What damage could it do???

[chrisbb]

My mum had a no damage bump but still reported it as the other driver (who reversed into her) threatened to say she had rolled into him so she rang her insurers told them it was a no damage incident and also what the other driver had threatened to do, they were very helpful and interested in the other driver's threat. In fact i think you have to report all accidents to your insurers, damage or not, because if the other driver decides two weeks later he's injured you have broken the conditions of your policy through not informing them. If there is then no claim following the no damage accident you don't lose any no claims but you have keep to the rules of your policy.