Insurance for 'Ring

Insurance for 'Ring

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Discussion

Guillotine

Original Poster:

5,516 posts

265 months

Monday 10th April 2006
quotequote all
my insurance is up at Sunninghill, and it seems they no longer cover the ring in their trackday section. who is everyone else using?

is there someone covering Modded cars that give track cover inclusive AND includes the Ring still, as sunninghill used to?

cheers
andy
monster

BTW only got a week or so to sort!

nords

1,031 posts

232 months

Monday 10th April 2006
quotequote all

Unless your policy mentions the Nordschliefe (assuming it is a UK policy, it is unlikey to exclude it) then European cover will cover the tourist days. We won't like paying for the armco (and your car) but they will have to in the end. If it is a training day (ie closed session) you might be on dodgy ground but it is still German Autobahn.

Insurers? Not sure......

motorhole

658 posts

221 months

Tuesday 11th April 2006
quotequote all
Go to www.nurburgring.org.uk

Ben has a list of UK insurers that specificly exclude the 'ring from their policies.

monkeyhanger

9,198 posts

243 months

Tuesday 11th April 2006
quotequote all
motorhole said:
Go to www.nurburgring.org.uk

Ben has a list of UK insurers that specificly exclude the 'ring from their policies.


Not any more he doesn't, he's dropped the list due to the sheer number of insCo's doing it.


Excluding "de-restricted toll roads" is interesting. If the Germans ever build a toll Autobahn your Insco would effectively be restricting your freedom to travel within the EU....could be a good case for a smart lawyer.

>> Edited by monkeyhanger on Tuesday 11th April 17:29

flemke

22,865 posts

238 months

Tuesday 11th April 2006
quotequote all
monkeyhanger said:
Excluding "de-restricted toll roads" is interesting. If the Germans ever build a toll Autobahn your Insco would effectively be restricting your freedom to travel within the EU....could be a good case for a smart lawyer.
Actually the Autobahn is already a toll road for lorries over a certain weight.
For the last year there has been an ANPR-type system that automatically clocks lorries. The owner gets charged for distance travelled.

monkeyhanger

9,198 posts

243 months

Tuesday 11th April 2006
quotequote all
flemke said:
Actually the Autobahn is already a toll road for lorries over a certain weight.
For the last year there has been an ANPR-type system that automatically clocks lorries. The owner gets charged for distance travelled.


I know

But as no-one here is planning to take an Artic around the ring i don't really think that's relevant

I see what you mean though, it could easily be extended.....perish the thought.

GuyR

2,206 posts

283 months

Wednesday 12th April 2006
quotequote all

The ring is also not fully de-restricted, there are speed limits in one place, so even that point is arguable.

Guy

fergus

6,430 posts

276 months

Wednesday 12th April 2006
quotequote all
Guy

Are you refering to Breidscheid, to allow people to exit/enter the circuit? What's the 'limit' there out of interest? 50kph?

Will pop over and say hello sometime this w/e - if I can find you in what will be a sea of people and cars!

cheburator

510 posts

259 months

Wednesday 12th April 2006
quotequote all
fergus said:
Guy

Are you refering to Breidscheid, to allow people to exit/enter the circuit? What's the 'limit' there out of interest? 50kph?

Will pop over and say hello sometime this w/e - if I can find you in what will be a sea of people and cars!


The limit is 50kph. You also have a limit at DH - 130kph...

fergus

6,430 posts

276 months

Wednesday 12th April 2006
quotequote all
where is the DH limit? From coming out of Gallenkopf (sp)? just curious. I think given the forecast, breidschied may only be able to be navigated going at the limit anyway

GuyR

2,206 posts

283 months

Wednesday 12th April 2006
quotequote all
Fergus,

Yes, it looks like it will be wet-ish over the weekend. I'm there Thursday evening and Friday, but we are only staying for Sat morning, so should hopefully avoid the worst of Sat/Sun, which I expect to be completely mad there (although rain should diminish numbers).

Guy

cheburator

510 posts

259 months

Wednesday 12th April 2006
quotequote all
fergus said:
where is the DH limit? From coming out of Gallenkopf (sp)? just curious. I think given the forecast, breidschied may only be able to be navigated going at the limit anyway


Yep, the limit sign at DH is a bit after the gantry...

My trusty stallion ( VW Golf mk2 GTI 16v) should fare relatively well in the wet with all that power

fergus

6,430 posts

276 months

Wednesday 12th April 2006
quotequote all
you going over this w/e? what colour is the car? I'm in a yellow caterhanm with 'oversize' black cage (you'll see what I mean when you see it)

cheburator

510 posts

259 months

Wednesday 12th April 2006
quotequote all
GuyR said:
Fergus,

Yes, it looks like it will be wet-ish over the weekend. I'm there Thursday evening and Friday, but we are only staying for Sat morning, so should hopefully avoid the worst of Sat/Sun, which I expect to be completely mad there (although rain should diminish numbers).

Guy


The new system, which allowes one to do an almost continuous lap without coming off into the car park should help... But I ain't holding my breath. The weekend of 1st April was very quiet and empty with the rain, thus the Porker stays in the garage and the VW mk2 comes out to play yet again...

fergus

6,430 posts

276 months

Wednesday 12th April 2006
quotequote all
have they re-organised the car park/track exit/track entry/queing zone then?!

I think they need two lanes, one going st through to the barriers, with no additional entry from the car park, and another going into the back of one of the car parks or something like that, as the queue to get from the main road/roundabout inevitably somehow leads to long queues right down DH on busy days!

GuyR

2,206 posts

283 months

Wednesday 12th April 2006
quotequote all

I'll just be doing slow laps if it's wet, since 620bhp, rear wheel drive and no traction control means it's not the best in the damp. Will probably switch the Track Corsas for normal road tyres as well.

fergus

6,430 posts

276 months

Wednesday 12th April 2006
quotequote all
GuyR said:

I'll just be doing slow laps if it's wet, since 620bhp, rear wheel drive and no traction control means it's not the best in the damp. Will probably switch the Track Corsas for normal road tyres as well.


Snap! Our cars have similar power to weight ratio (but your's has a *touch* more torque ), so I think the theme may be "softly softly, catchee monkey!" I think Sat is due to be dry, if a tad cold, though. Cue loads of accidents from a frustrated friday

cheburator

510 posts

259 months

Wednesday 12th April 2006
quotequote all
fergus said:
have they re-organised the car park/track exit/track entry/queing zone then?!

I think they need two lanes, one going st through to the barriers, with no additional entry from the car park, and another going into the back of one of the car parks or something like that, as the queue to get from the main road/roundabout inevitably somehow leads to long queues right down DH on busy days!


That's what they have at present - you can either drive straight through a temporary barrier set up on DH or you can come off into the car park. Should help a bit with congestion, fingers crossed.

The VW Golf is Atlas Grey - F202WNP. See you there...

nords

1,031 posts

232 months

Wednesday 12th April 2006
quotequote all

So does anyone know which insurers to avoid!?

angry

180 posts

231 months

Wednesday 12th April 2006
quotequote all
Hi all,the word on the street is to stop asking insurers as they will automatically say no and could put a note on your schedule info.
You need to check each insurers policy book/website and if it doesnt mention de-restricted toll roads you should be covered,but might have to take it to court to get your money.
The more people question it the more insurers will come wise to it and exclude it from thier policies.
This is only something ive heard from a underwriter friend of mine.
He has checked and cannot find anybody who will genuinly coer the Ring