Selling house after split.

Author
Discussion

sugerbear

4,032 posts

158 months

Thursday 22nd September 2016
quotequote all
BlueHave said:
Someone should have retitled this thread 'Reason not to get married"

I guy I used to work used to tell his life story. He bought everything in his marriage, the house, the cars, the contents, everything other half was a 'housewife' even though they had no children. She was very much a kept woman ( how very 1970's)

Someone accused him of having an affair, allegations which then proved to be false. However by that point the wife had made up her mind and had moved on, she also wanted a quickie divorce.

Anyway two years on and after the divorce he walked away from the house he had paid for with absolutely nothing and was living in a 1 bed flat last time I heard.

The ex wife is now living in the house with her new partner and is expecting.

Edited by BlueHave on Thursday 22 September 15:04


Edited by BlueHave on Thursday 22 September 15:05
The moral of the story is don't marry anyone that is beneath you, no matter how nice her boobs are.



spookly

4,019 posts

95 months

Thursday 22nd September 2016
quotequote all
mike various said:
In the case of a split if you haven't agreed the wording on the deeds and you are joint tennants in common then you have crapped out.

I tried taking that line with the ex and getting her to have a lesser share and she said No she wanted 50/50.

I went to see two solicitors at great cost and ended up being told that i could argue all i wanted, but if it went to court i'd lose due to the fact that wife earned less than i do and that we had been married. If you have children then you will be stuffed even more !!

Also consider that all the wife paid for in the monthly bills was the food, telephone and TV licence.

I paid for everything else and could prove it, it made no difference what so ever.

What makes it even harder was that i've been overpaying on the mortgage to reduce it and that means she gets even more money !!

All you can do is try and negotiate, but what you will find is that as a woman scorned she will want every last penny you have and there's nothing you can do about it.

It's a bitter pill to swallow as i was going to be mortgage free at xmas and i will now end up with a £100k mortgage and not many years left to pay it off. I'm in a worse situation than i was 10 years ago when we bought the house.

I will be extra careful next time and make sure that there is a pre nuptual dawn up.

Basically your stuffed.
If there is a next time then you want your head examined :-)

I'm happily divorced and I will not ever marry again.
Girlfriend and cohabit, yes. Jointly buy property or marry - ummm no. What's in it for me? Other than another attempted ass rape by a scorned woman, solicitors, barristers and a judge? What exactly would I get out of the arrangement? I can have everything from a girlfriend that I can a wife, and without signing a contract to give away half my stuff if we split.

spookly

4,019 posts

95 months

Thursday 22nd September 2016
quotequote all
sugerbear said:
The moral of the story is don't marry anyone that is beneath you, no matter how nice her boobs are.
FTFY

TwigtheWonderkid

43,348 posts

150 months

Thursday 22nd September 2016
quotequote all
BlueHave said:
Someone should have retitled this thread 'Reason not to get married"

I guy I used to work used to tell his life story. He bought everything in his marriage, the house, the cars, the contents, everything other half was a 'housewife' even though they had no children. She was very much a kept woman ( how very 1970's)

Someone accused him of having an affair, allegations which then proved to be false. However by that point the wife had made up her mind and had moved on, she also wanted a quickie divorce.

Anyway two years on and after the divorce he walked away from the house he had paid for with absolutely nothing and was living in a 1 bed flat last time I heard.

The ex wife is now living in the house with her new partner and is expecting.

Utter bks. If no kids, how did she get a 100/0 split of joint assets in her favour?



Edited by BlueHave on Thursday 22 September 15:04


Edited by BlueHave on Thursday 22 September 15:05

ChocolateFrog

Original Poster:

25,294 posts

173 months

Saturday 24th September 2016
quotequote all
Having had a scan through the divorcing empty nesters thread I don't feel that badly done by now.

Lucky escape.

M3333

2,261 posts

214 months

Saturday 24th September 2016
quotequote all
Christ, mines making noises for marriage, these kinds of threads really make to never ever want to do it.

I paid 100% deposit on the house, mortgage is in my name, we roughly equal living costs. The mortgage comes out of my account. She grumbles about wanting to be on the mortgage and do understand why to a degree.

Saying we never marry but just split, I would make sure she got something back for her contributions, id never want to see her walk away with nothing but at the same time it has been my astute attitude with money management that allowed us onto the property ladder in the first place.

Its pretty fking scary some of the stories that are read on PH!

