LX08 HLM on eBay
Discussion
It caught a gate catch on the sump. Pushed the drivetrain back 3". Needed a new chassis, really, you can't know what damage it did to the diff mounts amongst other things. On top it needed a prop, gearbox housing, sump, engine mounts, and certainly the block and diff looked at. It would have needed a re panel as well if you were fussy, as the exhaust hit the side skin on impact. Steering rack was bent too so not sure if it was perfectly straight any more. I think the seller just welded up the chassis where it visibly broke. Don't know about the other stuff it needed.
On the plus side, the buyer has got Tilletts, a Quaife ATB with about 300 miles on it, an Apollo tank, PRRT, silicone hoses all round, and my favourite bit, the black Brooklands screens, so there are some nice bits. Still, I suspect it will owe the new owner a lot of money if they endeavour to fix it properly.
I've got the petty strut to match the roll bar if the buyer is on here and would like it, FOC if collected.
God I miss it...
On the plus side, the buyer has got Tilletts, a Quaife ATB with about 300 miles on it, an Apollo tank, PRRT, silicone hoses all round, and my favourite bit, the black Brooklands screens, so there are some nice bits. Still, I suspect it will owe the new owner a lot of money if they endeavour to fix it properly.
I've got the petty strut to match the roll bar if the buyer is on here and would like it, FOC if collected.
God I miss it...
Interesting. cat d means economical repair and on a 30 grand car i guess there can be quite a lot of damage before it's technically a cat c. Any idea why the insurance co didn't just repair it?
I bought a cat c Honda 600rr a few years ago that had been written off with 3 grands worth of damage. With my labour and 2nd hand parts it was sorted for 350 quid. The difference was because Honda price things so badly, like 700 quid for a set of clocks.
I bought a cat c Honda 600rr a few years ago that had been written off with 3 grands worth of damage. With my labour and 2nd hand parts it was sorted for 350 quid. The difference was because Honda price things so badly, like 700 quid for a set of clocks.
I had a honda CBr 600 Fx (99 plate).
While I was at uni a drunk student tried taking it and knocked it over, he was straddling the bike on the floor and tried saying his mates threw it on him... Though all he caused was some scratches to the fairings, a 1 inch one along the tank and the exhaust was slightly dented. Total bill from honda to fix it was £2145 cost of the bike to me was £2000... So i really didn't care about the scratches.
Though my sump has been replaced on my car yesterday but looks like the engine has a crack in it too.
While I was at uni a drunk student tried taking it and knocked it over, he was straddling the bike on the floor and tried saying his mates threw it on him... Though all he caused was some scratches to the fairings, a 1 inch one along the tank and the exhaust was slightly dented. Total bill from honda to fix it was £2145 cost of the bike to me was £2000... So i really didn't care about the scratches.
Though my sump has been replaced on my car yesterday but looks like the engine has a crack in it too.
It was a cat D as it's a 13-14k car, and would have cost a significant chunk of that to repair (new chassis is over 5k for starters). I took the payout as I just didn't know what it was going to cost to repair properly, and I didn't want to be stuck with a lemon. I kind of regret it in a way, I do miss it...
Sounds like it should have been a Cat C then rather than a Cat D. Cat C means uneconomical to repair, which yours would have been if fixed properly once parts and labour were added together (using new parts and professional hourly rates of course).
Cat D should only be used where the repair cost is economical but for some reason the insurer chooses not to. Usually that's because the insurance policy says you get a new one or because the parts are delayed/unavailable which means extended hire car costs.
Cat D should only be used where the repair cost is economical but for some reason the insurer chooses not to. Usually that's because the insurance policy says you get a new one or because the parts are delayed/unavailable which means extended hire car costs.
I posted a link to the Gumtree add for that car to my Dad yesterday, glad I read this. I don't think either of us would've actually done it due to circumstances but I thought a late K-series Metric car might make a nice Supergraduate race car. Glad I read this thread, it's put those thoughts to bed.
spanky3 said:
Sounds like it should have been a Cat C then rather than a Cat D. Cat C means uneconomical to repair, which yours would have been if fixed properly once parts and labour were added together (using new parts and professional hourly rates of course).
