Employer healthcare referral

[elanfan]

In my day employers could buy contingent third party cover for all employees that picked p the Third party cover only of employees using their own cars on company business. So some of the guys still in the game will confirm if it's still avLable now.

[XFDreamer]

swerni said:

They're probably looking for reason to get rid of you.
If you worked for me, I certainly would be.

You are talking out of your ass my friend.

[George111]

XFDreamer said:

swerni said:

They're probably looking for reason to get rid of you.
If you worked for me, I certainly would be.

You are talking out of your ass my friend.

Ask him about his winter tyres

[Red Devil]

calibrax said:

The commuting part of a policy is specifically for driving to and from a place of work. You are not driving to a place of work - you won't be working when you attend. So that part of the policy doesn't apply. The SDP part does - attending a doctor's appointment would fall under part of day to day life, which is what SDP is for.

Whoever you talked to at your insurer was wrong to say you wouldn't be covered by it.

I was in a similar situation after an illness where my employer needed to check if I was ok to return to work, my doctor and cardiologist had confirmed that I was, but they needed to cover themselves for their insurer. I checked with my car insurer at the time, and they confirmed I was covered.

His insurer said it wasn't covered. Yours said it was. It is something for the respective insurers to decide. He may have received incorrect advice but as you are not his insurer you are not in a position to be categorical about it. If the appointment was during his working hours I can see how his insurer might come to the view it did. As another poster said, it depends on the question that is asked.

surveyor_101 said:

So if your employer ask you to attend a training day at another location, you get on the blower and up your cover to class 1?

Depends on the policy wording. I had exactly this issue. At the time my policy was SD&P and commuting was specifically restricted to one permanent place of work. I had to go on several compulsory such training days over a 6 month period. I checked with my insurer and they confirmed it was classed as business use as I was doing it at my employers request and the training was taking place within working hours. They weren't prepared to extend the cover f.o.c. but it was only a nominal amount (ISTR either £10 or £15) and my employer reimbursed me. It was cheaper than them paying for taxis!

[wolves_wanderer]

It would probably be worth your while getting Class 1 at renewal time. The cost difference is usually insignificant (£0 in my case) and it lets you look and be more helpful to your employers.

[PHCorvette]

XFDreamer said:

Cheers Bert

Just made the call and I wouldn't be covered on my policy.

I guess they'll have to hire me a car or call a cab.

This single post sums up pretty much a major issue in today's society.

[Devil2575]

eccles said:

REALIST123 said:

XFDreamer said:

Vaud said:

Take this the right way but you come across as having a massive chip on your shoulder.

Man up.. :-)

Class 1 would probably cost you nothing. Given it's your job (potentially) at stake, even if it is £20 admin fee, pay it and look at the big picture... lest you cut off your nose to spite the face.

Principles are super, right up to the point you don't have an income... save them for the big issues in life.

Vaud, I didn't mean it to come across that way.

I have to be honest and say I'm not really interested in attending this meeting. It's fairly pointless, they can't sack me for being off sick with a genuine illness and its because I've triggered a stage in the company sickness policy which has to be followed up.

I think maybe the company ought to "man up" and provide me with the means to attend the appointment they so badly need me to go to.

"They can't sack me for being off sick with a genuine illness"

"It's because I've triggered a stage in the company sickness policy which has to be followed up"

Hmmm, maybe but I wouldn't bet on it.

Frankly, if they're looking for a way to get rid I wouldn't be at all surprised.....

Most modern companies would have various triggers you have to hit before they look at getting rid of staff.

They will also have a proper procedure to follow and it wouldn't be as simple as "He was sick therefore we are going to fire him".

My company has similar procedures with various trigger points in policies. A colleague of mine had cancer and had to attend an appointment like the one described on returning to work. It's normal procedure and not one to start getting worried about IMHO.

You have to do something very serious to be fired for a single event, i.e. with no previous warnings and people who have returned to work after a period of illness don't fall into this catagory.

[Devil2575]

XFDreamer said:

Just to put this to bed.........

Today I have spoken with my operations manager. I can make the appointment myself at any time that suits me, company time or my time, which I will.

If necessary the company will provide a vehicle for me to attend as they understand there may be an issue with insurance.

Thanks for the debate.

So all perfectly reasonable then.

Glad to here it.

[Devil2575]

swerni said:

They're probably looking for reason to get rid of you.
If you worked for me, I certainly would be.

You're an idiot.

[PHCorvette]

Devil2575 said:

swerni said:

They're probably looking for reason to get rid of you.
If you worked for me, I certainly would be.