Trabi601

4,865 posts

95 months

Saturday 24th September 2016
quotequote all
TwigtheWonderkid said:
BlueHave said:
Someone should have retitled this thread 'Reason not to get married"

I guy I used to work used to tell his life story. He bought everything in his marriage, the house, the cars, the contents, everything other half was a 'housewife' even though they had no children. She was very much a kept woman ( how very 1970's)

Someone accused him of having an affair, allegations which then proved to be false. However by that point the wife had made up her mind and had moved on, she also wanted a quickie divorce.

Anyway two years on and after the divorce he walked away from the house he had paid for with absolutely nothing and was living in a 1 bed flat last time I heard.

The ex wife is now living in the house with her new partner and is expecting.
Utter bks. If no kids, how did she get a 100/0 split of joint assets in her favour?
Agreed, at the very worst it would be 50/50.


mike various

234 posts

121 months

Saturday 24th September 2016
quotequote all
I'd be careful if i were i you.
Even though she's not on the mortgage as a co habitee if she is paying towards the cost of the hose she will be entitled to a proportion in the event of a split.

Mike

JonV8V

7,223 posts

124 months

Monday 26th September 2016
quotequote all
Trabi601 said:
TwigtheWonderkid said:
BlueHave said:
Someone should have retitled this thread 'Reason not to get married"

I guy I used to work used to tell his life story. He bought everything in his marriage, the house, the cars, the contents, everything other half was a 'housewife' even though they had no children. She was very much a kept woman ( how very 1970's)

Someone accused him of having an affair, allegations which then proved to be false. However by that point the wife had made up her mind and had moved on, she also wanted a quickie divorce.

Anyway two years on and after the divorce he walked away from the house he had paid for with absolutely nothing and was living in a 1 bed flat last time I heard.

The ex wife is now living in the house with her new partner and is expecting.
Utter bks. If no kids, how did she get a 100/0 split of joint assets in her favour?
Agreed, at the very worst it would be 50/50.
Probably other assets - a mate of mine divorced after 20 years and moaned she kept the house and he had to live in rented. He kept the business he built (she worked and funded them while he built it up) and she had to give him £50k. It's very rare anybody ever thinks they had a good deal because they're bitter, and you have to be very wealthy to think your standard of living will be unaffected by a split.

Monkeylegend

26,385 posts

231 months

Monday 26th September 2016
quotequote all
M3333 said:
Christ, mines making noises for marriage, these kinds of threads really make to never ever want to do it.

I paid 100% deposit on the house, mortgage is in my name, we roughly equal living costs. The mortgage comes out of my account. She grumbles about wanting to be on the mortgage and do understand why to a degree.

Saying we never marry but just split, I would make sure she got something back for her contributions, id never want to see her walk away with nothing but at the same time it has been my astute attitude with money management that allowed us onto the property ladder in the first place.

Its pretty fking scary some of the stories that are read on PH!
If you live together you are not going to escape a costly split just because you don't have a marriage licence. If she goes legal you won't be the one deciding what she gets.

Rangeroverover

1,523 posts

111 months

Monday 26th September 2016
quotequote all
This is the only story I have heard of someone winning in a divorce.

LOcal bloke, his wife was shagging various blokes while he was working, she wanted to divorce him, come declaration of assets it turned out that her father had put x acres of development land in her name for some tax reason, said land was in the process of being sold for 120 houses to be built.

Her dad went postal, "it's not really hers, its only for tax reasons etc", anyway he ended up with a few £100k more than he expected

JonV8V

7,223 posts

124 months

Monday 26th September 2016
quotequote all
Monkeylegend said:
If you live together you are not going to escape a costly split just because you don't have a marriage licence. If she goes legal you won't be the one deciding what she gets.
Tell us more because that's basically wrong unless the other person made contributions to the mortgage and upkeep of the property

Monkeylegend

26,385 posts

231 months

Monday 26th September 2016
quotequote all
JonV8V said:
Monkeylegend said:
If you live together you are not going to escape a costly split just because you don't have a marriage licence. If she goes legal you won't be the one deciding what she gets.
Tell us more because that's basically wrong unless the other person made contributions to the mortgage and upkeep of the property
The way M3333 is talking, because he has the mortgage in his name his other half won't be entitled to anything, but he will give her a little bit if they split.

If she goes legal I think his view is very optimistic and she will be entitled to a bit more than he thinks she is. Having said that we don't know the exact circumstances so I could well be wrong.



JonV8V

7,223 posts

124 months

Monday 26th September 2016
quotequote all
Monkeylegend said:
JonV8V said:
Monkeylegend said:
If you live together you are not going to escape a costly split just because you don't have a marriage licence. If she goes legal you won't be the one deciding what she gets.
Tell us more because that's basically wrong unless the other person made contributions to the mortgage and upkeep of the property
The way M3333 is talking, because he has the mortgage in his name his other half won't be entitled to anything, but he will give her a little bit if they split.

