HELP - sold a car and it was repossessed from the buyer

[motoroller]

robinessex said:

So answer the question. What did you get for your money?

The title to the car - Barclays definitley don't own that.

[motoroller]

funkyrobot said:

You didn't do a proper check though.

I guess you can buy differing levels of check?

Edited to add - sorry, I forgot that you sort of knew it had finance and ignored that fact.

Edited by funkyrobot on Friday 9th December 10:08

The finance was discovered many months after the checks I performed.

[motoroller]

robinessex said:

Can't you understand what I said? I'm talking about the HPI check

Sorry, I thought you were talking about the refund.

I got damaged/repaired status (no damage), number of owners, VIN check, V5c number, MOT history, mileage history from NMR, stolen/recovered check (none), colour changes.

[motoroller]

Boosted LS1 said:

Did you suggest the buyer's were nigerian?

I've not suggested this anywhere, but no they were not.

[motoroller]

General Fluff said:

Why do people feel the need to keep sticking the boot in about HPI? It's been covered, OP made a mistake, get over it.

OP has refunded the money and taken all the risk, which is admirable and makes amends for poor decisions earlier on in the saga. And yet people still want to criticise.

Hope it works out OP.

Thanks. I'll follow up today and post any updates.

[motoroller]

funkyrobot said:

Have they given you a concrete date when you will get the car back? Also, do you know if you will be charged any storage fees if the car hasn't been sold off to auction?

The car doesn't seem to have been sold. There is no concrete date just yet.

[motoroller]

Funk said:

Christ, I'd have waited 100% to have the car back in my possession before doing anything!!

At the moment the OP's sent £12k to a buyer who probably still has the documentation for it (so it's in their name?) and all on a phone call from what he can only hope is genuinely Barclays? I wouldn't have sent a penny anywhere until I had the car and the documentation in my hand along with written confirmation from Barclays that they have no further interest in the car.

You hear stories about idiots being conned, I can understand now how that happens. Some people are a liability to themselves!!

The buyer gave me all documentation and the key, and signed paperwork accepting return of ownership and any returned money by barclays, to cease all legal pursuit and forfeit any rights over the car or returned money, and to give me the car or any money that he should get back in this saga.

[motoroller]

RacingPete said:

As he has phoned up Barclays several times and spoken to them, I would have to make the assumption that it is genuine Barclays, and that his phone line hasn't been tapped to always call Scammers R Us everytime he picks up the phone at home.

OP, I would ignore the typical solipsism from some posters.

I have called and emailed the Barclays fraud team directly on numbers I have found myself and received via a new HPI.

Thanks - a lot of people have their head in the clouds here, I wonder how they'd act in my scenario (frozen sausages etc.)

[motoroller]

The Spruce goose said:

what money is to be returned thou, Barclays haven't had any that was the reason they nicked the car back.

if/when the money is returned...

[motoroller]

OP is still here and awaiting news from Barclays.

[motoroller]

Welshbeef said:

2 whole working days plus the Sat when they would also be working has past with nothing from them.

OP clearly you don't want to post up the reg number - can you yourself carry out a full HPI report now to see if it is cleared or not, also that will give you number of owners if it's greater than the chap you sold it to clearly it's been sold at auction in which case you are hoping for a cheque from he bank

I will HPI when I hear something from Barclays, will most likely call them in the morning and then HPI in the afternoon. It's been a busy few days with work so haven't had chance to chase it much Friday or today.

[motoroller]

Welshbeef said:

They are open until 8pm get on the blower now it's £12k surely worth the effort.

The Fruad office is 9-5.

garyhun said:

Why not post the reg?

For privacy, and because I don't want some idiot calling Barclays now and complicating things. I have had a kind message from someone and will provide them with the reg to check for me.

BigLion said:

I hope you get the outcome you desire, but I do question the integrity of selling the car on when it is reasonable to assume finance was outstanding - I know you plead ignorance on this but that call from the dealer is the nail in the coffin.

Karma has a way of delivering and if you were aware I hope you get nothing back.

Big difference here - I've realised my mistake and made things wrong. 99% of the people posting here would have done things differently to that.


While I wait for the car, one thing I can do is put together a damages claim to submit. How much should I be claiming? It's obvious that Barclays have acted in a very shady (and illegal) way and caused me a lot of stress.

[motoroller]

BigLion said:

I guarantee you barclays would have played it by a water tight book...

