Employer healthcare referral
Discussion
Vaud said:
As per your original post, I suggest you wait to know if actually need to travel.
You seem to be getting very wound up by a hypothetical situation and boxing yourself into a mental corner over it, which will probably come across to your employer in any discussions?
Thanks for your concern Vaud.You seem to be getting very wound up by a hypothetical situation and boxing yourself into a mental corner over it, which will probably come across to your employer in any discussions?
I'm trying not to get wound up about this and you're right, it's all hypothetical.
The company I work for aren't a bad lot and I'm sure they'll come up with the right solution.
XFDreamer said:
With respect, according to my insurance company I would not be covered to attend. Their words not mine. Why should I take any chances? I'm sure they wouldn't change their mind because some bloke on an internet forum said I was covered.
As I've said, many, many times I'm happy to do whatever the company requires of me. I've nothing to hide. My sickness record over 10 years of employment stands up with anyone else's.
But why should I chance breaking the law when many other options are available to my employers?
On what grounds have they said your not covered, it's like driving to the doctors? Because your employer asked you to go? How do you get to work, do you use your car for commuting to one fixed place of work?As I've said, many, many times I'm happy to do whatever the company requires of me. I've nothing to hide. My sickness record over 10 years of employment stands up with anyone else's.
But why should I chance breaking the law when many other options are available to my employers?
It's only a problem if you needed to claim and you told them what's going on, but since you called them and let the cat out of the bag, it's best to get the appropriate cover.
I would ask them to add class 1 so they agree your covered, since your clearly a lorry driver, it should be free or very minimal charge.
Failing that and not withstanding the now storm in a tea cup you have now managed to create can you not ask a friend or relative to take you, or would that require to a call to their insurers to check they are cover, dam.
XFDreamer said:
It's fairly pointless, they can't sack me for being off sick with a genuine illness and its because I've triggered a stage in the company sickness policy which has to be followed up.
I'm sure it's been pointed out already but thinking you can't be sacked for a "genuine illness" is wide of the mark.thescamper said:
surveyor_101 said:
you don't need class 1 or 2 to visit an occupational therapist.
Aah but he has asked his Ins Co and they have confirmed that under the described circumstances the OP is not insured.OP, I'd say you need to find a way to cooperate with your employer on this, not put obstacles in their way. Even if things aren't as bad as other cases that have led to dismissal, you know that HGV drivers are ten a penny and that there are good shifts, trips & trucks and there are bad ones.
Granfondo said:
I hope anyone here who goes out from their place of work to get a pint of milk or coffee has the correct insurance cover! 
Well indeed, anyone been told they weren't covered by their insurance in such a case? Sounds like a good excuse to not do anything, "sorry insurance won't cover that, you'll have to go" or even better "no problem, I'll have to walk as I'm not covered mind, see you in an hour..."thescamper said:
Aah but he has asked his Ins Co and they have confirmed that under the described circumstances the OP is not insured.
Of course they have thats how they work, screw people for money. If you ask them have a spent enough for this cover, they go no!On what grounds its class 1 business use as its not commuting to one fixed place of work.
surveyor_101 said:
On what grounds its class 1 business use as its not commuting to one fixed place of work.
You seem to be answering your own question. It's not commuting and it's at the behest of his work so it's not social.What I don't understand is why the OP is digging his heels in on such petty grounds over something so trivial.
Bill said:
You seem to be answering your own question. It's not commuting and it's at the behest of his work so it's not social.
What I don't understand is why the OP is digging his heels in on such petty grounds over something so trivial.
I do thinks they can't be sacked whislt off ill, Wrong!What I don't understand is why the OP is digging his heels in on such petty grounds over something so trivial.
They have some sense of entitlement to be left alone, don't want to play by the employers rules. When you start quoting eu law on drivers hours desperation has cut in.
Just to put this to bed.........
Today I have spoken with my operations manager. I can make the appointment myself at any time that suits me, company time or my time, which I will.
If necessary the company will provide a vehicle for me to attend as they understand there may be an issue with insurance.
Thanks for the debate.
Today I have spoken with my operations manager. I can make the appointment myself at any time that suits me, company time or my time, which I will.
If necessary the company will provide a vehicle for me to attend as they understand there may be an issue with insurance.
Thanks for the debate.
Been through this myself. My Company employed a doctor to do the report and he hired a room at my local doctors surgery for an hour (I turned up at due time and he did not which was nice). I can't see why that wouldn't be the case with you.
Edited by elanfan on Friday 15th January 00:08
The commuting part of a policy is specifically for driving to and from a place of work. You are not driving to a place of work - you won't be working when you attend. So that part of the policy doesn't apply. The SDP part does - attending a doctor's appointment would fall under part of day to day life, which is what SDP is for.
Whoever you talked to at your insurer was wrong to say you wouldn't be covered by it.
I was in a similar situation after an illness where my employer needed to check if I was ok to return to work, my doctor and cardiologist had confirmed that I was, but they needed to cover themselves for their insurer. I checked with my car insurer at the time, and they confirmed I was covered.
Whoever you talked to at your insurer was wrong to say you wouldn't be covered by it.
I was in a similar situation after an illness where my employer needed to check if I was ok to return to work, my doctor and cardiologist had confirmed that I was, but they needed to cover themselves for their insurer. I checked with my car insurer at the time, and they confirmed I was covered.
calibrax said:
The commuting part of a policy is specifically for driving to and from a place of work. You are not driving to a place of work - you won't be working when you attend. So that part of the policy doesn't apply. The SDP part does - attending a doctor's appointment would fall under part of day to day life, which is what SDP is for.
Whoever you talked to at your insurer was wrong to say you wouldn't be covered by it.
I was in a similar situation after an illness where my employer needed to check if I was ok to return to work, my doctor and cardiologist had confirmed that I was, but they needed to cover themselves for their insurer. I checked with my car insurer at the time, and they confirmed I was covered.
So if your employer ask you to attend a training day at another location, you get on the blower and up your cover to class 1?Whoever you talked to at your insurer was wrong to say you wouldn't be covered by it.
I was in a similar situation after an illness where my employer needed to check if I was ok to return to work, my doctor and cardiologist had confirmed that I was, but they needed to cover themselves for their insurer. I checked with my car insurer at the time, and they confirmed I was covered.
OP, I would say if you're employer is paying for your fuel costs to attend the appointment, then that's a business trip. And class 1 is required. If they aren't, then it's just a trip to the quack, and not class 1.
As regards popping out to get milk for the office, going to the bank or the post office for the firm, then they are definitely class 1.
In our firm, when someone needs to do any of those things, and they don't have a company car, they jump in someone else's company car. They do not use their own car to run errands for the company. If they did, we'd be checking they had class 1.
As regards popping out to get milk for the office, going to the bank or the post office for the firm, then they are definitely class 1.
In our firm, when someone needs to do any of those things, and they don't have a company car, they jump in someone else's company car. They do not use their own car to run errands for the company. If they did, we'd be checking they had class 1.
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