, why would the insurance assessor quote at 2 grand confused