End of a long journey ....
Discussion
JumboBeef said:
Yes but then surely Chris will be held partly at fault?
Only if he was stationery, and drew up too close to the vehicle in front. If it's the usual stop-handbrake on-2m behind car in front then it's more reasonable to blame the car behind Chris's.However (correct me if I am wrong) this was a moving incident, so as long as there's a reasonable gap in front, and Chris was just driving along normally, no shenanigans, then I think it would be all down to the guy at the back.
Martin (Chappers) was in a similar situation (rear-ended pushed into car at front) perhaps he has some useful experience/advice to add?
Hi Chris
First up I'm glad your ok - people are a lot more difficult to fix than cars
As for the gredge I'm gutted for you - it's a very unique car in fabulous condition. Take a few days to get over the shock and disappointment of the accident and you can make a more accurate and detailed assessment of the damage. Hopefully it'll be repaired under insurance if not hopefully you have a buy back option and as Adam Q says you could use the payout to get it repaired independently.
Hoping the claim goes smoothly and there's a happy outcome.
Ron
First up I'm glad your ok - people are a lot more difficult to fix than cars
As for the gredge I'm gutted for you - it's a very unique car in fabulous condition. Take a few days to get over the shock and disappointment of the accident and you can make a more accurate and detailed assessment of the damage. Hopefully it'll be repaired under insurance if not hopefully you have a buy back option and as Adam Q says you could use the payout to get it repaired independently.
Hoping the claim goes smoothly and there's a happy outcome.
Ron
It all depends whether ther was anything Chris could have reasonably done to not hit the other car. Too many variables to definatively say other than, but for the actions of the Focus driver.
I was pleasantly surprised that my recent collision is automatically assumed to be the fault of the other driver. Lets wait and see what Chris says about any claim before trying to figure out the right decision the insurers should make.
Hope you're feeling ok today Chris.
I was pleasantly surprised that my recent collision is automatically assumed to be the fault of the other driver. Lets wait and see what Chris says about any claim before trying to figure out the right decision the insurers should make.
Hope you're feeling ok today Chris.
Just read this and really sorry to hear whats happened, as said before at least you're okay, that's the main thing.
I was in a similar incident in 2013, I was stationary in traffic and the idiot behind, in a Jeep Grand Cherokee, hit me at approx 30-40mph without breaking, claiming he didn't see me and the queue of 5-6 cars infront!!!! I was obviously shunted into the car immediately infront, a nearly new Vectra. The Jeep driver admitted responsibility at the scene whilst I was still dazed in my car and the Vectra driver was also present. My car was susequently written off, which was obvious as it wasn't even driveable, whereas the other two just drove off after exchanging details. The Jeep drivers insurance paid for everything with regards to myself and the Vectra driver.
What I have learnt from this is make sure you go to the doctors or hospital with regards any whiplash, etc. I suffered with neck and spine pain and had to have physio, which was all paid through his insurance (Jeep). Hopefully you have witnesses that back-up your view of the events... Obviously don't accept the first offer, for the car or your injuries, and if you want to buy it back stick to your guns. If it is written off what happens to the private plate? I know a friend of mine had his M3 stolen and he lost the use of the plate for a year...
Once you've calmed down a bit and had chance to reflect at least you're still here and in one piece, doesn't make it any better but makes you appreciate it could've been alot worse....
Hope its sorted swiftly and everything works out okay...
Cheers, Al.
I was in a similar incident in 2013, I was stationary in traffic and the idiot behind, in a Jeep Grand Cherokee, hit me at approx 30-40mph without breaking, claiming he didn't see me and the queue of 5-6 cars infront!!!! I was obviously shunted into the car immediately infront, a nearly new Vectra. The Jeep driver admitted responsibility at the scene whilst I was still dazed in my car and the Vectra driver was also present. My car was susequently written off, which was obvious as it wasn't even driveable, whereas the other two just drove off after exchanging details. The Jeep drivers insurance paid for everything with regards to myself and the Vectra driver.
