Admiral insurance managing director email address?
Discussion
ging84 said:
Loon's silence on the issue of a car insurance cartel is absolute proof of it's existence
Of course I'm silent on it, I'm drowning in the wads of cash that we're generating. I'm particularly proud of our cartel pricing structure that allows us to produce such widely different results whilst all the time fixing them 
LoonR1 said:
I know it's not explicit, but the implication is certainly there. Either way, I'm baffled why anyone would choose to insure a classic with Admiral. I'm guessing price is the key piece here and he's unhappy that there is something that makes him / his car no longer insurable, but he won't go elsewhere as they're charging more.
I agree with you that it's surprising to see someone insure a classic car with Admiral or indeed with any mass market outfit. Classic car? The best bet in my experience is Classic Line. These dudes appear to offer something bespokish, whereas others in the classic insurance market appear just to be brands of big insurers, or at least act like they are. Maybe Classic Line is one of those too, but they are easy to deal with, and offer me good rates despite no garage storage and loadsa speeding points (but also loadsa no accidents).For non classic, not very valuable cars, I find that Chaucer Direct are very user friendly.
Edited by anonymous-user on Friday 4th December 17:35
BV and Loon - Tried to get classic insurance for one of the 968's a few years back. They didn't understand the concept of driving a classic car daily and that you might need business use on such a car.
FWIW it is currently on a policy sorted by those who shall not be named, only advertised, here who were so far out on the renewal quote on the Mrs' Tamora that we now have an Admiral Multi car policy which it will be joining in a few months time come renewal.
FWIW it is currently on a policy sorted by those who shall not be named, only advertised, here who were so far out on the renewal quote on the Mrs' Tamora that we now have an Admiral Multi car policy which it will be joining in a few months time come renewal.
Rude-boy said:
BV and Loon - Tried to get classic insurance for one of the 968's a few years back. They didn't understand the concept of driving a classic car daily and that you might need business use on such a car.
FWIW it is currently on a policy sorted by those who shall not be named, only advertised, here who were so far out on the renewal quote on the Mrs' Tamora that we now have an Admiral Multi car policy which it will be joining in a few months time come renewal.
Who are "they"?FWIW it is currently on a policy sorted by those who shall not be named, only advertised, here who were so far out on the renewal quote on the Mrs' Tamora that we now have an Admiral Multi car policy which it will be joining in a few months time come renewal.
It doesn't really matter though, as insurers are very good at understanding concepts. We're also very good at desiring what comfort we'd like to cover and what we won't. Most insurers will not offer commuting or business use on a classic policy. They see a classic policy for covering a car that will be used occasionally and for leisure and price the product accordingly.
If you want to use a car every day and for business then you need a policy designed for that kind of use. The fact that a car happens to be older than most doesn't mean insurers will offer special terms for it, not least as the risk of driving an older car on a daily basis is probably higher for them than a standard car.
IIRC it was Footman James that I was speaking to when I was looking into it.
My point wasn't so much a 'moan' about Classic policies not being able to cover a classic car that you use as an everyday car, more to point out that there are those of us who use a classic car daily and so Classic Car policies are unsuitable as we are in deminimis percentage who are left un catered for. I am sure that i could possibly get a bespoke policy, at considerable cost, somewhere in the market but obviously I am not going to do that until i am taking my 250GTO to work, not £30ks worth of old Porsche...
Most annoying point for me was more that when i was asking i had just bought a day car and was retiring the 968 to high days and holidays. Oddly most of the times I envisaged ,and am now, driving the 968 I am going to a race track where i will be working for the day before going home. Possible commuting/business lines blurred and so, as ever with insurance, opt for the cautious choice to leave the least possible opportunity for a loss adjuster to think that they will try a fast one.
My point wasn't so much a 'moan' about Classic policies not being able to cover a classic car that you use as an everyday car, more to point out that there are those of us who use a classic car daily and so Classic Car policies are unsuitable as we are in deminimis percentage who are left un catered for. I am sure that i could possibly get a bespoke policy, at considerable cost, somewhere in the market but obviously I am not going to do that until i am taking my 250GTO to work, not £30ks worth of old Porsche...
Most annoying point for me was more that when i was asking i had just bought a day car and was retiring the 968 to high days and holidays. Oddly most of the times I envisaged ,and am now, driving the 968 I am going to a race track where i will be working for the day before going home. Possible commuting/business lines blurred and so, as ever with insurance, opt for the cautious choice to leave the least possible opportunity for a loss adjuster to think that they will try a fast one.
No blurred lines (video time for us pervs)
Commuting: driving to one permanent place of work
Class 1 business use: driving to multiple different locations to do some work.
Cost of Class 1 added to a normal mainstream policy? IME £0 so no need to deliberately avoid it when unsure.
Why is it excluded? Because most people won't need it and so think it's an extra cost and avoid policies which include it. Bizarre
Commuting: driving to one permanent place of work
Class 1 business use: driving to multiple different locations to do some work.
Cost of Class 1 added to a normal mainstream policy? IME £0 so no need to deliberately avoid it when unsure.
Why is it excluded? Because most people won't need it and so think it's an extra cost and avoid policies which include it. Bizarre
LoonR1 said:
I won't name Admiral in case I break any name and shame rules
Lol
I wonder if writing Adrian Flux are useless would attract such indifference from the mods
I have no connection to either company just in case someone gets giddy.
I thought I'd never see the day - I agree with you. Lol
I wonder if writing Adrian Flux are useless would attract such indifference from the mods
I have no connection to either company just in case someone gets giddy.
Hurt to write that . . .
LoonR1 said:
No blurred lines (video time for us pervs)
Commuting: driving to one permanent place of work
Class 1 business use: driving to multiple different locations to do some work.
