Extended warranty

[Blue62]

Our Mini One is coming up to 3 years old and I'm contemplating taking out extended warranty and wondered if there are any known mechanical problems I should be aware of. The car will do no more than 5000 miles pa and I'm weighing up if it's worth it.

[sad61t]

If you do, then tick the option for no excess. It costs about £100 extra, but at £175 an hour you'll end up paying £100 a fault anyway. In other words, if you need to make a claim (and why else get a warranty?) it pays for itself.

At the end of the day you are paying for peace of mind; if anything happens, you just drive it to the dealers and let them sort it out. I did on my 58 plate Cooper (which had a history of window motor faults) and, sure enough, two days later they went on the blink again. Over all I probably paid over the top as I didn't claim again until I PXed nine months later, but I was a lot happier knowing the car was still under warranty.

Hope that's useful feedback.

[rigga]

Put some money away each month as a fault fund, if you have a problem then you can get it sorted, no problem's, no premium paid quids in.
The way I do it.

[Deejbb]

I would say go for it just to be on the safe side. My Cooper S was only 4 years and 23k miles old when it needed 4.5k worth of warranty work on the engine... Yes you may never have to make a claim and therefore may feel you've waste the money but I still think it's worth getting.