Car Park Scrape
Discussion
Daughter just rang me as she's in a Tesco's car park and she's just watched an old boy scrape her car. She managed to get to the guy and told him what he had just done (he didn't even know he done it
) guy then said sorry and drove off
She said she has his reg number and showed me the scrape via FaceTime (approx two inch scrape on rear arch). I've told her to suck it up as she should of stopped the guy at the time and taken his details. Now it's her word against this muppets and her insurance is expensive enough
) guy then said sorry and drove offShe said she has his reg number and showed me the scrape via FaceTime (approx two inch scrape on rear arch). I've told her to suck it up as she should of stopped the guy at the time and taken his details. Now it's her word against this muppets and her insurance is expensive enough
What is your question? She can go through her insurance. It will probably end up with her car getting fixed. Her insurance may or may not go up or down.
My first insurance ever was £1300. The day after getting the car I managed to crash it on the motorway into the side of a wall under a bridge. It needed a new door, a new wing, a new wheel and some other stuff. For some reason they didn't write it off. The next year my insurance was £800. So it's all magic unless you know what algorithm they use.
Or she could put up with the scrape and try and fix it herself. It's up to her really, it's her car.
My first insurance ever was £1300. The day after getting the car I managed to crash it on the motorway into the side of a wall under a bridge. It needed a new door, a new wing, a new wheel and some other stuff. For some reason they didn't write it off. The next year my insurance was £800. So it's all magic unless you know what algorithm they use.
Or she could put up with the scrape and try and fix it herself. It's up to her really, it's her car.
She's got his registration number and he has left the scene of an accident without giving his insurance details to your daughter. The police should provide his name and address. If they say they can't give it to you because of the DPA tell them that's nonsense because she has a legitimate reason to have these details.
tapereel said:
She's got his registration number and he has left the scene of an accident without giving his insurance details to your daughter. The police should provide his name and address. If they say they can't give it to you because of the DPA tell them that's nonsense because she has a legitimate reason to have these details.
Well failing to stop and exchange details after a collision is an offence that police investigate here isn't it?He could argue that he didn't know (and that would be his out for not exchanging) but your daughter witnessed it and told him, them he continued to leave without exchanging - there's your offence. Can't see how or why police wouldn't investigate. Unless the latest round of redundancies in the police is going to leave them that stretched they only investigate major crime.
tapereel said:
She's got his registration number and he has left the scene of an accident without giving his insurance details to your daughter. The police should provide his name and address. If they say they can't give it to you because of the DPA tell them that's nonsense because she has a legitimate reason to have these details.
I doubt they'd give them to her but they should forward them to the insurance company. Old bloke may say he was intimidated by the 45kg 18yo girl and that's why he left.But there are obviously decent reason for police not providing the addresses, imagine you had a collision with some raving lunatic - would you want police to hand your details to him?
No Bend said:
tapereel said:
She's got his registration number and he has left the scene of an accident without giving his insurance details to your daughter. The police should provide his name and address. If they say they can't give it to you because of the DPA tell them that's nonsense because she has a legitimate reason to have these details.
I doubt they'd give them to her but they should forward them to the insurance company. Old bloke may say he was intimidated by the 45kg 18yo girl and that's why he left.But there are obviously decent reason for police not providing the addresses, imagine you had a collision with some raving lunatic - would you want police to hand your details to him?
If that were me I'd be phoning both the police and my insurance. Her insurer will be able to carry out a DVLA search and find out who he is and where he lives as well as who insures him. They'll then recover the money off his insurers.
Your daughter wasn't even in her car - how can it possibly be her fault.
Does the store have CCTV?
Your daughter wasn't even in her car - how can it possibly be her fault.
Does the store have CCTV?
She just wants to forget about it unfortunately. I've given her all the advice from here but she reckons it will cost her a £100 or so to put right and she's worried her insurance will increase next year if she contacts them. Oh well not much else I can do, her choice, but thanks for the advice.
tony wright said:
She just wants to forget about it unfortunately. I've given her all the advice from here but she reckons it will cost her a £100 or so to put right and she's worried her insurance will increase next year if she contacts them. Oh well not much else I can do, her choice, but thanks for the advice.
So don't contact them, contact the police as this guy needs a fright so send the police round. Then ask him if he wants to settle for cash.Bone Rat said:
An eldely driver in a complex & chaotic environment - seriously - cars from odd directions,pedestrians, children - these low speed impacts can be markers for other things like memory problems & dementia. Certainly inform the Police.
A dangerous driver coupled with the arrogance to drive off. Police should be informed.Sentimentality needs to go out the window when people are getting too old to be competent when controlling a vehicle. No shortage of deaths when oldies mistake the stop pedal for the go pedal. They just panic and slam the wrong one down.
No Bend said:
Well failing to stop and exchange details after a collision is an offence that police investigate here isn't it?
Unless the latest round of redundancies in the police is going to leave them that stretched they only investigate major crime.
This ^^^^ Unless someone is injured they usually don't investigate. Unless the latest round of redundancies in the police is going to leave them that stretched they only investigate major crime.
You can obtain his details yourself from DVLA for a small fee .
Then write to him stating the incident was witnessed and enclose an invoice for the repair which , presumably being less than your daughters insurance excess , would not be worth claiming for .
You could suggest in the letter that if he does not pay you will raise a small claims action . With any luck he will pay up .
Worth checking for cctv .
Then write to him stating the incident was witnessed and enclose an invoice for the repair which , presumably being less than your daughters insurance excess , would not be worth claiming for .
You could suggest in the letter that if he does not pay you will raise a small claims action . With any luck he will pay up .
Worth checking for cctv .
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