Moving from US to UK.. Car Ins options.?

[bridgdav]

A long story..

A good friend of mine is moving to the UK from USA in March. He is actually a British national, with full British passport, although he has also US Citizenship. He moved to the US with his parents as a boy.

He has been here for 20 years or more, so has no financial or insurance history in the UK. I went the other way 5 years ago, so have experience of the US issues.

What can he expect going to UK.. Do Experian and Equifax have a reciprocal agreement with US agencies..?
He does not have a UK driving license, so that will take a while.
He has cash for a car but, what are his options of purchasing a car with a US license and then insuring it..? Should he carry over US insurance proof of no claims..? It wasn't worth anything when I came to USA.

Any advice for someone going US to UK would be most appreciated.

[rhyspw]

He can drive on his US licence and insure the car on his US licence for 1 year in the UK. After that he needs to do the UK test and get a licence. My wife is a septic and just had to do this.

[bridgdav]

Any idea what he can expect as far as insurance premium..?
Will he start as a new driver? No history or bonus.

[Redarress]

"Septic". Not heard that before. It made me chuckle

[Olivero]

The standard and style of driving is very different in the UK vs the US. From a safety point of view I would recommend passing the UK driving test before getting on the road. You can be very, very incompetent and still get a drivers license in the US. I know as I got mine in NYC.

In terms of banking, I use HSBC. Keep in mind that the US banking setup is very poor and about 15 years behind the UK. HSBC US and HSBC UK are also separate banks, the "world's local bank" is marketing bs. Most US backs are only really in the US, so there will be a need for a UK one.