You're an idiot.

Quite insulting though he does have a shocking taste in cars. Whether they are looking to fire the OP or not, he puts himself forward as an "entitled" sort, the sort that is ruining every aspect about work ethics and society. The company policy is there to protect both parties, ffs its a simple trip "oh but if its in my time I want paying for it" or "I want a taxi for it" <- THIS is exactly what is wrong with people today.

Oh and despite liking ste cars Sweri has a terrible condition when it comes to colour blindness, probably thought the interior of a Rover 200 BRM looked good too!

[MDMetal]

What if your place of business was different on different days of the week? Either with the same company or two part time jobs? Isn't the point of the policy to cover people who are driving around all day vs people who travel during rush hours? Sounds like anyone who works multiple time jobs would run foul of this and have to pay more?

[Vaud]

MDMetal said:

What if your place of business was different on different days of the week? Either with the same company or two part time jobs? Isn't the point of the policy to cover people who are driving around all day vs people who travel during rush hours? Sounds like anyone who works multiple time jobs would run foul of this and have to pay more?

It's simple. People need to read their policies and but the appropriate level of cover.

There is no "falling foul", in the words of Loon (RIP) - it's simple and in black and white - and if in doubt, ask the insurer.

Different places is (normally) Class 1 business which rarely costs anything.

e.g. many scenarios, in plain English:

http://www.admiral.com/car-insurance/advice/which-...

[XFDreamer]

swerni said:

I'd certainly look to manage out anyone with OP's attitude if it were my business.

But it isn't your business.

We obviously work in different industries. Where I work we still have certain rights and conditions which need to be maintained, by the workers and employers to protect all of us.

Maybe where I work a little bit of attitude is by far outweighed by experience, hard work and the ability to do a job that my bosses couldn't do because they don't have the qualification or skills.

[Devil2575]

PHCorvette said:

Whether they are looking to fire the OP or not, he puts himself forward as an "entitled" sort, the sort that is ruining every aspect about work ethics and society. The company policy is there to protect both parties, ffs its a simple trip "oh but if its in my time I want paying for it" or "I want a taxi for it" <- THIS is exactly what is wrong with people today.

Really?

Sometimes people are actually entitled to stuff.

I think it's a bit over the top to describe the OPS views in such strong terms. I could equally say that the views of some employers with regard to their employees is what is wrong with people today.

What people accuse of "ruining every aspect of society" tends to be dictated by their own predjudices rather than any actual facts.

[Devil2575]

swerni said:

Could be worse, i could have to driving a 12 year old diesel Ford Focus.

I'm quite happy with my car thanks

I've had the chance to change it last year but didn't.

[PHCorvette]

Devil2575 said:

swerni said:

Could be worse, i could have to driving a 12 year old diesel Ford Focus.

I'm quite happy with my car thanks

I've had the chance to change it last year but didn't.

Good car too, not that it impacts on the thread. I bet its a Eurospec car though and not some grubby import?

[anonymous-user]

swerni said:

Devil2575 said:

swerni said:

They're probably looking for reason to get rid of you.
If you worked for me, I certainly would be.

You're an idiot.

Could be worse, i could have to driving a 12 year old diesel Ford Focus.


I'd certainly look to manage out anyone with OP's attitude if it were my business.

In all honesty, so would I. In fact I did do it, more than once and never for a moment thought that I had done the wrong thing.

Nor did most of my other employees either.

I don't know much about the OP but the signs are there that someone is looking to get him out. In my experience Companies don't do that for no good reason.

[XFDreamer]

REALIST123 said:

In all honesty, so would I. In fact I did do it, more than once and never for a moment thought that I had done the wrong thing.

Nor did most of my other employees either.

I don't know much about the OP but the signs are there that someone is looking to get him out. In my experience Companies don't do that for no good reason.

Our company does it because it's their policy.

It's the same if you're the boss or the guy who sweeps up.

[XFDreamer]

swerni said:

Do they all have the same attitude as you?

No idea mate, we're all busy getting on with our jobs, unlike (maybe) someone who has time to make 25000 posts on a internet forum.

Some might say mind your business and get a life.

[TwigtheWonderkid]

Devil2575 said:

What people accuse of "ruining every aspect of society" tends to be dictated by their own predjudices rather than any actual facts.

Christ...how true is that statement.

Bloke in the newsagents today was having a meltdown because they guy only has semi skimmed milk left. Apparently, this was indicative of "the whole fking country being run by s and going to the fking dogs!"