Driver did a runner !
Discussion
Briefly gents - Friday last week
On a major road on motorbike at approx 25mph .
Silver vectra pulls out on me from side road - I'm left with not enough room to pull up , a traffic island stops me going around them.
Bike locks up and I lost control , I'm a crumpled heap and the bikes off down the road . No or very little contact between us .
According to 2 indepedant witnesses I didn't stand a chance .
He stops , gets out , sees me on the floor and starts walking over to me . Bystanders already there .
In the confusion he legs it and no one takes reg as he'd stopped and was there !
No cctv coverage . Police hold out no hope of him handing himself in now .
Insurance will sort the bike on my policy . 6 weeks off work on ssp with broken scapula , 6 ribs and torn leg muscles .
I'm on my own with this aren't I !? Any bright ideas from the ph massive ?
On a major road on motorbike at approx 25mph .
Silver vectra pulls out on me from side road - I'm left with not enough room to pull up , a traffic island stops me going around them.
Bike locks up and I lost control , I'm a crumpled heap and the bikes off down the road . No or very little contact between us .
According to 2 indepedant witnesses I didn't stand a chance .
He stops , gets out , sees me on the floor and starts walking over to me . Bystanders already there .
In the confusion he legs it and no one takes reg as he'd stopped and was there !
No cctv coverage . Police hold out no hope of him handing himself in now .
Insurance will sort the bike on my policy . 6 weeks off work on ssp with broken scapula , 6 ribs and torn leg muscles .
I'm on my own with this aren't I !? Any bright ideas from the ph massive ?
Sorry to hear about your injuries.
I've got no bright ideas on how to trace the driver, especially if there's unlikely to be any vehicle damage.
However, your insurers should take care of your insured losses (albeit premium rise etc.) and you can submit a claim against the Motor Insurers Bureau under the Untraced Drivers' Agreement in respect of your injuries and uninsured losses, e.g. any loss or earnings claim.
Best of luck with your recovery.
I've got no bright ideas on how to trace the driver, especially if there's unlikely to be any vehicle damage.
However, your insurers should take care of your insured losses (albeit premium rise etc.) and you can submit a claim against the Motor Insurers Bureau under the Untraced Drivers' Agreement in respect of your injuries and uninsured losses, e.g. any loss or earnings claim.
Best of luck with your recovery.
Cudd Wudd said:
Sorry to hear about your injuries.
I've got no bright ideas on how to trace the driver, especially if there's unlikely to be any vehicle damage.
However, your insurers should take care of your insured losses (albeit premium rise etc.) and you can submit a claim against the Motor Insurers Bureau under the Untraced Drivers' Agreement in respect of your injuries and uninsured losses, e.g. any loss or earnings claim.
Best of luck with your recovery.
Exactly this OP. Friend of mine had the exact same thing 2 years ago, ended up with a broken shoulder. MIB paid out.I've got no bright ideas on how to trace the driver, especially if there's unlikely to be any vehicle damage.
However, your insurers should take care of your insured losses (albeit premium rise etc.) and you can submit a claim against the Motor Insurers Bureau under the Untraced Drivers' Agreement in respect of your injuries and uninsured losses, e.g. any loss or earnings claim.
Best of luck with your recovery.
I shall investigate the MIB route , I'd rather not be out of pocket if I can avoid it - I'll be paying through the nose for insurance next fewcyear now I guess 
I'm sure he won't own up but if I were certain I'd identified , I'd love to pass his details to the police for a word and see if he is legit - the officer attending suggested those that run usually have something to hide .
I'm sure he won't own up but if I were certain I'd identified , I'd love to pass his details to the police for a word and see if he is legit - the officer attending suggested those that run usually have something to hide .
Have a look at this link: https://www.mib.org.uk. Part of all our insurance premiums go to the running costs of the MIB to cover situations like the one you are now in.
The claim form is straightforward and you can complete and submit it yourself.
As it is highly likely untraced (rather than uninsured), the MIB's contribution to any legal fees will be lower. If you go via a solicitor, the likelihood is you will therefore need to enter into a Contingency Fee Agreement, which mean a percentage (typically 25%) of any payout will go towards legal fees. This would be needed, as without it such a claim would not be worth a solicitor taking on.
However, if your recovery is straightforward, you should be able to easily document your financial losses arising from the incident. Keep a list from now of all you incur, such as lost earnings, medication costs, travel expenses for medical appointments...basically any reasonable losses which have arisen because of the collision. You have a duty to mitigate your losses too.
If you can do this, you can deal with the MIB direct. A solicitor is likely to add value if your recovery is complicated, but if you are more concerned about your financial losses (rather than any compensation for injuries), then you'll be able to determine whether any offer by the MIB is reasonable and you may end up better off without a deduction for legal costs.
The MIB are likely to commission an independent medical report on your injuries, to take account of prognosis etc. If, for example, you needed treatment/surgery, then having a solicitor may be beneficial to advise on your rights, but it all depends on how easy the recovery process is.
The claim form is straightforward and you can complete and submit it yourself.
As it is highly likely untraced (rather than uninsured), the MIB's contribution to any legal fees will be lower. If you go via a solicitor, the likelihood is you will therefore need to enter into a Contingency Fee Agreement, which mean a percentage (typically 25%) of any payout will go towards legal fees. This would be needed, as without it such a claim would not be worth a solicitor taking on.
However, if your recovery is straightforward, you should be able to easily document your financial losses arising from the incident. Keep a list from now of all you incur, such as lost earnings, medication costs, travel expenses for medical appointments...basically any reasonable losses which have arisen because of the collision. You have a duty to mitigate your losses too.
If you can do this, you can deal with the MIB direct. A solicitor is likely to add value if your recovery is complicated, but if you are more concerned about your financial losses (rather than any compensation for injuries), then you'll be able to determine whether any offer by the MIB is reasonable and you may end up better off without a deduction for legal costs.
The MIB are likely to commission an independent medical report on your injuries, to take account of prognosis etc. If, for example, you needed treatment/surgery, then having a solicitor may be beneficial to advise on your rights, but it all depends on how easy the recovery process is.
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