Previous insurer taking 3rd party to court - should I care?

[TwigtheWonderkid]

kiethton said:

TwigtheWonderkid said:

kiethton said:

TwigtheWonderkid said:

If the claim is settled 50/50 the tp insurer will have to refund half your excess anyway.

Really?

Surely the excess is the first £xxx of costs associated with repairing your damage.

Even if they go 50/50 and the cost for them to have repaired the car is £excess +1 they'll keep the whole thing, just minimise their own outgoings.

Nope. If the claim is settled 50/50, tp are responsible for half your insurers outlay, and half of your uninsured losses (such as excess, car hire, injury)

Thanks for that, e-mail sent to my old insurance co. to ask how I go about reclaiming half of my excess paid about 2 years ago after the claim went 50/50...

Good stuff,, keep us updated, and split any winnings with me!

[Boosted LS1]

anniesdad said:

Boosted LS1 said:

I've had all this crap happen to me and insisted on a £250 payment to cover my time off work and expenses before I provided the statement. They gave me the cheque at the start of the court hearing :-)

Warms my heart reading this.

And then they lost they case.