Caught speeding - 125mph on A2 Kent!!!! Hellllp
Discussion
JonRB said:
G51CAV said:
R1 Loon said:
I can also state with absolute certainty that the 10,000s of claims that my staff deal with each year would all be paid out without any reference to speed being a reason to decline the claim.
Can you also state with absolute certainty that every single claim that comes your way in the future will be paid out without scrutiny and irrespective of circumstance?You started out making a bold and sweeping statement, implying fact. It was refuted. Can't you just gracefully accept that your example is an exception rather than the rule that you initially tried to represent it as?
In true PH fashion some people don't want to accept it, that is up to them.
It is certainly the case that I do refuse to cite the example I refer to as it would not be appropriate for me to do so, if the cynics don't want to believe me that is also their choice.
I do take some amusement from all manner of faith being put in the words of employees from an insurance company, I wonder if this will still be evident in the next problems with my insurer thread!
Insurer not paying when policyholder was speeding is much the same as not paying if you don't have a valid MOT, i.e. a myth and in over 20 years in the industry the case referred to must be the subject of some pretty special circumstances.
Regulator or not (and believe me, the FSA is a body most in my game really don't want to ps off) I as a broker would support any client fully if an insurer tried pulling that one on them.
Regulator or not (and believe me, the FSA is a body most in my game really don't want to ps off) I as a broker would support any client fully if an insurer tried pulling that one on them.
G51CAV said:
Can you also state with absolute certainty that every single claim that comes your way in the future will be paid out without scrutiny and irrespective of circumstance?
Absolutely 100% no. Unfortunately there are many people who see it as acceptable to lie on their application for insurance, thus rendering the policy null & void. Insurance Law operates on a basis of Utmost Good Faith, where both sides are obliged to disclose all material facts, whether the question is specifically asked or not.As such we are duty bound in Law to ensure that this has happened. It also benefits you as a policyholder, as non-detection of fraud would add £millions to the cost of claims, which would then be refelcted in premiums.
Of course, if you'd liek to pay this for everyone else, then fair enough - currnt estimates run at etction rates of c£16million per week.
G51CAV said:
Jon, I fail to see anywhere that I have made either a bold or a sweeping statement, however I do know of such a relatively recent instance, I have never stated that what I have observed is the rule, what I have done is pointed out that if you drive in a certain manner the possibility exists that you may not get what you expect from your insurer.
In true PH fashion some people don't want to accept it, that is up to them.
It is certainly the case that I do refuse to cite the example I refer to as it would not be appropriate for me to do so, if the cynics don't want to believe me that is also their choice.
I do take some amusement from all manner of faith being put in the words of employees from an insurance company, I wonder if this will still be evident in the next problems with my insurer thread!
Your first post is the sweeping statement.In true PH fashion some people don't want to accept it, that is up to them.
It is certainly the case that I do refuse to cite the example I refer to as it would not be appropriate for me to do so, if the cynics don't want to believe me that is also their choice.
I do take some amusement from all manner of faith being put in the words of employees from an insurance company, I wonder if this will still be evident in the next problems with my insurer thread!
I call BS on the example you claim to have. The only way I believe this would happen is if there was more to it eg a specific clause excluding own damage caused by drink-driving. He may have been speeding, but the primary cause for declinature is the DD.
Oh and, just to willy wave a little, I'm a bit more than "an employee of an insurance company."
Hi, I know this thread is old, but in case anyone is looking for some advice in regards to speeding over 100mph and the outcome - I am currently banned for 28 days with a £300 fine for speeding @ 128mph on dual carriageway, 12:30am, good conditions, no traffic. Get solicitor and statements from partner and boss.
djcevo said:
Hi girls and guys, I have just been nicked for speeding on the A2 (motorway) in Kent, I was clocked at 125mph, dry conditions, not much traffic, 9pm etc... what is teh likely outcome??????
Thanks
Why post this? Can you not hazard a guess yourself at the outcome? Are you expecting sympathy? Thanks
Your attempt to justify such stupidity by making reference to " dry conditions, not much traffic, 9pm etc" reveals breath-taking ignorance. Do you REALLY think ANY of those factors will make a scrap of difference?
What did you do with the extra time accrued from such a silly speed?
