Trying to Insure my son who lives in Norway to drive my car

Trying to Insure my son who lives in Norway to drive my car

Author
Discussion

ratboiler

Original Poster:

437 posts

192 months

Sunday 18th February
quotequote all
As the title above, I've had my 33 year old son who lives in Norway with a Norwegian license covered to drive my limited mile car for the past 10 years.
Now my insurance have said this year they can't cover him, and I can't find even a short term cover for him.
I really only need cover for him for 7 days, so if you can point me in the right direction I would appreciate it.
I think the Norwegian license doesn't help and the fact that the car is in the UK.

Super Sonic

4,949 posts

55 months

Sunday 18th February
quotequote all
Does his insurance not cover him to drive other people's car's?

ratboiler

Original Poster:

437 posts

192 months

Sunday 18th February
quotequote all
It does in Norway but not over seas.

jonathan_roberts

293 posts

9 months

Sunday 18th February
quotequote all
I have an Austrian licence and never have an issue getting added to the insurance on parents/friends cars if needed. You could tell the insurance co that he passed his test in the UK and see if that makes a difference.

As a side note: Insurance in Norway (most other countries in Europe too) works differently (more sensibly). The owner insures the car with them as the main driver. However, if the car is insured then everyone is insured. You still get no claims if nobody crashes it. It doesn’t mean your insurance covers you to drive other people’s cars. If the car is insured, you can drive it.

Missy Charm

752 posts

29 months

Sunday 18th February
quotequote all
Surely it would be cheaper and easier for him to hire a car for the seven day period. The usual suspects can be fairly reasonable and have specialist insurance policies that can cope with foreign nationals/residents and overseas licences. You could probably get such a policy yourself, but it's not going to be worth the expense for only a week. Alternatively, of course, he could just not drive while he's here!

Edited by Missy Charm on Sunday 18th February 19:24

jonathan_roberts

293 posts

9 months

Sunday 18th February
quotequote all
^ This too… I rented last week for £86 for 5 days. Selected an i30 and got a Golf.

i4got

5,660 posts

79 months

Sunday 18th February
quotequote all
Marshmallow insurance is geared toward new foreign drivers in the UK.


ratboiler

Original Poster:

437 posts

192 months

Sunday 18th February
quotequote all
The reason for the question is that we go to France driving with a group of friends and theirs cars, so hiring a car is out of the question, but thank you for the replies so far.

Missy Charm

752 posts

29 months

Sunday 18th February
quotequote all
ratboiler said:
The reason for the question is that we go to France driving with a group of friends and theirs cars, so hiring a car is out of the question, but thank you for the replies so far.
Why can't he hire a car in France, then?

Robbidoo

240 posts

168 months

Wednesday 21st February
quotequote all
Missy Charm said:
Why can't he hire a car in France, then?
Given this is Pistonheads and the OP is talking about taking a roadtrip with his son, could you hazard a guess why this isn't a brilliant solution?

Alickadoo

1,728 posts

24 months

Wednesday 21st February
quotequote all
ratboiler said:
As the title above, I've had my 33 year old son who lives in Norway with a Norwegian license covered to drive my limited mile car for the past 10 years.
Now my insurance have said this year they can't cover him, and I can't find even a short term cover for him.
I really only need cover for him for 7 days, so if you can point me in the right direction I would appreciate it.
I think the Norwegian license doesn't help and the fact that the car is in the UK.
Why hasn't he got a UK licenCe?


markjmd

553 posts

69 months

Wednesday 21st February
quotequote all
OP, try Sterling Insurance, they've helped in the past with a relative on a US license.

trumpton7291

200 posts

4 months

Wednesday 21st February
quotequote all
UK system is unusual in having the policy on the person rather than the car. An absolute pain if you have family visiting from other countries, in the US for example the car would just be covered.


jonathan_roberts

293 posts

9 months

Wednesday 21st February
quotequote all
Alickadoo said:
ratboiler said:
As the title above, I've had my 33 year old son who lives in Norway with a Norwegian license covered to drive my limited mile car for the past 10 years.
Now my insurance have said this year they can't cover him, and I can't find even a short term cover for him.
I really only need cover for him for 7 days, so if you can point me in the right direction I would appreciate it.
I think the Norwegian license doesn't help and the fact that the car is in the UK.
Why hasn't he got a UK licenCe?
When you live somewhere and are resident then you have to change your licence to a local one. Often you get 6months grace period. The fines for not doing this if you get caught are hefty.

