Accident Liability

[speedking31]

nikaiyo2 said:

TBH I thought those lane road markings were instructional, not advisory.

The signs are mandatory though.

[nikaiyo2]

Marlin45 said:

Slightly off topic but are you saying your employees have to pay the excess payment on your insurance for Co. vehicle damage when they are driving?

Edited by Marlin45 on Friday 20th January 12:34

Yes have done for about 5 years, it was insisted on by our insurers. They told us on average it reduced claims by about 30% and we have seen a sizeable reduction in incidents.

[vonhosen]

nikaiyo2 said:

Marlin45 said:

Slightly off topic but are you saying your employees have to pay the excess payment on your insurance for Co. vehicle damage when they are driving?

Edited by Marlin45 on Friday 20th January 12:34

Yes have done for about 5 years, it was insisted on by our insurers. They told us on average it reduced claims by about 30% and we have seen a sizeable reduction in incidents.

Reduction in incidents/damage on vehicles or reduction in reports of it to the company?

[nikaiyo2]

vonhosen said:

Reduction in incidents/damage on vehicles or reduction in reports of it to the company?

All our vehicles are sign written so it would be very unlikely that things were happening and not being reported. We have very strict rules in place that ANY incident must be reported to the insurers within 24 hours even if a claim is not anticipated. We had a really unfortunate fraudulent claim a few years back, that nearly went very wrong as we did not inform them.