Cost of Class 1 added to a normal mainstream policy? IME £0 so no need to deliberately avoid it when unsure.
Why is it excluded? Because most people won't need it and so think it's an extra cost and avoid policies which include it. Bizarre
Oh yes, much perving, especially the uncensored version.Commuting: driving to one permanent place of work
Class 1 business use: driving to multiple different locations to do some work.
Cost of Class 1 added to a normal mainstream policy? IME £0 so no need to deliberately avoid it when unsure.
Why is it excluded? Because most people won't need it and so think it's an extra cost and avoid policies which include it. Bizarre
Actually the above is about the clearest definition of which is considered to be which i have seen typed anywhere! More it is me that is blurred. More than a few times i have turned up at a track intending to sit in some swanky hospitality and drink them dry of coffee only to be pressed into actually having to get off my arse and work... Add to that in the day job it is commuting to drive to work but if I go with my secretary to a Clients house it is business use.
Re the cost (or lack of it) I know, the first time I sorted it out I was amazed to find it was a no or peanuts cost addition - almost wonder why most don't add on a Just In Case basis!
Rude-boy said:
Oh yes, much perving, especially the uncensored version.
Actually the above is about the clearest definition of which is considered to be which i have seen typed anywhere! More it is me that is blurred. More than a few times i have turned up at a track intending to sit in some swanky hospitality and drink them dry of coffee only to be pressed into actually having to get off my arse and work... Add to that in the day job it is commuting to drive to work but if I go with my secretary to a Clients house it is business use.
Re the cost (or lack of it) I know, the first time I sorted it out I was amazed to find it was a no or peanuts cost addition - almost wonder why most don't add on a Just In Case basis!
Thanks. I hate jargon in the industry, but some pedant will be along soon to question whether it's true that if he is diverted from the office by a meteor strike and then stops at a petrol station to fill up whilst on a business call that this so now a business trip and invalidates all cover ever purchased by anyone ever. Actually the above is about the clearest definition of which is considered to be which i have seen typed anywhere! More it is me that is blurred. More than a few times i have turned up at a track intending to sit in some swanky hospitality and drink them dry of coffee only to be pressed into actually having to get off my arse and work... Add to that in the day job it is commuting to drive to work but if I go with my secretary to a Clients house it is business use.
Re the cost (or lack of it) I know, the first time I sorted it out I was amazed to find it was a no or peanuts cost addition - almost wonder why most don't add on a Just In Case basis!
The "just in case" is unlikely, because some insurers don't offer it and price their products slightly lower as a result. Sadly the obsession on both sides on price is leading a race to the bottom on the crappest product with the lowest cost.
Rude-boy said:
BV and Loon - Tried to get classic insurance for one of the 968's a few years back. They didn't understand the concept of driving a classic car daily and that you might need business use on such a car.
FWIW it is currently on a policy sorted by those who shall not be named, only advertised, here who were so far out on the renewal quote on the Mrs' Tamora that we now have an Admiral Multi car policy which it will be joining in a few months time come renewal.
All of my cars are classic cars (well, one is borderline banger/classic, and on one view each one of them is just an old heap of sFWIW it is currently on a policy sorted by those who shall not be named, only advertised, here who were so far out on the renewal quote on the Mrs' Tamora that we now have an Admiral Multi car policy which it will be joining in a few months time come renewal.
t, albeit classic st), and all are driven as dailies (not all of them on every day, obvs, but all are treated as cars, not showpieces, and they go out in all weathers and get used for car-related things such as driving to places in). I have not had a problem insuring them on a full disclosure of what I am up to basis. Breadvan72 said:
All of my cars are classic cars (well, one is borderline banger/classic, and on one view each one of them is just an old heap of st, albeit classic st), and all are driven as dailies (not all of them on every day, obvs, but all are treated as cars, not showpieces, and they go out in all weathers and get used for car-related things such as driving to places in). I have not had a problem insuring them on a full disclosure of what I am up to basis.
Oh it is no problem to get insurance, that's all dandy. It's more that a Classic Car policy is not the right sort of policy for the likes of you and I who use ours for earning the money to run them. So I have had a 'normal' policy for a classic car for many years which is with a 'mass market outfit' which is odd to the eyes of some...t, albeit classic st), and all are driven as dailies (not all of them on every day, obvs, but all are treated as cars, not showpieces, and they go out in all weathers and get used for car-related things such as driving to places in). I have not had a problem insuring them on a full disclosure of what I am up to basis. But them I am very odd.
Of course if you have managed to get a classic policy with driving use i would be interested as I must say I am not entirely comfortable with having all my eggs insured by one basket...
Surely the terminology is fairly irrelevant? What you need is a product that covers the type of use you have and what service you want? The terminology Classic Car Policy is a generic term mostly helpful in marketing (for the ins co) and early investigation (for the customer) as it will mean something along the lines of - limited recreational use, no commuting, maybe agreed value, specific action to repair in an accident, the right to buy back if written off etc.
Whereas I have got "bland, cheap Admiral multi car" for the rest of the fleet. Don't really want to pay much, don't much care about how it gets fixed, provided it does, reasonably flexible, accrues NCB for the drivers etc. If I decided a "classic" say a 10k 914 was ok like that it would go on the fleet policy not a classic one.
No idea why I am blathering on, but hey ho.
BErt
Whereas I have got "bland, cheap Admiral multi car" for the rest of the fleet. Don't really want to pay much, don't much care about how it gets fixed, provided it does, reasonably flexible, accrues NCB for the drivers etc. If I decided a "classic" say a 10k 914 was ok like that it would go on the fleet policy not a classic one.
No idea why I am blathering on, but hey ho.
BErt
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