Cat D should only be used where the repair cost is economical but for some reason the insurer chooses not to. Usually that's because the insurance policy says you get a new one or because the parts are delayed/unavailable which means extended hire car costs.
Sorry, but that's not accurate. The severity of the damage is the driver for whether a car is Cat C or D. in both cases, the car is deemed uneconomical to repair due, as you say, to the total cost of the claim. It is certainly true that a Cat C car is generally more heavily damaged than a Cat D car, but I have seen some strange categorisations (eg Testarossa with door damage classed as Cat C because of parts availability and the costs associated therein...car hire, etc)Cat D should only be used where the repair cost is economical but for some reason the insurer chooses not to. Usually that's because the insurance policy says you get a new one or because the parts are delayed/unavailable which means extended hire car costs.
Sorry but it is ;-)
See the Association of British Insurers Code of Practice for Disposal of Salvage. The official definitions are:
Cat C:
REPAIRABLE total loss
vehicles where repair
costs including VAT
exceed the vehicle’s
pre-accident value
(PAV)
Category D: REPAIRABLE total loss
vehicles where repair
costs including VAT do
not exceed the vehicle’s
PAV.
So Cat C is uneconomical, i.e. the repair costs are greater than the value of the car and Cat D could be expensive but not more than the value of the vehicle. In either case the assessor will use main dealer labour rates and new parts prices so a DIY or backstreet repair could well make a repair worthwhile. You can read more at https://www.abi.org.uk/~/media/Files/Documents/Pub...
See the Association of British Insurers Code of Practice for Disposal of Salvage. The official definitions are:
Cat C:
REPAIRABLE total loss
vehicles where repair
costs including VAT
exceed the vehicle’s
pre-accident value
(PAV)
Category D: REPAIRABLE total loss
vehicles where repair
costs including VAT do
not exceed the vehicle’s
PAV.
So Cat C is uneconomical, i.e. the repair costs are greater than the value of the car and Cat D could be expensive but not more than the value of the vehicle. In either case the assessor will use main dealer labour rates and new parts prices so a DIY or backstreet repair could well make a repair worthwhile. You can read more at https://www.abi.org.uk/~/media/Files/Documents/Pub...
spanky3 said:
Sorry but it is ;-)
See the Association of British Insurers Code of Practice for Disposal of Salvage. The official definitions are:
Cat C:
REPAIRABLE total loss
vehicles where repair
costs including VAT
exceed the vehicle’s
pre-accident value
(PAV)
Category D: REPAIRABLE total loss
vehicles where repair
costs including VAT do
not exceed the vehicle’s
PAV.
So Cat C is uneconomical, i.e. the repair costs are greater than the value of the car and Cat D could be expensive but not more than the value of the vehicle. In either case the assessor will use main dealer labour rates and new parts prices so a DIY or backstreet repair could well make a repair worthwhile. You can read more at https://www.abi.org.uk/~/media/Files/Documents/Pub...
Ah yes Otto and his guys. I know them well.See the Association of British Insurers Code of Practice for Disposal of Salvage. The official definitions are:
Cat C:
REPAIRABLE total loss
vehicles where repair
costs including VAT
exceed the vehicle’s
pre-accident value
(PAV)
Category D: REPAIRABLE total loss
vehicles where repair
costs including VAT do
not exceed the vehicle’s
PAV.
So Cat C is uneconomical, i.e. the repair costs are greater than the value of the car and Cat D could be expensive but not more than the value of the vehicle. In either case the assessor will use main dealer labour rates and new parts prices so a DIY or backstreet repair could well make a repair worthwhile. You can read more at https://www.abi.org.uk/~/media/Files/Documents/Pub...
Their code is a voluntary one and doesn't even address the (non-repair) costs related to the claim either. This is why their proposal (and it's not the only code that their members choose not to use) is not universally used.
Here's another more straightforward explanation:-
http://www.whatcar.com/car-advice/running/what-is-...
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