Insurance Claim and undeclared SAC
Discussion
Red Devil said:
Quite possibly.
Are people really not aware that the Admiral Group own one such site? (confused.com)
Where do you think any data you enter might end up?
If the op (or op's friend) has not actually insured with the Admiral group it may be best to ask them and confused.com to remove all of their details from their database. I do this with firms who send me marketing mail.Are people really not aware that the Admiral Group own one such site? (confused.com)
Where do you think any data you enter might end up?
What is the point of doing the SAC if you still get penalised on your insurance renewal? You might as well take the points and not be lectured at for a day.
I thought the idea was that you had one chance to see the error of your ways and avoid all the crap that went with points on your licence for 5 (declarable) years.
If this is not the case, how long would you have to declare the SAC for?
I thought the idea was that you had one chance to see the error of your ways and avoid all the crap that went with points on your licence for 5 (declarable) years.
If this is not the case, how long would you have to declare the SAC for?
RB5Bird said:
What is the point of doing the SAC if you still get penalised on your insurance renewal?
1. You don't get points, so it doesn't count towards totting up.2. Hardly any insurers charge extra for it, or even ask.
3. If you go in with an attitude that you might actually learn something and not "I'm going to be lectured to", then you might actually learn something.
Must admit I learn't a couple of things but the main gist of the course was if you reduce your speed you'll save fuel, 30 in 3rd is best and drive in a lower gear to increase engine noise which will make you think you're going faster.
But they're worth attending to hear people reasons for speeding and excuses for being caught.
For example, a lady say late 50's claimed it wasn't her fault for speeding, she was caught on the way home from the garage after a service and claimed her car was unexpectedly faster than when she took it in!
But they're worth attending to hear people reasons for speeding and excuses for being caught.
For example, a lady say late 50's claimed it wasn't her fault for speeding, she was caught on the way home from the garage after a service and claimed her car was unexpectedly faster than when she took it in!
davidn said:
the main gist of the course was if you reduce your speed you'll save fuel
Yep same thing I was told, which is pretty obvious really.Then this
davidn said:
30 in 3rd is best and drive in a lower gear to increase engine noise which will make you think you're going faster
And also burn double the fuel compared to 30 in 5th gear.... So no, I won't be doing that one!RB5Bird said:
TwigtheWonderkid said:
3. If you go in with an attitude that you might actually learn something and not "I'm going to be lectured to", then you might actually learn something.
I was actually wondering if you could just go along and do one. Might be interesting.RB5Bird said:
I was actually wondering if you could just go along and do one. Might be interesting.
It would be a bit annoying if you did that and subsequently got nabbed for speeding and couldn't do an SAC as you'd already been on one!There's enough written about the courses to know what's involved. The overwhelming theme is that it's useful to learn how completely clueless most other drivers are.
WillG said:
Why does he need to ring them? If they won't insure him, just go somewhere else. Not being offered renewal is not the same as having a policy cancelled.
Suspect there's more to it though.....
This.Suspect there's more to it though.....
When i was 28 and driving a 328i several insurers wouldn't quote me because they would not insure anyone under 30 on a car like that.
This is not the same as having a policy cancelled.
I did one in 2013 and didn't declare it and my admiral claim went through 2015.
None of their business, only claims and data held by the DVLA, I will be leaving admiral in 2017 as fed up with this crap. Also their renewals every year are laughable.
I don't enter it into any insurance searches though as they all share info.
None of their business, only claims and data held by the DVLA, I will be leaving admiral in 2017 as fed up with this crap. Also their renewals every year are laughable.
I don't enter it into any insurance searches though as they all share info.
Edited by surveyor_101 on Friday 25th November 13:29
I don't understand the angst regarding Admiral and SACs. It's just a question like where you live, what car you have. As far as I am concerned they can ask anything they want (that's legal) and make their pricing decisions accordingly. If I don't like the result and can get better elsewhere, then I have that choice.
Bert
Bert
RB5Bird said:
TwigtheWonderkid said:
3. If you go in with an attitude that you might actually learn something and not "I'm going to be lectured to", then you might actually learn something.
I was actually wondering if you could just go along and do one. Might be interesting.The providers have enough 'customers' without trying to squeeze in folk who are merely seeking to satisfy their curiosity.
BertBert said:
I don't understand the angst regarding Admiral and SACs. It's just a question like where you live, what car you have. As far as I am concerned they can ask anything they want (that's legal) and make their pricing decisions accordingly. If I don't like the result and can get better elsewhere, then I have that choice.
Bert
Spot on. As long as the final premium is competitive, and the Ts & Cs are suitable, my insurer can charge me extra for being bald or left handed for all I care. Bert
I wouldn't insure with Admiral group of companies, because their policy wording is crap. Not because they might charge for SACs.
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