Poor people and credit

Poor people and credit

Author
Discussion

Stinkotanko

Original Poster:

168 posts

99 months

Tuesday 9th February 2016
quotequote all
For me the thrill of ownership of my watch collection and my relatively humble fleet of cars is that I own them.

Not the bank, not Bright House, me.

Why do people not simply purchase what they can afford and stop cheapening prestigious brands with the sickening credit culture Britain is tied up in?

It upsets me to see a tracksuit-wearing yobbo sporting a Panerai, it makes me positively incandescent with rage when they bemoan the cost of buckles and purchase a fake.

Thankfully the 0% interest HP deals aren't available on premium cars or they would all be tearing around their council estates in Bentleys.

I guess I just don't like poor people.

johnwilliams77

8,308 posts

103 months

Tuesday 9th February 2016
quotequote all
This a wind up? Ibtl

Hoofy

76,341 posts

282 months

Tuesday 9th February 2016
quotequote all
Stinkotanko said:
I guess I just don't like poor people.
Possibly. Thing is, as much as I hate credit (not poor people), it helps to move the economy. Your clients probably put you in your mansion and give you the fleet of supercars because they buy on credit... or their customers/clients buy on credit.

https://www.youtube.com/watch?v=PIAXG_QcQNU

If everyone was like me and only bought within their means, the economy would be back in the 1970s.

Stinkotanko

Original Poster:

168 posts

99 months

Tuesday 9th February 2016
quotequote all
Hoofy said:
Possibly. Thing is, as much as I hate credit (not poor people), it helps to move the economy. Your clients probably put you in your mansion and give you the fleet of supercars because they buy on credit... or their customers/clients buy on credit.

https://www.youtube.com/watch?v=PIAXG_QcQNU

If everyone was like me and only bought within their means, the economy would be back in the 1970s.
It's a fair and valid point that the spending habits of poor people do keep the financial world ticking. However, I'd prefer they blitzed their credit cards in Sports Direct on their uniform rather than buying goods which would align more with my means.

jogger1976

1,251 posts

126 months

Tuesday 9th February 2016
quotequote all
The OP earlier biggrin

Stinkotanko

Original Poster:

168 posts

99 months

Tuesday 9th February 2016
quotequote all
Good input "jogger1976", you may yet be quoted on the BBC with such deep insight.

funkyrobot

18,789 posts

228 months

Tuesday 9th February 2016
quotequote all
School holidays already?

egor110

16,851 posts

203 months

Tuesday 9th February 2016
quotequote all
Stinkotanko said:
Hoofy said:
Possibly. Thing is, as much as I hate credit (not poor people), it helps to move the economy. Your clients probably put you in your mansion and give you the fleet of supercars because they buy on credit... or their customers/clients buy on credit.

https://www.youtube.com/watch?v=PIAXG_QcQNU

If everyone was like me and only bought within their means, the economy would be back in the 1970s.
It's a fair and valid point that the spending habits of poor people do keep the financial world ticking. However, I'd prefer they blitzed their credit cards in Sports Direct on their uniform rather than buying goods which would align more with my means.
So maybe your problem is with the suppliers of the trinkets that you feel make you more important?

Your question should be to the companies you like ' why do you allow people to buy your products on credit? if it was strictly cash only then only rich people could have them ( and gypsies)

CorbynForTheBin

12,230 posts

194 months

Tuesday 9th February 2016
quotequote all
How many logins does CC have??

JoeMarano

1,042 posts

100 months

Tuesday 9th February 2016
quotequote all
Hopefully a hurricane hits the OP's house, buries him with all his watches and he ends up wearing them in heaven. Rich people go there too you know.

marshalla

15,902 posts

201 months

Tuesday 9th February 2016
quotequote all

funkyrobot

18,789 posts

228 months

Tuesday 9th February 2016
quotequote all
Stinkotanko said:
For me the thrill of ownership of my watch collection and my relatively humble fleet of cars is that I own them.

Not the bank, not Bright House, me.

