A question about Scottish inheritance law
Discussion
Shuvi McTupya said:
The NHS ..isn't that the point of it?
No, it isn't anything to do with the NHS.It's the job of social services, which is funded entirely by your local authority. In Scotland, there's a good slice devolved to Edinburgh, too, and those who CAN afford their own care do actually get more in Scotland than in England.
Nhs is for, and will take care of her medical needs, personal care is the individuals and their families responsibility to be planned for in advance its not like aging is a surprise event. Care benefits are for those truly unable to survive themselves and come from taxpayers. Lieing by cynically manipulating paperwork to get a benefit you are not otherwise entitled to is benefit thievery even if you just think you a just being a smart 
. No better than a not paying any tax, in fact probably worse, they take care of their own they dont expect others to.
. No better than a not paying any tax, in fact probably worse, they take care of their own they dont expect others to.Shuvi McTupya said:
Not at all. I just want to stop the government from taking them! I want my mother to enjoy the house that she paid for, and then I would like to keep it after her death...
The government won't be taking anything. Your mother will be paying a private company for a commercial service she is receiving.When she moves into residential care, it will be because she is incapable of enjoying her house any longer due to her failing health.
You seem to want your fellow council tax payers to pay instead, so that you get your inheritance protected.
https://www.partnership.co.uk/paying-care-fees/imm...
Or man up and look after her yourself. It seems you live with her so it should be doable.
Or man up and look after her yourself. It seems you live with her so it should be doable.
Edited by OldGermanHeaps on Thursday 26th November 01:02
Long term care insurance? Also carers visiting her in her own home in conjunction with help from family could see her through.
Also i was reading they are planning on capping the amount of assets that can be used to pay for care over a lifetime at 70 odd grand you have plenty wiggle room in the house worst comes to the worst mortgage 70k off it.
Also i was reading they are planning on capping the amount of assets that can be used to pay for care over a lifetime at 70 odd grand you have plenty wiggle room in the house worst comes to the worst mortgage 70k off it.
Durzel said:
Turning this on its head - who do you think should have to pay for your Mum's health care, bearing in mind her taxes/NI contributions would've paid for services, pension, etc?
If she's been working and paying tax and NI all her life - hasn't she already paid for her own care? To label the OP as a scrounger is just typical of the attitude on here.Shuvi McTupya said:
<snip>
I was under the impression that her life long national insurance contributions would cover her healthcare requirements if she had no assets.
social care costs are not covered by healthcare entitlements I was under the impression that her life long national insurance contributions would cover her healthcare requirements if she had no assets.
if someone resident in a care home requires Nursing care a contriobution of 110 gbp / wk is forthcoming from the nHS for the provision of Nursing care
if someone has sufficient continuing helthcare needs they will be fully NHS funded, however the crtieria for this are rather tight and most Nursing home residents are ineligible .
Durzel said:
Turning this on its head - who do you think should have to pay for your Mum's health care, bearing in mind her taxes/NI contributions would've paid for services, pension, etc?
the NHS will pay for her healthcare, what it won;t do unless she meets the very strict critera of Continuing healthcare , is pay for the social care and 'hotel' parts of the costs of 24 hour care.Shuvi McTupya said:
Yes, we would like to keep the family home that the family has purchased, and improved.
Is that selfish?
Wanting the council tax payers in your area to effectively buy you a house? Yes, it is selfish.Is that selfish?
Can you really not see that?
I bet you think council tax is too high already, too.
pcvdriver said:
If she's been working and paying tax and NI all her life - hasn't she already paid for her own care? To label the OP as a scrounger is just typical of the attitude on here.
Not the level of care involved in full time care home treatment, no. Taxes/NI surely pay for acute healthcare, not indefinite care home facility care.
mph1977 said:
the NHS will pay for her healthcare, what it won;t do unless she meets the very strict critera of Continuing healthcare , is pay for the social care and 'hotel' parts of the costs of 24 hour care.
Sorry, care home care is what I meant by "healthcare", rather than the sort of stuff you go to doctors or hospitals for. This is all academic really because the OP has gone from asking po-faced how he can protect his inheritance (that doesn't exist yet, as his Mum is still alive) to asking about assisted suicide, because she apparently "wouldn't want him to wipe her arse" - yet he's got no compunction about discussing her going into a home in this thread. He's either trolling or is spectacularly morally bankrupt.
Edited by Durzel on Thursday 26th November 13:52
I think this is up there with benefit fraud, pure and simple.
You say you've never claimed benefits in your life, yet you are asking for 300k worth of benefits.
Inheritance is what is left once that person has no need for their money/assets. You could give up your job and become a full time carer. You'll get funds for that I believe.
I can understand assisted suicide if someone is in severe constant pain or genuingely has no quality of life, but as as tax dodge? That's a new one on me!
You say you've never claimed benefits in your life, yet you are asking for 300k worth of benefits.
Inheritance is what is left once that person has no need for their money/assets. You could give up your job and become a full time carer. You'll get funds for that I believe.
I can understand assisted suicide if someone is in severe constant pain or genuingely has no quality of life, but as as tax dodge? That's a new one on me!
OldGermanHeaps said:
Long term care insurance? Also carers visiting her in her own home in conjunction with help from family could see her through.
Also i was reading they are planning on capping the amount of assets that can be used to pay for care over a lifetime at 70 odd grand you have plenty wiggle room in the house worst comes to the worst mortgage 70k off it.
Just for accuracy, the proposed cap (which has been postponed, was going to be phased in from next year) covers care fees only, total care costs in a home are made up of care costs and board and lodging, the care element is only usually about 1/3 of the total monthly outlay so by the time you have reached the £72k cap you would have paid another £140k+ too in board/lodgings.Also i was reading they are planning on capping the amount of assets that can be used to pay for care over a lifetime at 70 odd grand you have plenty wiggle room in the house worst comes to the worst mortgage 70k off it.
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