Insuring twins for primary use on a single car?
Discussion
desolate said:
Insure the vehicle in the name of the person who owns the car
Main driver one of the twins
Add driver 1 the other one
Then the parents
Will make f'all difference if one twin does more miles than the other.
I'm only buying one car, and if I registered the car in favour of one of them then they'd consider they owned it, which I guess they would. This would cause friction that I don't want. I want the cash back when we do sell it at some point, even if its only for scrap.Main driver one of the twins
Add driver 1 the other one
Then the parents
Will make f'all difference if one twin does more miles than the other.
If you have twins never ever tell them which one was born first, no good will come of it for the majority of twins.
I'm going to go with insuring it for whoever passes their test first, I've a feeling my daughter will pass much quicker based on the Young Driver training and driving done at Mercedes World, would be unfair to make her wait while her brother catches up.
Presumably, you have to choose who's name the insurance is in - yours, T1 or T2, then you have the question of main versus named drivers.
That feels to me to be a circumstance that warrants discussion with the insurance companies to make sure they understand what is happening. Your 'arbitrary' view (and ours come to that) of what 'main driver' might be different to the insurance company's arbitrary view.
I've done it in the past when I had these kind of questions was to put the circumstances to the ins co and discuss the best approach with them.
Bert
That feels to me to be a circumstance that warrants discussion with the insurance companies to make sure they understand what is happening. Your 'arbitrary' view (and ours come to that) of what 'main driver' might be different to the insurance company's arbitrary view.
I've done it in the past when I had these kind of questions was to put the circumstances to the ins co and discuss the best approach with them.
Bert
V8 Fettler said:
OpulentBob said:
I'm a twin. Same sex and initials as my twin.
We drove on a single driving license (mine) for "a period".
You'll note that the concept of 2 x OpulentBob stopped the thread dead.We drove on a single driving license (mine) for "a period".
TooMany2cvs said:
Pick one at random, toss a coin, however they usually decide between them. Next year, put it in the other's name. That way, they'll build NCB equally albeit at half the speed they would otherwise...
I was a named driver on my wife's policy and was able to use every year towards a NCB. Maybe it depends on the company? Heres Johnny said:
Bit of a thread bump, who did you use? A work colleague has twins about to hit 17 and he's struggling to find an insurance company who will take on the double trouble for the little car he's bought them to learn in.
Is that with you as the main driver and twins as extra drivers?martinbiz said:
Is that with you as the main driver and twins as extra drivers?
It’s not for me but presumably parent as main driver and two names kids while learning although once they pass it will/should be in their name as dad won’t be the principal driver. Or they could be main drivers from day one There was a pair of female identical twins (*) in my year at school. Both had tests the same day. One passed. One failed.
Of course you can imagine what their plan was, for the non passed one to claim to be her sister and playground rumour spread and suspect one of the lads who had a copper for a Dad let slip.
They were paid a friendly visit by Dibble. "We know what you are up to, seeing as you think we can't tell you apart you'd better not drive until you've both passed your tests". Think the rollocking from the parents was quite a lot more severe as they walked to school for the winter!
(*) oddly, and I've never come across this in the rest of my life or in art movies of the required nature, one girl was a Bcup and the other a Dcup, so if you knew where to look, you could tell them apart!
Of course you can imagine what their plan was, for the non passed one to claim to be her sister and playground rumour spread and suspect one of the lads who had a copper for a Dad let slip.
They were paid a friendly visit by Dibble. "We know what you are up to, seeing as you think we can't tell you apart you'd better not drive until you've both passed your tests". Think the rollocking from the parents was quite a lot more severe as they walked to school for the winter!
(*) oddly, and I've never come across this in the rest of my life or in art movies of the required nature, one girl was a Bcup and the other a Dcup, so if you knew where to look, you could tell them apart!
StanleyT said:
(*) oddly, and I've never come across this in the rest of my life or in art movies of the required nature, one girl was a Bcup and the other a Dcup, so if you knew where to look, you could tell them apart!
I guess thats better than they both had one of eachThese aren't identical - the dad recons they've different mothers
...he's actually serious and thinks its what comes of creation in a test tube
StanleyT said:
There was a pair of female identical twins (*) in my year at school. Both had tests the same day. One passed. One failed.
Of course you can imagine what their plan was, for the non passed one to claim to be her sister and playground rumour spread and suspect one of the lads who had a copper for a Dad let slip.
They were paid a friendly visit by Dibble. "We know what you are up to, seeing as you think we can't tell you apart you'd better not drive until you've both passed your tests". Think the rollocking from the parents was quite a lot more severe as they walked to school for the winter!
(*) oddly, and I've never come across this in the rest of my life or in art movies of the required nature, one girl was a Bcup and the other a Dcup, so if you knew where to look, you could tell them apart!
what a strange anecdote.Of course you can imagine what their plan was, for the non passed one to claim to be her sister and playground rumour spread and suspect one of the lads who had a copper for a Dad let slip.
They were paid a friendly visit by Dibble. "We know what you are up to, seeing as you think we can't tell you apart you'd better not drive until you've both passed your tests". Think the rollocking from the parents was quite a lot more severe as they walked to school for the winter!
(*) oddly, and I've never come across this in the rest of my life or in art movies of the required nature, one girl was a Bcup and the other a Dcup, so if you knew where to look, you could tell them apart!
First of all, no, I can't imagine what their plan was - surely their plan was for both to pass their tests? And I've passed my driving test and my identical twin hadn't, I can guarantee I'd be in charge of the car keys and wouldn't let my driving licence out of sight. As for the visit from the police... the police told someone "don't drive because we can't tell if you are you or your sister?" seems odd. And if my sibling was trying to use the fact I'd passed my driving test to their advantage, I can assure you I wouldn't then be walking to school, they'd lose their lift privileges!
Gassing Station | Speed, Plod & the Law | Top of Page | What's New | My Stuff