What I have learnt from this is make sure you go to the doctors or hospital with regards any whiplash, etc. I suffered with neck and spine pain and had to have physio, which was all paid through his insurance (Jeep). Hopefully you have witnesses that back-up your view of the events... Obviously don't accept the first offer, for the car or your injuries, and if you want to buy it back stick to your guns. If it is written off what happens to the private plate? I know a friend of mine had his M3 stolen and he lost the use of the plate for a year...
Once you've calmed down a bit and had chance to reflect at least you're still here and in one piece, doesn't make it any better but makes you appreciate it could've been alot worse....
Hope its sorted swiftly and everything works out okay...
Cheers, Al.
tweety said:
Obviously don't accept the first offer, for the car or your injuries
An excellent point - the first offer is invariably low - it's the loss adjuster's job not to pay out if possible. Hold out for 50% more (minimum). Ask for double as a starting point in the negotiations and they will barter you down to 50% more ;^)mk1fan said:
The method of accountancy employed by the Insurers doesn't dictate the aportionment of blame.
On the information provided, I would expect blame to be aportioned to the Focus driver at the rear.
When I got knocked off my bike, the one witness who bothered to respond agreed with my version of events, which was that I'd come to a complete stop at a pedestrian crossing when the next car to come flying around the roundabout behind failed to stop and ran into me.On the information provided, I would expect blame to be aportioned to the Focus driver at the rear.
However, the next question on the form was "Who do you think was at fault and why?" to which he answered "The bike, because he was speeding".
The insurers said that in the event of a contradictory witness, his last opinion (despite being neither a driver or biker) would be what a court would use to decide blame, so they coughed up and bought the tw&t a new car. Luckily I was fully-comp otherwise I'd have had to stand the loss of my bike (it was written-off, as you might expect: he hit me so hard he pushed me and the bike 40 feet down the road - and the bike weighed 300Kg).
Nobody has ever explained to me how a stationary vehicle can be speeding.
All is not lost. If the blame goes completely to the guy that went into the back of you then you'll have scope to negotiate the market value, since the advertised values of the wedges are absolutely sky high right now.
You could probably convince them it's the same as a 420se advertised for 15-20k
Send them lots of pictures of the high value cars as "proof" of its value. If you need me to, I can edit the adverts you want to send into one document(pdf) to send to insurers.
I'm a PM away if you need advice dealing with insurers (worked in claims 2 years).
Hope you're okay after the shunt.
You could probably convince them it's the same as a 420se advertised for 15-20k
Send them lots of pictures of the high value cars as "proof" of its value. If you need me to, I can edit the adverts you want to send into one document(pdf) to send to insurers.
I'm a PM away if you need advice dealing with insurers (worked in claims 2 years).
Hope you're okay after the shunt.
Edited by MethylatedSpirit on Monday 2nd March 17:03
I can understand putting the car out of the way in the garage....looking at it just makes you feel worse.
As others have said, the fault lies with the Focus driver (bloody Focus drivers
) so should therefore cough liability in full.
Does your insurance policy not have an agreed value certificate? I have just this with Lancaster...just incase of numptys!!
Good luck with it Chris, give it some time and things may appear a little more positive. The Gredge will live on!
As others have said, the fault lies with the Focus driver (bloody Focus drivers
) so should therefore cough liability in full.Does your insurance policy not have an agreed value certificate? I have just this with Lancaster...just incase of numptys!!
Good luck with it Chris, give it some time and things may appear a little more positive. The Gredge will live on!
Wedg1e said:
..the next question on the form was "Who do you think was at fault and why?" to which he answered "The bike, because he was speeding".
That is such a horrible story... if you had wanted to clear your name you'd have to go to court (at great expense) and then destroy the credibility of the one independent witness who would otherwise be backing your story up - a real catch-22. I hate it when pedestrians proffer opinions like that!Sorry to hear this Chris. Thankfully you are in one bit and I hope you find a way to get the Gredge back on the road, one way or another.
