Moving to Cardiff (area) - ideas and suggestions

Moving to Cardiff (area) - ideas and suggestions

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Tyre Tread

Original Poster:

10,532 posts

216 months

Thursday 16th July 2015
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Just a quick update:

Doesn't time fly!

The report from the valuation came through on Monday and was told by bank that the confirmed mortgage offer would hit the Sols within a day or so.

Received a call from Solicitor this afternoon - They received the draft contract through on 10th (last Sat) but hadn't started the searches as the confirmed mortgage offer hadn't arrived. Did I want them to start them?irked

Erm, YES! on the basis I told them to proceed as soon as they got the draft contract and its costing me several hundred quid a week for every week of delay I was annoyed they hadn't. irked

Chased the bank. - Mortgage advisor on hols for two weeks - yes I know - he had given it to his colleague to finalise - Get colleagues number and call him - ask for a call back - still waiting irked

Asked Estate Agent to get me access last week - he was busy so would call me later last week - suggested as the surveyor was going in last Friday he let me know when and I'd go at same time - didn't contact me.
Called EA on Monday - earliest he could get me in is this Friday irked

banghead

I'm going to have to breathe down their necks eevery step of the way aren't I?

So 9:00AM tomorrow we shall be there expecting an estate agent. What's the chances he'll turn up. What's the chances he'll be on time?

Been up to the area this evening for a walk around and drive around. All seems quiet.

Might have some piccies tomorrow evening.

DHE

4,509 posts

190 months

Friday 17th July 2015
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So its progressing normally then. smile Did you get access?

Tyre Tread

Original Poster:

10,532 posts

216 months

Friday 17th July 2015
quotequote all
Yep, had a good hour there this morning finding all the things that need doing.

Message from mortgage advisor's sidekick saying he'll get the offer out today... or Monday. Oh that would be the one that your colleague promised would go out by last Tuesday then? rolleyes

Met a couple of the neighbours to be while we were up viewing the house. Two of them seemed nice...

Thanks again to Martin for his help and experienced eye being cast over the premises. At least he didn't laugh too much. biggrin

phil_cardiff

7,061 posts

208 months

Friday 17th July 2015
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If one were to design the house buying/selling process from scratch then only a broken mind would produce the current shambles.

Tyre Tread

Original Poster:

10,532 posts

216 months

Saturday 18th July 2015
quotequote all
phil_cardiff said:
If one were to design the house buying/selling process from scratch then only a broken legal mind would produce the current shambles.
EFA

Tyre Tread

Original Poster:

10,532 posts

216 months

Monday 20th July 2015
quotequote all
So, apparently, the car port, for which one requires to cross part of a neighbours drive to get into, has no right of access.

Estate Agent said no one will mind so that'll be alright then rolleyes

Vincecj

470 posts

123 months

Monday 20th July 2015
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I would get that in writing.

Rickyy

6,618 posts

219 months

Monday 20th July 2015
quotequote all
Offer still stands TT. I'm happy to give the plumbing and heating a once over if you've any concerns or queries.

Tyre Tread

Original Poster:

10,532 posts

216 months

Monday 20th July 2015
quotequote all
D'ya think Vince? wink

I have suggested that the vendor tries to negotiate a right of access prior to sale completion which can then be incorporated into the sale and registered on the neighbours' land reg docs.

Rickyy said:
Offer still stands TT. I'm happy to give the plumbing and heating a once over if you've any concerns or queries.
thumbup

Has had some upgrades done. Some newer rads and some older.

Tyre Tread

Original Poster:

10,532 posts

216 months

Tuesday 21st July 2015
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Call from bank today.The mortgage offer that was being sent over a week ago will be sent today !!!!

They've had some delays due to internal system failures (failure to get off his arse and get the work done?).

hornetrider

63,161 posts

205 months

Tuesday 21st July 2015
quotequote all
Tyre Tread said:
So, apparently, the car port, for which one requires to cross part of a neighbours drive to get into, has no right of access.

