Claim from a track day

Claim from a track day

Author
Discussion

Steve H

5,283 posts

195 months

Friday 29th November 2013
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teabagger said:
That's all well and good but ive been on track where some drivers will not move out of the way or indicate for a overtake to take place.

If ive just waited in pit lane for 10mins to get on track, the last place I want to be going is to the back of the queue in the pits just because an inconsiderate person will not allow faster cars to pass.
No, the last place you want to be is embedded in the side of a novice that didn't see you coming.

I know it's a pain to have to wait behind slower cars, especially if they aren't using their mirrors properly but every experienced trackdayer knows that them's the rules you sign up for on a UK trackday.

Tell the TDO if there is a problem car, let them deal with it and get on with enjoying your day.


teabagger

723 posts

197 months

Friday 29th November 2013
quotequote all
Steve H said:
No, the last place you want to be is embedded in the side of a novice that didn't see you coming.

I know it's a pain to have to wait behind slower cars, especially if they aren't using their mirrors properly but every experienced trackdayer knows that them's the rules you sign up for on a UK trackday.

Tell the TDO if there is a problem car, let them deal with it and get on with enjoying your day.
Yes, you are quite correct.

I am not a big fan of grouped/ session days but sometimes it does seem like a safer way of running a day, and could help with some of the problems. Novice, inters and fast groups are how bike trackdays run. Maybe all car days should be the same.

Steve H

5,283 posts

195 months

Friday 29th November 2013
quotequote all
Personally I prefer open pit lane as a driver but I understand where you are coming from.

When I'm instructing one of the things I often have to tell novices is not to be so courteous, a lot of them are tying to get out of the way mid-corner etc and all it does is slow them down even more!

I sometimes get the impression that the guys with a bit of experience (but not necessarily much pace) can be the hardest to pass…………...

Herman Toothrot

6,702 posts

198 months

Saturday 30th November 2013
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Steve H said:
Personally I prefer open pit lane as a driver but I understand where you are coming from.

..
I avoid session days, open pit works far better, always had more irritation with people not pulling out the way on sessioned days. I suspect in part as they have been waiting for their turn and get out on track and are just thinking about getting as much time driving how they want as time is limited. Open pit far better as indeed catch a traffic jam you can just pull off track give it 5 mins and go again, no way would I pull off track on a session day and loose out on limited track time due to some git not using mirrors or caring about what's behind them.

QBee

20,980 posts

144 months

Saturday 30th November 2013
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Agreed. I generally only go on open pit lane days, and leave it 40 minutes before I go out, for the first excited rush to clear.

AdiT

1,025 posts

157 months

Saturday 30th November 2013
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Much prefer open pit lane. With a sessioned day you get a traffic jam at the start of each session as all the cars enter the track together. With o/pit it's much more spread out. A red flag on a sessioned day is a nightmare.

Llandow in South Wales have come to a compromise on this though. They run sessioned in the morning allowing novices to get used to track driving and then switch to open pit lane in the afternoon when most track days are quieter anyway.

rdjohn

6,179 posts

195 months

Saturday 30th November 2013
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A sensible compromise is used by LoT where they make the first 30mins speed restricted and no overtaking so that newcomers can become familiarised with the track at whatever level they are comfortable with before the open session begins.

Sessioning novices can easily cover too great a spread from the person with an unfamiliar car going out on their very first track day to someone who has done a few already this year and still consider themselves a novice whereas they can actually be significantly further along the learning curve than the first person, but the two coming across each other may have bad consequences.

The problem is that the learning curve steepens massively the first time you loose control of the car. Perhaps this is what happened in the original accident in this thread. I am not advocating a "drive faster 'till you chuck it off sessions", but there is a clear risk to be considered by TDOs.

Zed Ed

1,106 posts

183 months

Sunday 1st December 2013
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Spent the day at Silverstone today.

Can only assume some of those present;

a) hadn't read this thread
b) didn't care

Or a combination of the two.

Lol.

jeremybu

14 posts

152 months

Wednesday 11th December 2013
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I'm meeting with an insurer tomorrow and may bring this up.

