HELP - sold a car and it was repossessed from the buyer

HELP - sold a car and it was repossessed from the buyer

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motoroller

Original Poster:

657 posts

174 months

Monday 12th December 2016
quotequote all
Welshbeef said:
They are open until 8pm get on the blower now it's £12k surely worth the effort.
The Fruad office is 9-5.


garyhun said:
Why not post the reg?
For privacy, and because I don't want some idiot calling Barclays now and complicating things. I have had a kind message from someone and will provide them with the reg to check for me.

BigLion said:
I hope you get the outcome you desire, but I do question the integrity of selling the car on when it is reasonable to assume finance was outstanding - I know you plead ignorance on this but that call from the dealer is the nail in the coffin.

Karma has a way of delivering and if you were aware I hope you get nothing back.
Big difference here - I've realised my mistake and made things wrong. 99% of the people posting here would have done things differently to that.


While I wait for the car, one thing I can do is put together a damages claim to submit. How much should I be claiming? It's obvious that Barclays have acted in a very shady (and illegal) way and caused me a lot of stress.

BigLion

1,497 posts

100 months

Monday 12th December 2016
quotequote all
motoroller said:
Welshbeef said:
They are open until 8pm get on the blower now it's £12k surely worth the effort.
The Fruad office is 9-5.


garyhun said:
Why not post the reg?
For privacy, and because I don't want some idiot calling Barclays now and complicating things. I have had a kind message from someone and will provide them with the reg to check for me.

BigLion said:
I hope you get the outcome you desire, but I do question the integrity of selling the car on when it is reasonable to assume finance was outstanding - I know you plead ignorance on this but that call from the dealer is the nail in the coffin.

Karma has a way of delivering and if you were aware I hope you get nothing back.
Big difference here - I've realised my mistake and made things wrong. 99% of the people posting here would have done things differently to that.


While I wait for the car, one thing I can do is put together a damages claim to submit. How much should I be claiming? It's obvious that Barclays have acted in a very shady (and illegal) way and caused me a lot of stress.
I guarantee you barclays would have played it by a water tight book...

Welshbeef

49,633 posts

199 months

Monday 12th December 2016
quotequote all
motoroller said:
Big difference here - I've realised my mistake and made things wrong. 99% of the people posting here would have done things differently to that.


While I wait for the car, one thing I can do is put together a damages claim to submit. How much should I be claiming? It's obvious that Barclays have acted in a very shady (and illegal) way and caused me a lot of stress.
Glad a fellow PH is getting the HPI sorted for you.


On the last bit of your post I'd be very very wary as they could turn the cards on you and the police as to why you sold a car which you'd been told on a few occasions by them and by a trader it had outstanding finance.
Get the car back enjoy it move on life's too short


motoroller

Original Poster:

657 posts

174 months

Monday 12th December 2016
quotequote all
BigLion said:
I guarantee you barclays would have played it by a water tight book...
Technically and legally, they have stolen my car for a month. They don't have ownership of the car, or rights to the car.

TooMany2cvs

29,008 posts

127 months

Monday 12th December 2016
quotequote all
motoroller said:
Technically and legally, they have stolen my car for a month.
YOUR car? I thought you'd sold it...?

Welshbeef

49,633 posts

199 months

Monday 12th December 2016
quotequote all
motoroller said:
BigLion said:
I guarantee you barclays would have played it by a water tight book...
Technically and legally, they have stolen my car for a month. They don't have ownership of the car, or rights to the car.
That's not true they repossessed a car from someone you sold it to 6months ago.

Only the other day did you pay them back the cash.

The vehicle is still in the last owners name per V5 isn't it? Have you sent the V5 to DVlA to notify change of ownership back to you?

Actually I'd be now going after the people you sold it to as they have had 6 months use of the car for free wear and tear plus depreciation + I assume they didn't service it either?

motoroller

Original Poster:

657 posts

174 months

Monday 12th December 2016
quotequote all
Welshbeef said:
That's not true they repossessed a car from someone you sold it to 6months ago.

Only the other day did you pay them back the cash.

The vehicle is still in the last owners name per V5 isn't it? Have you sent the V5 to DVlA to notify change of ownership back to you?

Actually I'd be now going after the people you sold it to as they have had 6 months use of the car for free wear and tear plus depreciation + I assume they didn't service it either?
A service is the least of the worries in this scenario, how much would that be; ~£200?

sealtt

3,091 posts

159 months

Monday 12th December 2016
quotequote all
Damages would basically be your legal fees and any financial loss on the car. Can't see you getting any more than that, not without spending loads on legal fees and then the risk would not be worth it.

Welshbeef

49,633 posts

199 months

Monday 12th December 2016
quotequote all
motoroller said:
Welshbeef said:
That's not true they repossessed a car from someone you sold it to 6months ago.

