the ring, insurance questions

the ring, insurance questions

Author
Discussion

TheRainMaker

6,334 posts

242 months

Tuesday 3rd June 2014
quotequote all
andyiley said:
TheRainMaker said:
Do they check insurance documents when you enter the ring?

I've spent the past few hours on the phone and no one will supply third party cover.

I can get my own car covered but not third party.

What do people do? hope they don't crash into someone else?
I can only assume you have read none of the above thread then.
Yes, most of it but the last post was september last year and things might have changed tongue out


Edited by TheRainMaker on Tuesday 3rd June 21:32

CapnSlow

47 posts

120 months

Sunday 13th July 2014
quotequote all
I went there a few weeks ago on a tourist day. I checked with my insurance company and after an initial no, I reasoned with them that it was a derestricted toll road in the EU and that as it wasn't excluded in the policy I bought from them they should insure me. They agreed. I was covered. Thankfully I didn't hit anything or anyone.

e46m3c

874 posts

155 months

Thursday 11th September 2014
quotequote all
any change in this status quo ?

Would be great if someone started offering 3rd party cover. After all, most incidents dont affect 3rd party.

Tyre Smoke

23,018 posts

261 months

Thursday 11th September 2014
quotequote all
e46m3c said:
any change in this status quo ?

Would be great if someone started offering 3rd party cover. After all, most incidents dont affect 3rd party.
Really?

So, replacement ARMCO - 3rd Party? The hospital bill for the biker that slips on your spilt fluids from your 'off' - 3rd Party? The legal bill and compensation when said biker succumbs to his/her injuries - 3rd Party?

I could go on.



e46m3c

874 posts

155 months

Thursday 11th September 2014
quotequote all
i didnt see anyone bite the dust on oil when i was there. i would imagine thats is a very rare occurrence.

armco / closure valid.

Munter

31,319 posts

241 months

Thursday 11th September 2014
quotequote all
e46m3c said:
i didnt see anyone bite the dust on oil when i was there. i would imagine thats is a very rare occurrence.

armco / closure valid.
Plenty of video shows bikers coming off on someone else oil: https://www.youtube.com/watch?v=EqyF-9Ro1dk

And they are only where someone can be bothered to film it on some days. Based on plenty of video from a few corners on a few days. I'd say it's reasonably common enough to want to insure against.

terenceb

1,488 posts

171 months

Thursday 11th September 2014
quotequote all
e46m3c said:
i didnt see anyone bite the dust on oil when i was there. i would imagine thats is a very rare occurrence.

armco / closure valid.
Certainly not rare, ask the poor biker who has comprehensivly written his bike off and caused an hours track closure whilst the armco was replaced.All because a driver decided to drive on for around a kilometer with a burst raditor hose before stopping, all of which falls under "Third Party".
He was quite happily chatting to his two mates on the other side of the armco when I drove past (fortunately spotting his coolant spill) before arriving at the spot.
I wonder how he feels tonight?

e46m3c

874 posts

155 months

Friday 12th September 2014
quotequote all
o dear. perhaps it is worse than i thought then.

How many people use the ring per day vs how many people cause 3rd party damage excluding armco?

Im sure someone could make some money on that?

Is someone crashing on your dropped fluid really liable? Surely its for them to be driving at a safe speed to suit the conditions. Fully knowing there could be oil, mud, diesel, grass, flat-squirrel at any point as is the case on any road.

Soov535

35,829 posts

271 months

Friday 12th September 2014
quotequote all
e46m3c said:
Im sure someone could make some money on that?

Is someone crashing on your dropped fluid really liable?
1. No
2. Yes



e46m3c

874 posts

155 months

Friday 12th September 2014
quotequote all
uk rules trackday it is then.

terenceb

1,488 posts

171 months

Friday 12th September 2014
quotequote all
Perhaps but most uk circuits you learn in around four laps. At what point do you become bored?

evojam

568 posts

160 months

Sunday 30th November 2014
quotequote all
The Ring is a fantastic place and will give you the time of your life but show it respect..accidents can and will happen..

https://www.youtube.com/watch?v=ml8B6_FNs64

GC8

19,910 posts

190 months

Monday 1st December 2014
quotequote all
When I last visited I replaced the coolant with distilled water. This wont absolve you of all responsibility in all circumstances, but water is water and very different from slippery coolant.

terenceb

1,488 posts

171 months

Monday 1st December 2014
quotequote all
Problem there being water is still slippery and I dont the powers that be would accept that as a line of defence.smile

GC8

19,910 posts

190 months

Monday 1st December 2014
quotequote all
Water is far less slippy than coolant, though.

tertius

6,856 posts

230 months

Monday 1st December 2014
quotequote all
GC8 said:
Water is far less slippy than coolant, though.
Quite, there is a reason many race series forbid the use of coolant and require water/water wetter only.

terenceb

1,488 posts

171 months

Tuesday 2nd December 2014
quotequote all
Right, your going balls out into Angst-nice warm sunny day and someone has dumped a radfull of water.What happens next?
Tracks get slippery after natural water has dropped onto it so just because someone has filled thier rad with it makes no difference-try arguing that one with the ticket office marshals-they deserve a good laugh.

Willie Dee

1,559 posts

208 months

Sunday 14th December 2014
quotequote all
https://www.youtube.com/watch?v=umWGoO-OFgo

There's an uphill right that features in quite a few incidents (2:18 for instance). including bikes.
What's tricky about that corner - oil, maybe??

tertius

6,856 posts

230 months

Sunday 14th December 2014
quotequote all
Willie Dee said:
https://www.youtube.com/watch?v=umWGoO-OFgo

There's an uphill right that features in quite a few incidents (2:18 for instance). including bikes.
What's tricky about that corner - oil, maybe??
That's Ex-Muehle - probably the camber change, it goes from positive to neutral quite quickly, plus people tend to be on the gas quite hard as they are going uphill after a slow section past the exit at Breidsheid.

GC8

19,910 posts

190 months

Sunday 14th December 2014
quotequote all
terenceb said:
Right, your going balls out into Angst-nice warm sunny day and someone has dumped a radfull of water.What happens next?
Tracks get slippery after natural water has dropped onto it so just because someone has filled thier rad with it makes no difference-try arguing that one with the ticket office marshals-they deserve a good laugh.
No one is arguing except for you. Worringly for someone who touts themselves as an experienced racer, your knowledge seems to be lacking.

Water is less slippery than coolant and this is why some series require its use. No one has suggested that water will not cause a lack of adhesion, apart from you in order to create an foolish argument.