Compulsory insurance for Sorn vehicles.
Discussion
Whatever you think of Brexit until article 50 is signed we still have wacky EU rules coming along, the latest according to the classic car weekly paper is compulsory insurance on all vehicles on Scorn and although in the UK it is still along way off being finalized it could mean even cars on private land would be included, although i don't know how they think they could find out and enforce who has insurance on a car not being used, some of my work colleges have been using cars on roads for years without insurance (not good i know but they take the risk not me) let alone behind a fence.
V40Vinnie said:
I wonder if insurance for SORN vehicles will be a token fee, 75 quid a year perhaps
This all makes me think that the government made a big fluckup when the day they introduced lower or nil road tax on new low emission cars, The revenue they received from road tax previously would now be bringing them in more than the tax on fuel ever will... So now they are trying to scrape some back from historians and enthusiasts of classic historical native motor vehicles....Next they will be taxing pensions......Hang on they already do that....
Lets all brew our own ethanol...Hey we can even share it over a Christmas lunch one year too...
Trabi601 said:
I've just read the article.
Come about as a result of someone being injured by an uninsured off-road vehicle whilst working on a farm.
Mmmmm....Wouldn't a combine harvester be classed as an off-road vehicle anyway and be covered by the farms insurance?.....Come about as a result of someone being injured by an uninsured off-road vehicle whilst working on a farm.
Seriously though I hope they wasn't injured badly but should one careless incident effect most of the vehicles that are SORN because they either don't work or are being restored...Either way its only a very small proportion who are stupid enough to take needless chances...
adam quantrill said:
That's crazy, I have three cars that aren't even on SORN because they were off road before the rule cam in. So - what about them?
i put cars on SORN because I can't drive them all at once - irrespective of whether they are broken or good to go.
You can start by not listening to scare-mongering Brexiteer posts!i put cars on SORN because I can't drive them all at once - irrespective of whether they are broken or good to go.
This court case has only just been heard in Europe, so the implications have yet to be thrashed out.
There is a very good point here, though - if you have a SORNed car on your drive and, due to some kind of mechanical failure / other incident, it rolls into someone coming to knock on your door, how can they be properly compensated for their injuries / loss of earnings etc.?
Hopefully maybe it wont effect scorn cars over here or there could be as has been said a token for all scorn or off road cars each person has of under £100 to insure them all, otherwise car collectors and hoarders with loads of old cars some maybe very rare or historic but not worth much as not restored yet could have to break them up.
Trabi601 said:
There is a very good point here, though - if you have a SORNed car on your drive and, due to some kind of mechanical failure / other incident, it rolls into someone coming to knock on your door, how can they be properly compensated for their injuries / loss of earnings etc.?
I think we are mixing up insurance with liability. Just because I have insurance doesn't mean I have to pay. On the other hand if I don't have insurance, it doesn't affect my liability.We still have the court system for claiming against an individual if they are at fault. Whether they have insurance or not to back up possible claim scenarios is a matter of personal choice. Sure, the Govt mandates that you at least have 3rd party insurance for driving on the public highway, but it's still a personal choice whether to take it or not (at the risk of a fine.)
Trabi601 said:
There is a very good point here, though - if you have a SORNed car on your drive and, due to some kind of mechanical failure / other incident, it rolls into someone coming to knock on your door, how can they be properly compensated for their injuries / loss of earnings etc.?
Totally agree.I'm not a big fan of over regulation but this does raise an interesting point. If my SORN car with no insurance was to injure someone and lets say for argument sake that it 'was' my fault, how would the other person get compensation and how would I be covered? I think (but please correct me if I'm wrong here) that my home insurance wouldn't cover me. So I guess I run the risk of being taken to court by the injured party.
As classic insurance is usually for a full year and so cheap anyway it doesn't concern me personally...but certainly one for thought.
Cheers Steve
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