Only the other day did you pay them back the cash.

The vehicle is still in the last owners name per V5 isn't it? Have you sent the V5 to DVlA to notify change of ownership back to you?

Actually I'd be now going after the people you sold it to as they have had 6 months use of the car for free wear and tear plus depreciation + I assume they didn't service it either?
A service is the least of the worries in this scenario, how much would that be; ~£200?
But - assuming all the details given are factually correct, the car left your legal ownership 6months ago, the bank repossessed it a week or so ago from the chap who bought he car from you - he had free use of it up until that point, you paid him the whole value back the other day.
You don't own the car - or if you do then it's only a few days it's not been present.

Service
Tyre wear
Brake pad and disc wear
All components wear
Mileage
Depreciation
MOT is now not 12 months it's 6months
Additional owner on the log book
That will be in the order of thousands.

Unless you Strictly want to focus on a service rather than think the whole picture it's not the true cost.


The stress thing - is without question self inflicted you sold it knowing it had outstanding finance on it. Had you not and dealt with it then (with the associated stress) it would be fine.

BigLion

1,497 posts

100 months

Monday 12th December 2016
quotequote all
motoroller said:
BigLion said:
I guarantee you barclays would have played it by a water tight book...
Technically and legally, they have stolen my car for a month. They don't have ownership of the car, or rights to the car.
There is finance outstanding on the car from the previous owner to yourself, Barclays hence have a charge on the car.

You have stated you don't know what the finance amount is?

At what point have you concluded that it is 'your car' - has all the finance being cleared for example?

robinessex

11,072 posts

182 months

Monday 12th December 2016
quotequote all
So many unanswered questions here still.

Slimbull

863 posts

183 months

Monday 12th December 2016
quotequote all
This would have been a completely different outcome, had the buyer been a women,
The fact is, that 2 big intimidating Romainians have scared 12K out of the OP.
I would have been going to court with the lot of them, if I bought this car in good faith.

funkyrobot

18,789 posts

229 months

Monday 12th December 2016
quotequote all
Slimbull said:
This would have been a completely different outcome, had the buyer been a women,
The fact is, that 2 big intimidating Romainians have scared 12K out of the OP.
I would have been going to court with the lot of them, if I bought this car in good faith.
When my fiancee's brother sold his old S Class Merc earlier this year, four eastern Europeans turned up to collect it. They told him to take less money than they agreed for the car, and even demanded money back for fuel.

He did feel a bit intimidated (wife and baby in the house), so did do an extra deal on the day. Sometimes, turning up with the heavies or with others seems to work.

Welshbeef

49,633 posts

199 months

Monday 12th December 2016
quotequote all
funkyrobot said:
When my fiancee's brother sold his old S Class Merc earlier this year, four eastern Europeans turned up to collect it. They told him to take less money than they agreed for the car, and even demanded money back for fuel.

He did feel a bit intimidated (wife and baby in the house), so did do an extra deal on the day. Sometimes, turning up with the heavies or with others seems to work.
If that were me I'd refuse to sell the car.

Stinkfoot

2,243 posts

193 months

Tuesday 13th December 2016
quotequote all
Cant add much to the thread other than say there is no way I would post the car details up on this or any other internet forum.

Welshbeef

49,633 posts

199 months

Tuesday 13th December 2016
quotequote all
Stinkfoot said:
Cant add much to the thread other than say there is no way I would post the car details up on this or any other internet forum.
Why is that?

singlecoil

33,719 posts

247 months

Tuesday 13th December 2016
quotequote all
Welshbeef said:
Stinkfoot said:
Cant add much to the thread other than say there is no way I would post the car details up on this or any other internet forum.
Why is that?
If you need to ask...

Welshbeef

49,633 posts

199 months

Tuesday 13th December 2016
quotequote all
singlecoil said:
Welshbeef said:
Stinkfoot said:
Cant add much to the thread other than say there is no way I would post the car details up on this or any other internet forum.
Why is that?
If you need to ask...
I posted something similar about a Pork 944 about not giving details and then my old RS6 - PH folk were demanding the full V5 (not content with car pics inside and out V5 with address and reg number covered up).

We must be very similar minded

anonymous-user

55 months

Tuesday 13th December 2016
quotequote all
Welshbeef said:
I posted something similar about a Pork 944 about not giving details
you forgot to say the 944 was a made up story thou/fantasy.

Welshbeef

49,633 posts

199 months

Tuesday 13th December 2016
quotequote all
The Spruce goose said:
you forgot to say the 944 was a made up story thou/fantasy.
But the point was everything needed documentation evidence even insurance documentation. Still it's humorous and being 4 to 5 years ago it's amazing that it's so fondly remembered by so many. (Legendary thread possibly a bit like this one)

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