If she goes legal I think his view is very optimistic and she will be entitled to a bit more than he thinks she is. Having said that we don't know the exact circumstances so I could well be wrong.
Unless she's on the deeds and therefore has a share in the house then she'll get nothing. Being shacked up is virtually no different to mates living together. I'm not sure what basis she can go legal on - if you're inferring common law marriage, that doesn't exist. Basically, and it's a problem for those on the wrong side of this, they are very exposed.

Monkeylegend

26,385 posts

231 months

Monday 26th September 2016
quotequote all
JonV8V said:
Monkeylegend said:
JonV8V said:
Monkeylegend said:
If you live together you are not going to escape a costly split just because you don't have a marriage licence. If she goes legal you won't be the one deciding what she gets.
Tell us more because that's basically wrong unless the other person made contributions to the mortgage and upkeep of the property
The way M3333 is talking, because he has the mortgage in his name his other half won't be entitled to anything, but he will give her a little bit if they split.

If she goes legal I think his view is very optimistic and she will be entitled to a bit more than he thinks she is. Having said that we don't know the exact circumstances so I could well be wrong.
Unless she's on the deeds and therefore has a share in the house then she'll get nothing. Being shacked up is virtually no different to mates living together. I'm not sure what basis she can go legal on - if you're inferring common law marriage, that doesn't exist. Basically, and it's a problem for those on the wrong side of this, they are very exposed.
I bow to your superior knowledge wink

JonV8V

7,223 posts

124 months

Monday 26th September 2016
quotequote all
Monkeylegend said:
I bow to your superior knowledge wink
https://www.citizensadvice.org.uk/relationships/living-together-marriage-and-civil-partnership/living-together-and-marriage-legal-differences/

Take a read. I cant recall all the OPs details but if it's his house, and even if she's been a kept woman, if there are no kids and they're not married she gets nothing unless she can show a material contribution. If he gives her any money it's a gift out the goodness of his heart. Harsh but true

Monkeylegend

26,385 posts

231 months

Monday 26th September 2016
quotequote all
JonV8V said:
Monkeylegend said:
I bow to your superior knowledge wink
https://www.citizensadvice.org.uk/relationships/living-together-marriage-and-civil-partnership/living-together-and-marriage-legal-differences/

Take a read. I cant recall all the OPs details but if it's his house, and even if she's been a kept woman, if there are no kids and they're not married she gets nothing unless she can show a material contribution. If he gives her any money it's a gift out the goodness of his heart. Harsh but true
I wasn't being flippant, it clearly depends on the circumstances of each individual relationship. circumstances.

I suppose I read the post as one of self entitlement, ie she's contributed nothing, everything we have is all down to me, but I may reward her for being my partner. I just find it hard to believe that in a proper relationship both partners don't make a significant contribution, not necessarily financial, which would be recognised by the courts, but maybe people do live that way.

Thanks for the link by the way.


JonV8V

7,223 posts

124 months

Monday 26th September 2016
quotequote all
Monkeylegend said:
I wasn't being flippant, it clearly depends on the circumstances of each individual relationship. circumstances.

I suppose I read the post as one of self entitlement, ie she's contributed nothing, everything we have is all down to me, but I may reward her for being my partner. I just find it hard to believe that in a proper relationship both partners don't make a significant contribution, not necessarily financial, which would be recognised by the courts, but maybe people do live that way.

Thanks for the link by the way.
Thanks - no offence taken - I agree though, unless you're minted and pick up a trophy bird who doesn't work (yes , stereotype footballer) and when the looks go, get kicked out without a bean. Even worse is old couples who never marry in that scenario - the house owner dies, no will, estranged wife gets the house. It's a murky world and much better to avoid the situation somehow

PostHeads123

1,042 posts

135 months

Monday 26th September 2016
quotequote all
Did you have a tenants in common agreement detailing the % split, if not it will be 50/50 split if she/he on morg. I was lucky got an ex-misses to sign one, even though she was dead against it at the time and in her words 'means we will split up at some point' and yes we did but it meant I wasn't shafted.

This time around I bought place morg in my sole name, during morg interview they asked me if anyone over 18 was going to live there so I told them my gf, I thought it was for insurance reasons didn't think anything of it. Fast forward 2 weeks later nice Sunday afternoon and she decides to open her post one of the letters was from morg company asking her to sign a form to say she had no legal right to the property being mortgaged, queue major argument, in the end she signed it.

Edited by PostHeads123 on Monday 26th September 18:24

anonymous-user

54 months

Monday 26th September 2016
quotequote all
Don't get married in your twenties, by the time you get into your forties both of you will be two different people.