Fatboy

7,985 posts

273 months

Wednesday 21st February
quotequote all
jonathan_roberts said:
Alickadoo said:
ratboiler said:
As the title above, I've had my 33 year old son who lives in Norway with a Norwegian license covered to drive my limited mile car for the past 10 years.
Now my insurance have said this year they can't cover him, and I can't find even a short term cover for him.
I really only need cover for him for 7 days, so if you can point me in the right direction I would appreciate it.
I think the Norwegian license doesn't help and the fact that the car is in the UK.
Why hasn't he got a UK licenCe?
When you live somewhere and are resident then you have to change your licence to a local one. Often you get 6months grace period. The fines for not doing this if you get caught are hefty.
You don't usually have to get rid of your UK licence, just get a local one, you still have the UK licence...

Alickadoo

1,728 posts

24 months

Wednesday 21st February
quotequote all
jonathan_roberts said:
When you live somewhere and are resident then you have to change your licence to a local one. Often you get 6months grace period. The fines for not doing this if you get caught are hefty.
No.

jonathan_roberts

293 posts

9 months

Wednesday 21st February
quotequote all
To the two posters above: [/url]https://www.gov.uk/guidance/driving-in-the-eu-uk-licence-holders-living-in-the-eu[/url]

I’ve lived in Switzerland, France, Germany, Austria. The only one which didn’t make me change my licence for a local one (by which time I already had a Swiss one) was France. I am not sure if the rules for France have changed since Brexit. In Switzerland, Germany and Austria you have 6 months from when you become a resident.

You give up your UK licence. You don’t get to keep it. You end up with a new licence with a new valid from date (with your pass dates and endorsements on the back).

Guidelines for Norway: “Passenger car (B and BE)
The deadline for exchanging your foreign driving licence for passenger car is one year from the date you took up normal residence or moved back to Norway.”

Alickadoo

1,728 posts

24 months

Thursday 22nd February
quotequote all
jonathan_roberts]To the two posters above: [/url]https://www.gov.uk/guidance/driving-in-the-eu-uk-licence-holders-living-in-the-eu[/url said:
I’ve lived in Switzerland, France, Germany, Austria. The only one which didn’t make me change my licence for a local one (by which time I already had a Swiss one) was France. I am not sure if the rules for France have changed since Brexit. In Switzerland, Germany and Austria you have 6 months from when you become a resident.

You give up your UK licence. You don’t get to keep it. You end up with a new licence with a new valid from date (with your pass dates and endorsements on the back).

Guidelines for Norway: “Passenger car (B and BE)
The deadline for exchanging your foreign driving licence for passenger car is one year from the date you took up normal residence or moved back to Norway.”
Not so in Australia.

How does the 'new' country know that you have handed in your 'old' licence?

markjmd

553 posts

69 months

Thursday 22nd February
quotequote all
jonathan_roberts]To the two posters above: [/url]https://www.gov.uk/guidance/driving-in-the-eu-uk-licence-holders-living-in-the-eu[/url said:
I’ve lived in Switzerland, France, Germany, Austria. The only one which didn’t make me change my licence for a local one (by which time I already had a Swiss one) was France. I am not sure if the rules for France have changed since Brexit. In Switzerland, Germany and Austria you have 6 months from when you become a resident.

You give up your UK licence. You don’t get to keep it. You end up with a new licence with a new valid from date (with your pass dates and endorsements on the back).

Guidelines for Norway: “Passenger car (B and BE)
The deadline for exchanging your foreign driving licence for passenger car is one year from the date you took up normal residence or moved back to Norway.”
This applies to people who are choosing to exchange their EU or other UK-recognized licenses for a UK one. If someone wants to keep their EU license in addition to having a UK one, all they need to do is sit a UK driving test and apply for one. The converse will be true for UK license holders moving abroad.

jonathan_roberts

293 posts

9 months

Thursday 22nd February
quotequote all
Alickadoo said:
jonathan_roberts]To the two posters above: [/url]https://www.gov.uk/guidance/driving-in-the-eu-uk-licence-holders-living-in-the-eu[/url said:
I’ve lived in Switzerland, France, Germany, Austria. The only one which didn’t make me change my licence for a local one (by which time I already had a Swiss one) was France. I am not sure if the rules for France have changed since Brexit. In Switzerland, Germany and Austria you have 6 months from when you become a resident.

You give up your UK licence. You don’t get to keep it. You end up with a new licence with a new valid from date (with your pass dates and endorsements on the back).

Guidelines for Norway: “Passenger car (B and BE)
The deadline for exchanging your foreign driving licence for passenger car is one year from the date you took up normal residence or moved back to Norway.”
Not so in Australia.

How does the 'new' country know that you have handed in your 'old' licence?
To get the new one you have to hand in the old one.