the ring, insurance questions
Discussion
I agree /know only too well the difference in adhesion quaulities.Non the less, hit apatch of water etc and grip level will decrease significantly.
Btw, no need to worry How do you tell the difference between coolant and watrr from twenty five metres away?
Btw, no need to worry How do you tell the difference between coolant and watrr from twenty five metres away?
Edited by terenceb on Monday 15th December 07:18
So an insurance broker at Spa on Tuesday is saying there is a new EU ruling coming in very soon, apparently you will have 3rd party cover and insurance companies will not be able to come after you for costs.
Personally, I will wait until I see it, but it could potentially re-open up TF days to all of us?
Personally, I will wait until I see it, but it could potentially re-open up TF days to all of us?
Dakkon said:
So an insurance broker at Spa on Tuesday is saying there is a new EU ruling coming in very soon, apparently you will have 3rd party cover and insurance companies will not be able to come after you for costs.
Personally, I will wait until I see it, but it could potentially re-open up TF days to all of us?
I read that. Personally, I will wait until I see it, but it could potentially re-open up TF days to all of us?
The article in The Times said that TP cover was likely to follow subsequent to a farm worker who was hit by a tractor on private land (and therefore not required to have insurance). So the follow on is that all vehicles may be required to have TP cover. I believe we all have it on TF at the Nordschleife anyway it is just that insurers will try to recover from you.
I cannot see the situation changing anytime soon (to our benefit) but I am not a legal eagle.
A gentleman at Manthey in Meuspath was saying to me the other day thet even German insurers are refusing to pay some claims at the 'toll road'.
Pip
I cannot see the situation changing anytime soon (to our benefit) but I am not a legal eagle.
A gentleman at Manthey in Meuspath was saying to me the other day thet even German insurers are refusing to pay some claims at the 'toll road'.
Pip
giblet said:
Sorry to bump an old thread but given that it's now 2017, what is the current status of track insurance at the ring especially on a TF day?
Is it possible to get cover for your own car? Is TP cover still non existent?
Pretty much non-existant, if you don't want to risk you own car, you can always rent one, then you're only on the hook for the excess for that car + barrier etc. Is it possible to get cover for your own car? Is TP cover still non existent?
IT1GTR said:
Pretty much non-existant, if you don't want to risk you own car, you can always rent one, then you're only on the hook for the excess for that car + barrier etc.
Cheers. Found a company that did quote me but it was ridiculous so went without. Was there midweek and only did 3 laps each day across both days. It was fairly quiet compared to the crazy weekend videos I've seen. giblet said:
Cheers. Found a company that did quote me but it was ridiculous so went without. Was there midweek and only did 3 laps each day across both days. It was fairly quiet compared to the crazy weekend videos I've seen.
Yes, the issue for me is not so much loosing the car plus the barrier, but any third party costs, for example if a bike were to crash on your fluid etc.Shameless plug, but I work for Ring Garage, can probably sort out a rental deal if your looking for one next time...
IT1GTR said:
giblet said:
Is TP cover still non existent?
Pretty much non-existant, AFAIK nothing has changed and you still do not have any TP cover on a TF day in a UK reg car nor can you buy it from anyone.
If anyone knows any differently (inc AGTLAW) it'd be good to share that knowledge please.
agtlaw said:
Nickfrog apparently gets his (very limited) info from internet forums. I don't and he's wrong again.
Here you are ! In May 2016 you hinted that things had changed post-2014 - I kindly asked you what the score was. Are insurers, who have to cover TP risk even on TF, not trying to recover costs any longer?You decided not to reply at the time - which is fair enough - so my info in this area is indeed very limited to either searching online - or asking around at the Ring and/or in the motorsport industry where I work, but where no one is aware of any change whatsoever about third party liability on TF in a UK car.
Hence me asking if anyone knows otherwise ?
If you know, why don't you tell us ? If you don't then fair enough but how can we guess ? So I am quite right in saying that AFAIK there has been no change - unless of course you know otherwise and in which case please share - if you don't then you'll understand that I'll assume you are totally wrong on the subject or that you have an ulterior motive for not disclosing the changes, which I'd totally understand as well, but just say so please.
When you say wrong again ? How can I guess I am wrong in the first place if you don't tell us what the change is ? Particularly when you seem to be the only one to know of any change at all or any recent jurisprudence. I do hope I am wrong btw.
Here is a link of the thread where agtlaw already hinted at a change but didn't tell us anymore than "we're wrong" (which would be great news).
https://www.pistonheads.com/gassing/topic.asp?h=0&...
So if the UK insurers have stopped being legally able to come after us for breach of T&Cs after they've settled a TP claim, it'd be great to know that for a fact.
If not, we'll have to carry on feeding Darren at DN !
Edited by nickfrog on Tuesday 20th June 18:56
Well I am no legal eagle and Atglaw is probably unwilling to comment until the final solution. I get the impression 'they' don't like to have 'evidence' against them esp in writing.
I am sure that this is the key point from the linked article on the other related topic ( http://www.newlawjournal.co.uk/nlj/content/short-h... from 10th May 2016 post):
[i]For the future, it is to be assumed that there will have to be legislative amendment to s 143 to encompass use of motor vehicles on private land, including off-road. When and how this takes place remains to be seen.
Sarah Crowther, barrister, Outer Temple Chambers (www.outertemple.com)[/i]
It seems to me that UK Insurers are possibly no longer recovering funds against drivers for third party risks following incidents on the Nordschleife (and rightly so - it is about time). As I am not a legal eagle whether this remains set in stone, I have no idea.
Pip
I am sure that this is the key point from the linked article on the other related topic ( http://www.newlawjournal.co.uk/nlj/content/short-h... from 10th May 2016 post):
[i]For the future, it is to be assumed that there will have to be legislative amendment to s 143 to encompass use of motor vehicles on private land, including off-road. When and how this takes place remains to be seen.
Sarah Crowther, barrister, Outer Temple Chambers (www.outertemple.com)[/i]
It seems to me that UK Insurers are possibly no longer recovering funds against drivers for third party risks following incidents on the Nordschleife (and rightly so - it is about time). As I am not a legal eagle whether this remains set in stone, I have no idea.
Pip
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