Why do people not simply purchase what they can afford and stop cheapening prestigious brands with the sickening credit culture Britain is tied up in?

It upsets me to see a tracksuit-wearing yobbo sporting a Panerai, it makes me positively incandescent with rage when they bemoan the cost of buckles and purchase a fake.

Thankfully the 0% interest HP deals aren't available on premium cars or they would all be tearing around their council estates in Bentleys.

I guess I just don't like poor people.
Spending daddy's money are we?

Hoofy

76,341 posts

282 months

Tuesday 9th February 2016
quotequote all
egor110 said:
Stinkotanko said:
Hoofy said:
Possibly. Thing is, as much as I hate credit (not poor people), it helps to move the economy. Your clients probably put you in your mansion and give you the fleet of supercars because they buy on credit... or their customers/clients buy on credit.

https://www.youtube.com/watch?v=PIAXG_QcQNU

If everyone was like me and only bought within their means, the economy would be back in the 1970s.
It's a fair and valid point that the spending habits of poor people do keep the financial world ticking. However, I'd prefer they blitzed their credit cards in Sports Direct on their uniform rather than buying goods which would align more with my means.
So maybe your problem is with the suppliers of the trinkets that you feel make you more important?

Your question should be to the companies you like ' why do you allow people to buy your products on credit? if it was strictly cash only then only rich people could have them ( and gypsies)
Indeed. I'm thinking, if this were the case, every luxury good would be even more expensive to keep the manufacturers of said good in business.

anonymous-user

54 months

Tuesday 9th February 2016
quotequote all
Stinkotanko said:
It's a fair and valid point that the spending habits of poor people do keep the financial world ticking. However, I'd prefer they blitzed their credit cards in Sports Direct on their uniform rather than buying goods which would align more with my means.
Oh dear I can hear a trumpet blowing.....

jogger1976

1,251 posts

126 months

Tuesday 9th February 2016
quotequote all
Stinkotanko said:
Good input "jogger1976", you may yet be quoted on the BBC with such deep insight.
Thanks Stinkonato, or whatever you're called this week.hehe
I'm pretty sure you post is a piss take, cos' surely nobody, not even on PH, could be so pompous and arrogant.

Either way it made me laugh, even if that wasn't your intention. thumbup

Oh, and if you could arrange for me to be quoted on the BBC that'd be great.I'm a bit of a fan actually. wink


CorbynForTheBin

12,230 posts

194 months

Tuesday 9th February 2016
quotequote all
The wk trumpet?

Levin

2,024 posts

124 months

egor110

16,851 posts

203 months

Tuesday 9th February 2016
quotequote all
V6Pushfit said:
Stinkotanko said:
It's a fair and valid point that the spending habits of poor people do keep the financial world ticking. However, I'd prefer they blitzed their credit cards in Sports Direct on their uniform rather than buying goods which would align more with my means.
Oh dear I can hear a trumpet blowing.....
I like this bit ' prefer they blitzed their credit cards in Sports Direct on their uniform'

We all wear a uniform of some sort regardless of how much wealth we ( maybe daddy) have, your nicely pressed chino and blazer combo is as much a uniform as there shell suit 2 piece as the hipster with his beard, skinny jeans and chelsea boots.

Roo

11,503 posts

207 months

Tuesday 9th February 2016
quotequote all
Hoofy said:
Stinkotanko said:
I guess I just don't like poor people.
Possibly. Thing is, as much as I hate credit (not poor people), it helps to move the economy. Your clients probably put you in your mansion and give you the fleet of supercars because they buy on credit... or their customers/clients buy on credit.

https://www.youtube.com/watch?v=PIAXG_QcQNU

If everyone was like me and only bought within their means, the economy would be back in the 1970s.
This.

If not then you're spending an inheritance which isn't your money anyway.

anonymous-user

54 months

Tuesday 9th February 2016
quotequote all
Yes I think there's a stink coming unless OP can prove he's worth a few quid and not one of the great unwashed himself