Technically and legally, they have stolen my car for a month. They don't have ownership of the car, or rights to the car.

[motoroller]

Welshbeef said:

That's not true they repossessed a car from someone you sold it to 6months ago.

Only the other day did you pay them back the cash.

The vehicle is still in the last owners name per V5 isn't it? Have you sent the V5 to DVlA to notify change of ownership back to you?

Actually I'd be now going after the people you sold it to as they have had 6 months use of the car for free wear and tear plus depreciation + I assume they didn't service it either?

A service is the least of the worries in this scenario, how much would that be; ~£200?

[motoroller]

Welshbeef said:

But the point was everything needed documentation evidence even insurance documentation. Still it's humorous and being 4 to 5 years ago it's amazing that it's so fondly remembered by so many. (Legendary thread possibly a bit like this one)

Has this thread reached legendary status?

[motoroller]

funkyrobot said:

Still waiting for the phone to ring OP?

Barclays have removed the finance marker and will be returning the car to me this week.

[motoroller]

funkyrobot said:

Result!

Pics when it gets back to you then.

I will be getting pictures soon. Hope there's no damage but they called me asking when they can collect the keys - I won't be releasing them without paperwork being signed but at this point it's the least of my worries. This means they will be driving it back.

Everything just becomes a story in the end, luckily this one seems to be working out (touch wood)

Having spoken to Barclays, they say there's not a penny in compensation they can provide despite taking my car for over a month and adding mileage / wear and tear. How should I deal with this? Small claims? Getting the car back is the main worry, but it's also unacceptable for an innocent party to be put through this.

[motoroller]

Welshbeef said:

True
But this thread is a month old so the banks had it repossessed a month. So the OP I had not had it for 7 months but he only paid the last owner the cash last week so he is missing one weeks usage and trying to get the bank to pay him for a months loss of use so that he can refund the last buyer 3 weeks of that - though I suspect he is intent on keeping it all for himself.

You forget that I've not taken any wear and tear from the buyers ownership into account here. Wasn't thinking straight when the refund was done, so I'm more than entitled to any losses for the buyers 3 weeks' worth of inconvenience.

[motoroller]

BertBert said:

What? The innocent party who sold the car knowing it had finance on it?

How did that get paid off by the way?

The finance has not been paid off. Barclays have woken up and realised they can't repossess a car when they don't own the title to it. The seller will be pursued for every last penny here I would guess.

[motoroller]

gooner1 said:

When you say" The seller will be pursued for every last penny here I would guess"


Which seller are you refering to, and pursued by whom?

Barclays will pursue the person who broke the law.

Devils advocate - if I hadn't sold the car, I'd still be in the exact same amount of mess, and it's still his fault for not declaring finance.

pork911 said:

Entitled? You've bought a car from a guy who bought it from you, knowing he didn't have possession of it? And before that it had only been repossessed because it had finance on it which you knew about when you sold it to him earlier?

Edited by pork911 on Wednesday 14th December 17:40

I've bought the title to the car back, to avoid legal repercussions. Again - this was done at the advice of CAB, and two independent legal advisors. Also out of a sense of morality.

Red Devil said:

If your buyer returned the keys to you that suggests the recovery agent has used a HIAB and straps to lift the car.
Tell Barclays to arrange to deliver it to you the same way. How did they find you you had the keys btw?
No way would I part with them. How far do you trust the people you are dealing with not to renege on you?

I have given the keys to a recovery agent who showed me paperwork which convinced me the car would come back. I told them I have the keys, they thought the keys would be with the car. I don't trust anyone in this process, but I have photo evidence of the collectors drivers licence, work ID and copies of the paperwork which made me believe the car will be back.

Welshbeef said:

So when is OP giving his keys to the bank/recorded delivery of them?

Surely he will not send both sets nor any s/h or V5 is he has it.

I've given them just one key, no V5 or S/H or anything like that.

garyhun said:

I hope we are both wrong but I must admit that I'm with you. 140 months on PH has proved to me that there are no end of fantasy posters and fictional tales. Fiction until proved therwise!

OP - I hope you can prove us wrong!

Welshbeef said:

Custard has already been called none provided.

Prove you wrong about this being fantasy? How would I go about that? I can scan some of the documents and emails related to this, and blank out the personal details. But I'm only willing to do that once it's all blown over.