Car broken into - Insurance claim rejected.
Discussion
I thought I had read somewhere, or heard that what can be done is some sort of jamming device which doesnt need to get the codes, it just stops you locking the car (without you realising, unless you are particularly paying attention).
You blip to lock and assume the car is locked, but it isn't as the fob was jammed.
You blip to lock and assume the car is locked, but it isn't as the fob was jammed.
R32 said:
I thought I had read somewhere, or heard that what can be done is some sort of jamming device which doesnt need to get the codes, it just stops you locking the car (without you realising, unless you are particularly paying attention).
You blip to lock and assume the car is locked, but it isn't as the fob was jammed.
Yes that's being done as well. They would have to have got to the car before it self locked though.You blip to lock and assume the car is locked, but it isn't as the fob was jammed.
Im cringing for you OP.
That is utterly horrible. Worst of everything. How often do you have a car so full of valuables? Never.
Worst case scenario.
I don't know of the exact terms of your insurance but in the past I have had three different insurance claims refused flat out, and in all three cases I have been paid out after persevering.
I guess, though, that thier argument is that you left it unlocked? Is there any way of proving otherwise?
That is utterly horrible. Worst of everything. How often do you have a car so full of valuables? Never.
Worst case scenario.
I don't know of the exact terms of your insurance but in the past I have had three different insurance claims refused flat out, and in all three cases I have been paid out after persevering.
I guess, though, that thier argument is that you left it unlocked? Is there any way of proving otherwise?
Deva Link said:
Munter said:
They would have to have got to the car before it self locked though.
Unless the car has keyless-go, it won't self lock.ZOLLAR said:
Hottubharry said:
madala said:
fight...fight...fight...the thieving insurance b'stards....it's time something was done about the way insurance companies try and rip off punters....they are SCUM....worse that any banker, laywer, or estate agent.
Hear, hear.madala said:
ZOLLAR said:
Hottubharry said:
madala said:
fight...fight...fight...the thieving insurance b'stards....it's time something was done about the way insurance companies try and rip off punters....they are SCUM....worse that any banker, laywer, or estate agent.
Hear, hear.madala said:
ZOLLAR said:
Hottubharry said:
madala said:
fight...fight...fight...the thieving insurance b'stards....it's time something was done about the way insurance companies try and rip off punters....they are SCUM....worse that any banker, laywer, or estate agent.
Hear, hear.ZOLLAR said:
Hottubharry said:
madala said:
fight...fight...fight...the thieving insurance b'stards....it's time something was done about the way insurance companies try and rip off punters....they are SCUM....worse that any banker, laywer, or estate agent.
Hear, hear.Hottubharry said:
ZOLLAR said:
Hottubharry said:
madala said:
fight...fight...fight...the thieving insurance b'stards....it's time something was done about the way insurance companies try and rip off punters....they are SCUM....worse that any banker, laywer, or estate agent.
Hear, hear.ZOLLAR said:
madala said:
ZOLLAR said:
Hottubharry said:
madala said:
fight...fight...fight...the thieving insurance b'stards....it's time something was done about the way insurance companies try and rip off punters....they are SCUM....worse that any banker, laywer, or estate agent.
Hear, hear.p.s. Career?
p.p.s. If you can't stand the heat in the kitchen....well.....I guess you know the rest.
Edited by madala on Monday 29th November 19:06
madala said:
ZOLLAR said:
madala said:
ZOLLAR said:
Hottubharry said:
madala said:
fight...fight...fight...the thieving insurance b'stards....it's time something was done about the way insurance companies try and rip off punters....they are SCUM....worse that any banker, laywer, or estate agent.
Hear, hear.p.s. Career?
p.p.s. If you can't stand the heat in the kitchen....well.....I guess you know the rest.
Edited by madala on Monday 29th November 19:06
madala said:
ZOLLAR said:
madala said:
ZOLLAR said:
Hottubharry said:
madala said:
fight...fight...fight...the thieving insurance b'stards....it's time something was done about the way insurance companies try and rip off punters....they are SCUM....worse that any banker, laywer, or estate agent.
Hear, hear.p.s. Career?
I wouldn't say im arrogant, i'm fully aware of peoples dislike for insurance, part of that dislike is their ignorance as to how insurance works in the 1st place.
ZOLLAR said:
Hottubharry said:
ZOLLAR said:
Hottubharry said:
madala said:
fight...fight...fight...the thieving insurance b'stards....it's time something was done about the way insurance companies try and rip off punters....they are SCUM....worse that any banker, laywer, or estate agent.
Hear, hear.ZOLLAR said:
In what way?, Up until recently i used to help all polite PH'er with insurance queries and questions but if somebody wants to just bh and moan why should i help someone who just wants to use me to get a cheap price then slag off my choice of career?.
Ok, tell me why my renewal premiums are always way higher than a new policy with the same insurer?Mr2Mike said:
ZOLLAR said:
In what way?, Up until recently i used to help all polite PH'er with insurance queries and questions but if somebody wants to just bh and moan why should i help someone who just wants to use me to get a cheap price then slag off my choice of career?.
Ok, tell me why my renewal premiums are always way higher than a new policy with the same insurer?Noger said:
"Forced and violent" is well known, and the FOS certainly know what it means. Violent = needs evidence of damage. Yours was forced, but not violent.
IMHO you will struggle with a complaint to the FOS purely on that basis.
Surely as technology moves on insurers need to adapt their definitions? It's like hacking for cars.IMHO you will struggle with a complaint to the FOS purely on that basis.
Mr2Mike said:
ZOLLAR said:
In what way?, Up until recently i used to help all polite PH'er with insurance queries and questions but if somebody wants to just bh and moan why should i help someone who just wants to use me to get a cheap price then slag off my choice of career?.
Ok, tell me why my renewal premiums are always way higher than a new policy with the same insurer?If your with a particularly decent insurer they will match if not then that insurer dosn't really want your business for various reasons.
If you don't do your quotes online and use a broker over the phone they will have a list of prices say from £300-£700 they'll start say somewhere at £550 and keep coming down till you accept, is there anything wrong with this? no of course not like most business they are in it for profit and if you don't like there price take your business elsewhere.
Hottubharry said:
ZOLLAR said:
Hottubharry said:
ZOLLAR said:
Hottubharry said:
madala said:
fight...fight...fight...the thieving insurance b'stards....it's time something was done about the way insurance companies try and rip off punters....they are SCUM....worse that any banker, laywer, or estate agent.
Hear, hear.Gassing Station | Speed, Plod & the Law | Top of Page | What's New | My Stuff