Estate Agent said no one will mind so that'll be alright then rolleyes
Didn't even see the car port! They must have some kind of informal arrangement with the neighbour as it looks like a bit of an add-on.

Is it a deal breaker? Hopefuly the neighbour won't get a bit funny about formalising access.

Tyre Tread

Original Poster:

10,532 posts

216 months

Tuesday 21st July 2015
quotequote all
The issue is that it needs formalising or if not we then have to make a decision whether we go ahead as is, seek a price reduction or walk away.

The piece of driveway we would need to access for vehicular entrance and egress is about half a cars width. Without that you couldn't get a car to the carport round the side. The car port i almost a garage. Three sides built, plastic roof and open front. The side and back walls are brick turret with concrete block infill. (The sort of concrete blocks with holes in them cast to look like a flower design IYKWIM).

That part of the driveway is already shared between 2 neighbours so it may not be a big step for them to agree to share with a third.

Lets see what the vendor says. Since her family owned the house since it was built they may have a good relationship with the owners immediately next door who I suspect own the drive and the other drive (the owners of whom were the only neighbours who blanked me when we were viewing the other day) probably have a right of way. We can only hope.

Tyre Tread

Original Poster:

10,532 posts

216 months

Tuesday 21st July 2015
quotequote all
Might have been a red herring - Mrs TT just noticed an anomaly on the plans - I called Sols who had received some docs and it appears that the shared driveway is in fact part of the common roadway smile

Tyre Tread

Original Poster:

10,532 posts

216 months

Wednesday 22nd July 2015
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Oh no it isn't, its unregistered land!

Tyre Tread

Original Poster:

10,532 posts

216 months

Wednesday 29th July 2015
quotequote all
Access issue resolved but with the docs supplied with the reports there's a copy of an electrician's report done in Feb which highlights a problem (C2) - I asked if its been resolved. Sols suggests I get my own electrical survey to find out what the issue is. Erm, I don't need to. The report the vendor had done in Feb tells me what the problem is. All I need to know is if its been resolved.

I asked this end of last week - Sols wrote to vendor's Sols same day- still waiting on a response.

Also asked if the vendor will let us have a suggested date to work towards for completion in the hope it will focus some minds and I cam think about giving notice on car storage and flat rental etc.

I thought this woman was anxious to progress the sale.

Shall we open a book on the earliest offered date for completion?


DHE

4,509 posts

190 months

Wednesday 29th July 2015
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Approach the estate agents and ask about the electrical problem being resolved. Solicitors seem to take for ever with letters, when a phone call can get the ball rolling.

Tyre Tread

Original Poster:

10,532 posts

216 months

Thursday 30th July 2015
quotequote all
Estate agent is a waste of space. I went in when we had the question over the driveway and he was unbelievably dismissive.

The solicitors are communicating by email. She copied me in with the question to vendor's sols.

hornetrider

63,161 posts

205 months

Thursday 30th July 2015
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Never easy is it?! hehe

phil_cardiff

7,061 posts

208 months

Thursday 30th July 2015
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You might as well have gone with the shower that did my conveyancing then. I am slowly learning that they are all the same. Self-serving a-holes!

Tyre Tread

Original Poster:

10,532 posts

216 months

Thursday 30th July 2015
quotequote all
Called estate agent to get him to chase up vendor.

Me: It seems your vendor isn't responding to our questions re electrical issue and completion date.
EA: Get your Solicitor to chase. My client is anxious to complete
Me: So are we and I have, its the Solicitor who isn't getting a response from theirs
EA: Well get them to chase again. I just spoke to your Sols on anther matter and she didn't mention it
Me: Erm, look; There is clearly a communication issue and it isn't between me and my Solicitor and my Sols has copied me in on her communications to your client's sols so the issue is either with the vendor or her sols. So, as you are the only other party with direct contact with the vendor who you represent perhaps you could call her and see if she had received the request for info and if she has answers?
EA: Erm, OK.

banghead