Running out of miles
Discussion
quote:
Most companies let you pay the difference pro rata! You just change it to the next limit (unlimited?!)
-err, might have a problem here. The company involved refused to let me have the limit I wanted initially (6k), but were happy to let me have 4.5k for a very good price
Do you reckon 5 months of trouble free TVR driving will go in m favour?
I just ran out of miles on my TVR CC policy (now admittedly assigned to a Merc).
It was cheaper for me to cancel the policy and renew elsewhere, so I did just that yesterday - £514 fully comp on an E320 CDi through Direct Line. Not bad at all.
But of course I lost the remaining 2/3 months of my original policy.
It was cheaper for me to cancel the policy and renew elsewhere, so I did just that yesterday - £514 fully comp on an E320 CDi through Direct Line. Not bad at all.
But of course I lost the remaining 2/3 months of my original policy.
I have been quite disappointed with the TVRCC policy.
It was cheaper than Sunninghill by about £130. But with Mannings I was limited to 5,000 miles and they only covered TVRCC track days.
Changed to Sunninghill when Mannings couldn't arrange cover for the TVR Perfomance Technique day. I now have up to 10,999 miles, full RAC cover (including recover, at home and pan European cover) and unlimited trackdays.
Given I needed the RAC cover anyway, which costs £163 if you buy it on its own, my Sunninghill policy is actually cheaper than Mannings on a like for like basis, and more comprehensive.
Which is nice.
It was cheaper than Sunninghill by about £130. But with Mannings I was limited to 5,000 miles and they only covered TVRCC track days.
Changed to Sunninghill when Mannings couldn't arrange cover for the TVR Perfomance Technique day. I now have up to 10,999 miles, full RAC cover (including recover, at home and pan European cover) and unlimited trackdays.
Given I needed the RAC cover anyway, which costs £163 if you buy it on its own, my Sunninghill policy is actually cheaper than Mannings on a like for like basis, and more comprehensive.
Which is nice.
I think you will find the policy runs for 12 months or the mileage agreed whatever it is. Therefore once you have done the miles the insurance company has fulfilled its cover and you are no longer insured and therefore will need to renew. You will not therefore have 2 policies since the first one is no longer in force
Agree with thegamekeeper. I doubt it is "illegal" to have two concurrent policies; it's just that it will cause an almighty bun fight when someone claims against you and the two insurers fight for the right to pay out on your behalf ... not. In your case this won't apply as your current insurer will cease to have any liability once you exceed the milleage.
quote:
Or why not just wind the mileage back a bit? (Assuming you haven't been daft enought o tell them already?)
-don't know how too, although I understand that it's not illegal for a private owner to do so!(?) Figured it would be cheaper and easier to buy a new speedo, I'm assuming they come with zero on counter
quote:
Agree with thegamekeeper. I doubt it is "illegal" to have two concurrent policies; it's just that it will cause an almighty bun fight when someone claims against you and the two insurers fight for the right to pay out on your behalf ... not. In your case this won't apply as your current insurer will cease to have any liability once you exceed the milleage.
I believe it IS illegal to have two policies on the same car because you could then make two claims for the same thing.
quote:
quote:
--------------------------------------------------------------------------------
Or why not just wind the mileage back a bit? (Assuming you haven't been daft enought o tell them already?)
--------------------------------------------------------------------------------
-don't know how too, although I understand that it's not illegal for a private owner to do so!(?) Figured it would be cheaper and easier to buy a new speedo, I'm assuming they come with zero on counter
Mate of my dad's did it by disconnecting the speedo cable from the gearbox, attatching it to an electric drill and winding it all the way back round again - that way the odometer shows no eveidence of having been tapered with. He did burn out the drill in the process though, but a cheap drill from B&Q is only £20...
Boyz, sorry to be a bore, but if your even thinking of altering the clock speedo reading, then why bother having FTVRSH, etc, as all of a sudden, it means nothing!
Likewise, you would probably commit an offence of say, 'obtaining a service or pecunary advantage by deception'. And yes, that does mean you would be liable for arrest!
Lastly, if you can afford to genuinly run a TVR, then what difference does a few hundred quid make on the insurance?
Bono
Likewise, you would probably commit an offence of say, 'obtaining a service or pecunary advantage by deception'. And yes, that does mean you would be liable for arrest!
Lastly, if you can afford to genuinly run a TVR, then what difference does a few hundred quid make on the insurance?
Bono
Gassing Station | General TVR Stuff & Gossip | Top of Page | What's New | My Stuff