What would you be prepared to pay for £1m cover for death and injury only on a per trackday basis and a 5 trackday/annual cover.

Just want to assess viability.

JQ

5,743 posts

179 months

Wednesday 11th December 2013
quotequote all
jeremybu said:
I'm meeting with an insurer tomorrow and may bring this up.

What would you be prepared to pay for £1m cover for death and injury only on a per trackday basis and a 5 trackday/annual cover.

Just want to assess viability.
£25 per day / £100 annual cover ?

mmm-five

11,239 posts

284 months

Wednesday 11th December 2013
quotequote all
jeremybu said:
I'm meeting with an insurer tomorrow and may bring this up.

What would you be prepared to pay for £1m cover for death and injury only on a per trackday basis and a 5 trackday/annual cover.

Just want to assess viability.
Can you ask about fully comp party Nurburgring cover too - as I had no luck in finding anyone who'd extend my fully comp European cover to the 'Ring (without also stating they'd pay out to the 3rd party as required by law, but attempt to recover from me) wink

rovermorris999

5,202 posts

189 months

Wednesday 11th December 2013
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JQ said:
£25 per day / £100 annual cover ?
I was thinking along those lines, perhaps a bit less given the unlikely nature of the event. However, it is a fairly small-scale market and one big claim could possibly equate to many premiums so perhaps not as cheap as I would hope. A large excess would help.
Are there any statistics on injuries and deaths on track days? I would assume the operators or track owners would have some idea.

jeremybu

14 posts

152 months

Wednesday 11th December 2013
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That's probably about what I was going to suggest.

Most likely exclude injury to passengers, cover on track only and £5k excess.

I think it would be UK only and not covering damage to property at all (may try for some Armco cover I guess).

QBee

20,980 posts

144 months

Wednesday 11th December 2013
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About £100 a year makes sense to me. The one off cost could be anything up to £40, as there must be about £20-£25 of admin cost in setting up the policy.

MaxFromage

1,886 posts

131 months

Wednesday 11th December 2013
quotequote all
rovermorris999 said:
I was thinking along those lines, perhaps a bit less given the unlikely nature of the event. However, it is a fairly small-scale market and one big claim could possibly equate to many premiums so perhaps not as cheap as I would hope. A large excess would help.
Are there any statistics on injuries and deaths on track days? I would assume the operators or track owners would have some idea.
That's the problem, it's a new market. From my discussions, you're probably looking at £500. You'll need the potential and estimated market for the product.

Robert Elise

956 posts

145 months

Wednesday 11th December 2013
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I've had many briefings from over 6 different TDOs. They were all perfectly clear and fit for purpose.
Most track days go well. However, my strong belief is that TDOs need to bring more drivers in for a little chat. There is little consequence to bad behaviour, which normally leads to nothing until......

Altrezia

8,517 posts

211 months

Wednesday 11th December 2013
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I'd pay more than that for proper insurance - i.e. against death and injury of a 3rd party, too.

£50-75 per day would be alright. I have a family and property I don't want to risk just to have some fun on a trackday.

rovermorris999

5,202 posts

189 months

Monday 26th May 2014
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Any updates on this or has it all just gone away?

QBee

20,980 posts

144 months

Monday 26th May 2014
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There was a collision at my last track day, Bedford 6th May. Audi RS6 got a bit too aggressive, decided to overtake a Mini Cooper on a corner on the wrong side, got two dented doors for his trouble. Mini looked like it only had a scuffed wheel, but it was towed off the circuit, which suggests broken track rod or similar. Not heard if there were any claims arising.

GrumpyTwig

3,354 posts

157 months

Monday 26th May 2014
quotequote all
QBee said:
There was a collision at my last track day, Bedford 6th May. Audi RS6 got a bit too aggressive, decided to overtake a Mini Cooper on a corner on the wrong side, got two dented doors for his trouble. Mini looked like it only had a scuffed wheel, but it was towed off the circuit, which suggests broken track rod or similar. Not heard if there were any claims arising.
It'd be interesting to hear what the debrief by the TDO went like (presuming they'd be obliged to speak to both people in some way) after such an incident. One hopes people are gentlemanly about these things when it's only property damaged.