Saw a Griff side-swiped by a Polish lorry on the M25 this morning on my way 'oop Norf' for a meeting from my home base in Maidstone (typing this in some hotel in Lancashire!). One minute it was 'oh look, there's a Griff' and the next it was 'oh s
t!'. Think it was just a scuff, but it could have been... Posted on here to offer a witness statement (neither he or the lorry stopped, so I didn't - just pulled alongside to make sure he was ok).
Gutting when your P&J takes a knock through no fault of your own
Rick
Saw a Griff side-swiped by a Polish lorry on the M25 this morning on my way 'oop Norf' for a meeting from my home base in Maidstone (typing this in some hotel in Lancashire!). One minute it was 'oh look, there's a Griff' and the next it was 'oh s
t!'. Think it was just a scuff, but it could have been... Posted on here to offer a witness statement (neither he or the lorry stopped, so I didn't - just pulled alongside to make sure he was ok).Gutting when your P&J takes a knock through no fault of your own
Rick
Wedg1e said:
When I got knocked off my bike, the one witness who bothered to respond agreed with my version of events, which was that I'd come to a complete stop at a pedestrian crossing when the next car to come flying around the roundabout behind failed to stop and ran into me.
However, the next question on the form was "Who do you think was at fault and why?" to which he answered "The bike, because he was speeding".
The insurers said that in the event of a contradictory witness, his last opinion (despite being neither a driver or biker) would be what a court would use to decide blame, so they coughed up and bought the tw&t a new car. Luckily I was fully-comp otherwise I'd have had to stand the loss of my bike (it was written-off, as you might expect: he hit me so hard he pushed me and the bike 40 feet down the road - and the bike weighed 300Kg).
Nobody has ever explained to me how a stationary vehicle can be speeding.
??? The bizarre world of the insurersHowever, the next question on the form was "Who do you think was at fault and why?" to which he answered "The bike, because he was speeding".
The insurers said that in the event of a contradictory witness, his last opinion (despite being neither a driver or biker) would be what a court would use to decide blame, so they coughed up and bought the tw&t a new car. Luckily I was fully-comp otherwise I'd have had to stand the loss of my bike (it was written-off, as you might expect: he hit me so hard he pushed me and the bike 40 feet down the road - and the bike weighed 300Kg).
Nobody has ever explained to me how a stationary vehicle can be speeding.
, very good to hear you are fine.OMG just read this as well Chris !!
Met you two years back on the Rusty Run and we compared similar engine installs at in the carpark at Broomhall Castle
Damm fine car and hope after a few days thinking time you will rebuild the gredge as was a hell of a nice example and not enough 5 litre beasts out and about !
Glad you are ok as well
Ty
Met you two years back on the Rusty Run and we compared similar engine installs at in the carpark at Broomhall Castle
Damm fine car and hope after a few days thinking time you will rebuild the gredge as was a hell of a nice example and not enough 5 litre beasts out and about !
Glad you are ok as well
Ty
I too am sorry to hear of your tale of woe. I am glad to here that you and yours are okay.
I hope you do get to save the car, especially after all the outstanding work you did on it to make the car it was.
Once all the insurance bullsh*t is finished and if you do decide to keep it ( knowing all that you have going on ).
I would look to ask about, I know I have some clips/ bits that may be of use, especially if you have a lot to find and a lot paint. If it can be saved and you want to do it, I am sure you will find a way.
Anyway wishing you the best, Al
I hope you do get to save the car, especially after all the outstanding work you did on it to make the car it was.
Once all the insurance bullsh*t is finished and if you do decide to keep it ( knowing all that you have going on ).
I would look to ask about, I know I have some clips/ bits that may be of use, especially if you have a lot to find and a lot paint. If it can be saved and you want to do it, I am sure you will find a way.
Anyway wishing you the best, Al
Bit late to this - just seen it. Hope you are OK and as others have said, get any injuries to yourself checked out as I hear genuine whip lash does not always manifest itself immediately.
Strangely the wedge looks in pretty good shape but that just goes to show how well they were actually made.
If it is the end of the wedge story for you - then pop in as say Hi.
Strangely the wedge looks in pretty good shape but that just goes to show how well they were actually made.
If it is the end of the wedge story for you - then pop in as say Hi.
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