Friend had a crash today

[pwig]

Basically she pulled out on a roundabout, and a car came from nowhere and smashed into the side of her (Didn't even brake! ) He hit the back of her car she was that far across it!

Anyway, he was reluctant to give insurance details and very abusive towards her. She has a witness who saw it all happen and said he just nearly ran him over cos the driver was snogging his bird while going round a bend at 45mph!!

So she phoned him tonight and he still wont give details and said he gonna call her tomorrow.

He saying this is all her fault too! (!!)

So her dad to her to the police station and they said they couldn't do owt as nobody was injured.

Now, if the driver was uninsured would it then become a police matter?

Is there an uninsured driver fund she can claim off?

Cheers in advance.

[pies]

Whiplash can take time to show

[tvrgit]

pies said:

Whiplash can take time to show

Aye - you go to bed feeling fine, and wake up with neck in agony in the morning...

[porsche4life]

all you need is your witness and the car reg, legal team do the rest, if you have phone number and a description you are there.

I thought it was a legal requirement to exchange name and address, if this is accurate just use the small claims court process.

cheers

[monkeyhanger]

From recent experience, Plod won't get involved if there's no injury and details have been exchanged...If contact details have been obtained but not insurance then they would seem to be happy with that.

If matey boy is not forthcoming with InsCo details tomorrow, i'd be going back to the Police and asking them to get involved.

[mybrainhurts]

tvrgit said:

pies said: Whiplash can take time to show Aye - you go to bed feeling fine, and wake up with neck in agony in the morning...

Thought the medical bods had just found a way to detect bogus claims...?

[john57]

The police would not normally take a report for a damage only collision - but if there is evidence of 'No Insurance' they would normally take it up...... or at least would in London.

[monkeyhanger]

I was also told (by Plod) that if injuries show up post-accident you should go back to them and report it again... *cough* *hint* How's that neck ?

[eccles]

i had a similar situation a couple of years ago, a lorry cut across 2 lanes on a roundabout, and smacked the front of my car. i got his contact info, and reported it to the insurance, but he refused to give his insurance details to my insurance.
eventually i got a letter off my company asking if i was prepared to be a witness in court, to which i replied i was.
a week later i got a letter and a cheque for my excess, saying that the matter had been resolved.

none of this affected getting my car fixed up, but it still took over 6 months to finally get sorted.

[Zod]

monkeyhanger said:

I was also told (by Plod) that if injuries show up post-accident you should go back to them and report it again... *cough* *hint* How's that neck ?

Please don't encourage people to make bogus injuury claims. It raises premiums for all of us. The insurance company should sort this out.

[bjwoods]

You've got his reg, you've got his phomne number name?

Pas it on to your insurance company, tell them he refuses to give you details and IF you feel threatened by his behaviour/attitude, tell the police as well if they are interested, that's all you need to do...

B

[monkeyhanger]

Zod said:

monkeyhanger said: I was also told (by Plod) that if injuries show up post-accident you should go back to them and report it again... *cough* *hint* How's that neck ? Please don't encourage people to make bogus injuury claims. It raises premiums for all of us. The insurance company should sort this out.

There are 2 posts in this thread before mine mentioning whiplash clams with a wink, rather strange how you've ignored them.

[hugoagogo]

a good few years ago a women pulled out in front of me at a roundabout (little roundabout near billet road roundabout off the north circ if you know it), i was on my bike, i crashed into the side of her micra

she claimed i 'came out of nowhere' too

a witness 50 yards away (teenage girl) said i was 'doing at least 50' (i'd have been dead, i hit the car with the chin piece on my helmet, that would have broken my neck i reckon - i was uninjured, but for sore plums and a twisted thumb)
she was middle aged, civvy staff with police, i was young bloke on bike
I got done for careless - 4 points and 200 quid i think

I'd love to meet that person who can estimate speed that accurately, 45mph they say?

[Zod]

monkeyhanger said:

Zod said: monkeyhanger said: I was also told (by Plod) that if injuries show up post-accident you should go back to them and report it again... *cough* *hint* How's that neck ? Please don't encourage people to make bogus injuury claims. It raises premiums for all of us. The insurance company should sort this out. There are 2 posts in this thread before mine mentioning whiplash clams with a wink, rather strange how you've ignored them.

Eh? Ignored the wink? So what?

[hanse cronje]

pwig said:

Is there an uninsured driver fund she can claim off? Cheers in advance.

www.mib.org.uk/MIB/en/Default.htm

long wait mine took a year and i worked in the industry so could push it along

[GreenV8S]

pwig said:

she pulled out on a roundabout, and a car came from nowhere

Obviously I wasn't there and don't know what happened, but to me this sounds like your friend may well have caused the accident by pulling out in front of somebody who had right of way. Naturally she will consider herself blameless, but to be hit by a car that 'came from nowhere' does suggest a lack of attention, at the very least.

[dimsum]

It is a legal requirement for all motor vehicle accidents to be reported to police as soon as is prctical, but within 24 hours.

Standard practice for the member of the public to fill out a "self reporting form" at the station, and then provide their driving licence, insurance certificate and MOT, (If applicable).

The form includes a nice big page to draw a diagram of what happened, and plenty of space for all that is known about the other person.

This form would then get sent off to be investigated. It will then be decided if any offences have been commited and by whom.

Although this may be the policy of the Met Police....

[towman]

GreenV8S said:

pwig said: she pulled out on a roundabout, and a car came from nowhere Obviously I wasn't there and don't know what happened, but to me this sounds like your friend may well have caused the accident by pulling out in front of somebody who had right of way. Naturally she will consider herself blameless, but to be hit by a car that 'came from nowhere' does suggest a lack of attention, at the very least.

[targarama]

towman said:

GreenV8S said: pwig said: she pulled out on a roundabout, and a car came from nowhere Obviously I wasn't there and don't know what happened, but to me this sounds like your friend may well have caused the accident by pulling out in front of somebody who had right of way. Naturally she will consider herself blameless, but to be hit by a car that 'came from nowhere' does suggest a lack of attention, at the very least.

S-wot I thought reading the information provided. Vehicle already on roundabout, you join, you're at fault. Yes, the other drive might have been going v. quickly and didn't brake/swerve around her, but in the law's eyes he had the right of way. I'm sure we all take avoiding action to avoid numpties on roundabout at least once a week. This guy didn't - whether it was because didn't care or wasn't paying attention is going to be hard to prove, even then he's not guilty IMO (based on information provided).

[SJobson]

Zod said:

Please don't encourage people to make bogus injuury claims. It raises premiums for all of us. The insurance company should sort this out.

Even if the victim does not intend to claim for whiplash, it is worth saying to the police that you are injured if you want them to investigate...