Crash for Cash?

[Fozziebear]

snorky782 said:

silentbrown said:

snorky782 said:

Why would the MIB get involved? It's got nothing to do with they do.

Because they're deeply interwingled with the Insurance Fraud Bureau. https://www.mib.org.uk/managing-insurance-data/mib...

We're heading down the wrong road here. The IFB are the ones who may get involved, but only if it's fraud across multiple insurers. The MIB may provide personnel to support, but they don't step in and they have no authority to investigate fraud, they provide back office administrative support in non investigative roles

Insurers second investigators out to the IFB on the really meaty cases.

Edited by snorky782 on Thursday 26th May 23:08

When I was involved we got our work via the MIB and the provider, we passed all our evidence to the provider and they then passed it to MIB/IFB/Police.

[silentbrown]

Fozziebear said:

When I was involved we got our work via the MIB and the provider, we passed all our evidence to the provider and they then passed it to MIB/IFB/Police.

Back to the OP's question - the IFB has a "Cheatline" that you report this to. https://www.insurancefraudbureau.org/cheatline/

[Fozziebear]

silentbrown said:

Fozziebear said:

When I was involved we got our work via the MIB and the provider, we passed all our evidence to the provider and they then passed it to MIB/IFB/Police.

Back to the OP's question - the IFB has a "Cheatline" that you report this to. https://www.insurancefraudbureau.org/cheatline/

Yep, many a late night call to go away for a few days waiting for a crash, normally well known individuals/groups who had people carriers ready to crash. Used to pity the supermarket delivery drivers that they targeted for easy cash

[silentbrown]

Fozziebear said:

Yep, many a late night call to go away for a few days waiting for a crash, normally well known individuals/groups who had people carriers
ready to crash. Used to pity the supermarket delivery drivers that they targeted for easy cash

The more passengers, the bigger the claim, I guess.

[Fozziebear]

Yeah, normally 7 seater, £1500-£2500 whiplash, £££ dental, £££ vehicle storage and hire, time off work. All interlinked due to uncle/cousin/brother etc. Those figures were back in 2004/5, most of the claims now are influenced by lessons learned.

[bigbob77]

Do they change insurance company after each "accident"? Or is their insurance company just like "Oh NO! You've been hit from behind again? 46th time this year? Oh you poor man, you have the worst luck"

Actually your new insurance company would know anyway, unless you didn't declare it, which I suppose these people probably wouldn't.

[singlecoil]

That's the key question, how are they not leaving a trail a mile wide?

[Sam All]

bigbob77 said:

Grunt Futtock said:

PorkInsider said:

Bradford and Birmingham postcodes make up almost the entire top 10.

I wonder what conclusions we could draw from the similarities between the two areas?

Bradford/Birmingham and the other one is Bolton...

Conclusion is I'm glad I don't live in Babbacombe

Demographics is a big big clue

[Fozziebear]

bigbob77 said:

Do they change insurance company after each "accident"? Or is their insurance company just like "Oh NO! You've been hit from behind again? 46th time this year? Oh you poor man, you have the worst luck"

Actually your new insurance company would know anyway, unless you didn't declare it, which I suppose these people probably wouldn't.

It's multiple claimants, they have a bank of victims that they use for they claims, they get a cut of the pay out. The drivers are the same, well known in the area/community as stunt drivers. It was a thriving business at one point, out of the loop now so unsure how it's going. We used to build up a database of individuals and then link through association, normally simple task of follow until they meet at coffee/tea house, then we could prove they did know each other when they denied it.

[snorky782]

singlecoil said:

That's the key question, how are they not leaving a trail a mile wide?

They are.

[snorky782]

bigbob77 said:

Do they change insurance company after each "accident"? Or is their insurance company just like "Oh NO! You've been hit from behind again? 46th time this year? Oh you poor man, you have the worst luck"

Actually your new insurance company would know anyway, unless you didn't declare it, which I suppose these people probably wouldn't.

They don't claim for the damage to their car, which is the only claim they could make on their policy anyway (and that assumes they've bought fully comp). The claim is on the other driver's insurance.

[tony wright]

Suppose it would become an issue if the victims did not accept responsibility. They could in theory end up with several claims needing investigating on the same dayt

[Fozziebear]

tony wright said:

Suppose it would become an issue if the victims did not accept responsibility. They could in theory end up with several claims needing investigating on the same dayt

It's why most delivery drivers have dash cams and trackers etc. At one presentation I was at they showed figures for 3 crashes a week, horrendous amounts of income for organised crime and terrorism