Hope you get a long ban & a huge fine. Just think of how much extra insurance you will have to pay too?
soprano said:
djcevo said:
Hi girls and guys, I have just been nicked for speeding on the A2 (motorway) in Kent, I was clocked at 125mph, dry conditions, not much traffic, 9pm etc... what is teh likely outcome??????
Thanks
I take it the officer didn't (didn't) deal with it at the side of the road and you will be going to court? Do you have any point (s) currently? I would expect a ban of between 1 and 3 months. If you already have 6 points rather than an instant ban you may get a further 6 points and therefore be banned under totting up (6 month minimum I believe).Thanks
Also a fine which is (M)means tested.
WJNB said:
djcevo said:
Hi girls and guys, I have just been nicked for speeding on the A2 (motorway) in Kent, I was clocked at 125mph, dry conditions, not much traffic, 9pm etc... what is teh likely outcome??????
Thanks
Why post this? Can you not hazard a guess yourself at the outcome? Are you expecting sympathy? Thanks
Your attempt to justify such stupidity by making reference to " dry conditions, not much traffic, 9pm etc" reveals breath-taking ignorance. Do you REALLY think ANY of those factors will make a scrap of difference?
What did you do with the extra time accrued from such a silly speed?
Hope you get a long ban & a huge fine. Just think of how much extra insurance you will have to pay too?
DrTre said:
WJNB said:
djcevo said:
Hi girls and guys, I have just been nicked for speeding on the A2 (motorway) in Kent, I was clocked at 125mph, dry conditions, not much traffic, 9pm etc... what is teh likely outcome??????
Thanks
Why post this? Can you not hazard a guess yourself at the outcome? Are you expecting sympathy? Thanks
Your attempt to justify such stupidity by making reference to " dry conditions, not much traffic, 9pm etc" reveals breath-taking ignorance. Do you REALLY think ANY of those factors will make a scrap of difference?
What did you do with the extra time accrued from such a silly speed?
Hope you get a long ban & a huge fine. Just think of how much extra insurance you will have to pay too?
WJNB said:
djcevo said:
Hi girls and guys, I have just been nicked for speeding on the A2 (motorway) in Kent, I was clocked at 125mph, dry conditions, not much traffic, 9pm etc... what is teh likely outcome??????
Thanks
Why post this? Can you not hazard a guess yourself at the outcome? Are you expecting sympathy? Thanks
Your attempt to justify such stupidity by making reference to " dry conditions, not much traffic, 9pm etc" reveals breath-taking ignorance. Do you REALLY think ANY of those factors will make a scrap of difference?
What did you do with the extra time accrued from such a silly speed?
Hope you get a long ban & a huge fine. Just think of how much extra insurance you will have to pay too?
Epic fail.
The "long ban" you mention has been and gone.
Jamlar said:
Hi, I know this thread is old, but in case anyone is looking for some advice in regards to speeding over 100mph and the outcome - I am currently banned for 28 days with a £300 fine for speeding @ 128mph on dual carriageway, 12:30am, good conditions, no traffic. Get solicitor and statements from partner and boss.
That strikes me as a very acceptable outcome for the speed you were doing... I would far rather cope with the inconvenience of a 1-3 month ban than take a massive load of points.I'm not suggesting he finds out, but is it fair to say that if Jamlar was caught doing something similar again in the next few years he would get the book thrown at him?
Jamlar said:
Hi, I know this thread is old, but in case anyone is looking for some advice in regards to speeding over 100mph and the outcome - I am currently banned for 28 days with a £300 fine for speeding @ 128mph on dual carriageway, 12:30am, good conditions, no traffic. Get solicitor and statements from partner and boss.
Not a bad result. The fine isn't particularly interesting as that's based on your declared income - so specific to you.A client of mine recently pleaded guilty to driving at 130 mph. 14 day ban.
agtlaw said:
Not a bad result. The fine isn't particularly interesting as that's based on your declared income - so specific to you.
A client of mine recently pleaded guilty to driving at 130 mph. 14 day ban.
I suppose the 'flaw' here is that a number of minor transgressions could result in a totting-up six month ban whereas one major transgression (which most would regard as outrageous) gets of fairly lightly like your client.A client of mine recently pleaded guilty to driving at 130 mph. 14 day ban.
On a personal level, without knowing the circumstances, I have no issue whatsoever with your client doing 130mph.
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